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 Credit Card v9, RM50 GST dilemma

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talfred
post Jan 7 2010, 10:43 AM

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Hi All,

is RM17k CL enough to apply for any platinum cards? If so, which banks?

Thanks!!
talfred
post Jan 24 2010, 01:30 PM

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omg Amex Plat CC min requirement reduced to 60k per annum only
talfred
post Jan 25 2010, 11:05 AM

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hey all can i check does anyone here have any experience applying Amex CC Gold and Plat?

Are you able to use your existing cards (if so what is the min CL) to apply or must use payslip?

Thansk!!!
talfred
post Jan 25 2010, 02:11 PM

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QUOTE(eddievh @ Jan 25 2010, 12:34 PM)
When i apply for my Amex Gold CC,i only gave them my other bank CC that is more than 1 year. I apply it at maybank branch.
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Thanks for the Info may i know how much CL was the CC you used to apply?
talfred
post Feb 9 2010, 11:04 PM

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Hey all

Does anyone have experience applying Amex gold/plat cc with MBB?

Was told by their cs that processing takes 3 weeks is this true?

What's min CL needed to apply?
talfred
post Feb 21 2010, 03:53 PM

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QUOTE(zenwell @ Feb 19 2010, 06:41 PM)
I got this offer too. Mine was 8k. i got 2 months ago. i didn't activagte it. Just let it be. I think the activation deadline is up.
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omg platinum card these days with less than 10k limit ?! :S
talfred
post Feb 23 2010, 06:52 PM

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hey does any one have experience where you applied for Amex plat cc instead they approve you with Amex gold cc without your consent?? I don't want to be forced to pay rm50 svc charge even if I cancel it
talfred
post Mar 5 2010, 11:41 AM

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I applied for the Amex Plat CC.

I was not told they were giving me the gold cc until i phoned to check on status. Fine, i waited.

Received card yesterday and they sent me the GENERIC MAYBANKARD AMEX GOLD CC (not the american express branded). This is ridiculous..... even the call center number written on the back of the card is not valid already. You get auto response saying "number has changed to 1300 xxx xxx"

And to cancel the card i was told i need to submit it back to the branch. Can't do it via phone because i have already "received" the physical.

MBB IS NIGHTMARE
talfred
post Mar 14 2010, 02:14 PM

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QUOTE(MilesAndMore @ Mar 13 2010, 09:12 PM)
Supposedly it is a combined credit limit unless you are talking about HSBC conventional credit card with HSBC Amanah credit card. Then you will have separate credit limit.

And if you have a HSBC Premier Mastercard and another conventional VISA from HSBC, you will be given a separate credit line too as the credit line for HSBC Premier Mastercard can't be combined with any other credit cards offered by HSBC.
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I was recently offered something similar as well. HSBC issued me with a Mastercard but half the limit of my Visa. Called to ask to have it cancelled and the Mastercard limit is now combined together with my Visa =)
talfred
post Mar 27 2010, 11:11 AM

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Hi ragereaver,

Very similar encounter I came across 2 months ago. My uob plat was swiped at a club terminal 3x but failed, the amount was 700++ but the transaction just "failed" not "declined" as informed by the merchant so I just end up paying with another card.

Next morning I was shocked to find out by UOB CS that 3 transsactions were successfully. Went back to merchant to inform but can't trace it either . They even showed me the total number of visa transactions vs the signed slips. So basically just made an agreement with the club manager that if the 3x trans does get statemented they will follow it up.

Basically how it works is succesful trans needs to be "statemented" before actually charged to ur cc bill . The merchant MUST send the cc signed slips back to bank within 7days otherwise it will be cancelled. So in ur and my case just need to wait 7 days for the trans to disappear well obviously they can't charge u anything u didn't signed for.
talfred
post Mar 30 2010, 11:21 PM

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hey guys my citi plat just got approved but according to the cs gps promo only applicable to the shell card???

Anyways whats min cl to apply for infinite cards?

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