my experience with credit cards cancellation (I go to their branches & terminate it):

UOB - efficient
Maybank - very slow (the credit card balance is still there in maybank2u after cancellation - makes me wonder whether they terminate it properly)
CIMB (DA) - ok (but the credit card balance is still there in cimbclicks after cancellation - same lousy as maybank )
HSBC - slow service in their branch but the hsbc.com.my account was terminated immediately
Alliance - lousy & slow bank officer
Public bank - efficient, internet account will be terminated after 4-5 days cancellation of cards at branch
Citibank - very efficient (but they will persuade you till maximum level before you terminate it) - citibank online account will be terminated immediately
EON bank - efficient (internet account was terminated too)

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Added on December 21, 2009, 1:50 pmjust check your credit card expiry date (can find on your card "valid thru" - the expiry month)

http://www.thestar.com.my/news/story.asp?file=/2009/12/21/nation/5343737&sec=nation

This post has been edited by muscaa: Dec 21 2009, 01:50 PM

yes bank are "ah long" every transactions they earn 2-3%, if we pay late... penalty + interest
now even 1msia Govt stepped in and charge RM50 service tax

This post has been edited by muscaa: Dec 24 2009, 07:57 AM

I wonder DA mastercard give discount for starbuck purchases like CIMB master?

quite annoyed with citibank... called them earlier to cancel the card on the spot but they tried to delay it, claimed that they need to take 3-5 working days kinda crap

will go to their branch and "potong" it in front of their staff if they still wanna delay it

This post has been edited by muscaa: Dec 31 2009, 07:52 PM

enough time... it takes 1 week

my Maybank Amex cc was cancelled in Nov 09 but it still appears in my maybank2u account... need to call them up and request for immediate termination

no problem for Esso/Mobil & BHP too

yes they allow termination via phone

never heard of these promotions...

Citibank is giving 10,000 reward points for newly approved platinum card, is it worth to apply for it?

Saw the annual fee is RM600 for platinum card. Any chance to waive it if they charge it in the first statement?

http://www.citibank.com.my/MYGCB/APPS/port...rd-platinum.htm

http://www.citibank.com.my/MYGCB/APPS/port...latinum-tnc.htm

thanks hye

The citibank platinum card sounds very attractive for me (the only disadvantage is no rebate for petrol )

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Added on March 20, 2010, 4:22 pmyes it's permanent like amex gold cc. Kinda aggressive promotion by citibank

This post has been edited by muscaa: Mar 20 2010, 04:22 PM

Yes i think their 10k reward points is to attract people to apply for their platinum card and waive the service tax later

It's stated in their website that just swipe 3x in 60 days and you can get 1st year annual fee waived.

Noted their T&C:

1. This Citibank Berhad ("Citibank") Platinum 5X Rewards Points feature ("5X Rewards Points Feature") will run from 19th March 2010 onwards.

2. Citibank reserves the right to cancel, terminate or suspend the 5X Rewards Points Feature with 21 calendar days’ notice.

Anyway it's a good offer by citibank

That shows how good citibank is...

it's good practice that before you go overseas, assign someone in Msia (preferably family member) to help & call the bank if there is problem with credit card (eg. loss).

you can call the bank on behalf of the card holder when he/she is in oversea. I have done it before

you mustn't rely on the information given by the promoter, must do some home work eg. check their website for correct information

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Added on March 25, 2010, 8:10 pmBTW citibank is super fast for approving my application for platinum visa within 4 working days

Now thinking hard whether to terminate my DA master before they charge me RM50 service tax later this year... one thing I dont like CIMB is their stupid cash deposit machine always reject new bank notes.

This post has been edited by muscaa: Mar 25 2010, 08:15 PM

must swipe at least twice in 60 days and will take them 8 weeks to give you the 10000 points

Click here

citibank and CIMB credit card can be terminated via phone. No need to do it at the counter

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Added on March 26, 2010, 6:44 pmdont go to their bank and apply for credit card.. always apply it in shopping mall. Their service is better

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Added on March 26, 2010, 6:46 pmyes you cant simply put in money and apply for new saving/current account in citibank... need to have their loan/credit card first before you can open their account

This post has been edited by muscaa: Mar 26 2010, 06:46 PM

dhb,

when did you apply for it? Is the GPS machine good?

I heard that citibank only can give u the free gift if you apply 2 cards in one go or get balance transfer

Click here

I applied for citibank platinum card so i managed to get free 10000 reward points

BTW they processed my application with a superb speed... applied on Sat, next Wed approved, then Sat got my card through courier

This post has been edited by muscaa: Mar 30 2010, 08:53 PM

if i have the old ATM card without debit card function, I gotta pay RM12 to convert the card to debit?