QUOTE(David83 @ Jan 21 2010, 12:06 PM)
Got. I think Santa Barbara back pack.
Dont think so. I applied mine got nothing. I check their website also got nothing.Credit Card v9, RM50 GST dilemma
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 Jan 21 2010, 12:16 PM
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Senior Member
783 posts Joined: Jan 2007 From: Definitely not U.S and A!!!  
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Jan 21 2010, 12:25 PM
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Junior Member
370 posts Joined: Mar 2007
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QUOTE(Bakmoi @ Jan 21 2010, 12:05 PM) Planning to get a CC soon , My pa is 20k. Since you have VISA and AMEX in mind, add in 1 Citibank Air Asia Mastercard will be perfectAny good cards to recommend ? I plan to get Citibank Shell card and Maybank Amex. Other suggestions ?  |
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Jan 21 2010, 12:28 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(aeronlim @ Jan 21 2010, 12:25 PM) Since you have VISA and AMEX in mind, add in 1 Citibank Air Asia Mastercard will be perfect That will be RM 150 per year upon approval.  |
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Jan 21 2010, 12:39 PM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea
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QUOTE(David83 @ Jan 21 2010, 12:28 PM) That will be RM 150 per year upon approval. I was about to say that as well. Frankly I don't see why @Bakmoi need more than 1 card let alone 3 cards. @Bakmoi you need to decide whether you want the fuel rebate or points. Given now you need to pay RM50 per card, you need to choose wisely. Whether or not a card is good or not ... it's up to the individual main purpose of using it. |
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Jan 21 2010, 12:44 PM
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Junior Member
64 posts Joined: Jan 2008 From: Penang
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Thanks a lot for the feedbacks ,
What's the difference between Visa / Master / Amex ?? Aren't they all the same ? |
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Jan 21 2010, 12:48 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Bakmoi @ Jan 21 2010, 12:44 PM) Thanks a lot for the feedbacks , They are not the same but roughly the same. Like the difference between Maxis, DiGi, Celcom and etc.What's the difference between Visa / Master / Amex ?? Aren't they all the same ? AMEX is not really wide acceptable in Malaysia not in Klang Valley, coverage wise is pretty good compared to other states. |
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Jan 21 2010, 01:07 PM
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Senior Member
593 posts Joined: Feb 2007 From: Merseyside
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If you're looking for a card for convenience, any visa/MC will do.
If you pump alot of petrol then go for citibank shell. but if you're looking for cash rebates then go for cards such as uob one. Just my 2sen. |
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Jan 21 2010, 01:30 PM
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4,522 posts Joined: Jan 2009
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QUOTE(xander @ Jan 20 2010, 08:08 PM) i went to apply amex ikhwan MBB ytd in MBB private banking and they said maybank is quite tight on approving new applications as they saw my salary is only 2.2k per month. You can try apply at other bank. Not just HSBC or Maybank can provide you cc, other bank will do!and hsbc even worst. they called me up n asked me how long i been working. i said 2 months. well is like 3 more days then i'll hit 3 months. then 2nd question salary bank to where? i said maybank. then they terus said they'll call me back. gone case i think life's tough ain't it QUOTE(temptation1314 @ Jan 21 2010, 12:08 PM) Screw it la... so hard to call CIMB Call Center now...  20 minutes wait on the phone also nobody is picking up.... QUOTE(gkweng @ Jan 21 2010, 12:13 PM) Same with me! For the passed 2 week, I call in CIMB and want cancel my card, call almost whole day also no people pick up... Try call them early in the morning about 7 or 8am, I can reach them 8am at the Sunday morning without free caller ringtone.   |
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Jan 21 2010, 04:45 PM
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Junior Member
400 posts Joined: Oct 2008
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i called da the whole day but could not get through. such a big difference compared to last time where just pressing 0 would get someone to talk to. feels that da is so downgraded now in terms of customer service.
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Jan 21 2010, 05:13 PM
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Senior Member
2,250 posts Joined: Jan 2003 From: Penang / Bentong, Pahang / Genting 
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All Customer Service lines also the same not only DA. The lines were all overloaded. I manage to get through DA yesterday morning when I called at 8am.
But the Questions the CS ask me to activate my card..hui-yoh...I also got problem answering them  |
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Jan 21 2010, 08:08 PM
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Junior Member
120 posts Joined: Aug 2007 From: Selangor
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maybank amex card points is it same with maybank treat points too?
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Jan 21 2010, 08:38 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(lee9171 @ Jan 21 2010, 08:08 PM) maybank amex card points is it same with maybank treat points too? No. There're not the same.AMEX without bearing Maybank logo on the card is using Membership Rewards programme. AMEX with Maybank logo (Maybankard) is using TP programme. |
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Jan 22 2010, 10:04 AM
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Junior Member
22 posts Joined: Dec 2009
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QUOTE(Bakmoi @ Jan 21 2010, 12:05 PM) Planning to get a CC soon , My pa is 20k. i thought all maybank cc required pa 30k?Any good cards to recommend ? I plan to get Citibank Shell card and Maybank Amex. Other suggestions ? |
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Jan 22 2010, 10:09 AM
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Senior Member
584 posts Joined: Aug 2006 From: Skudai, Johor
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QUOTE(silentpeas @ Jan 22 2010, 10:04 AM) i thought all maybank cc required pa 30k? nope, only 18K. |
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Jan 22 2010, 10:15 AM
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Junior Member
22 posts Joined: Dec 2009
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QUOTE(saiga @ Jan 22 2010, 10:09 AM) nope, only 18K.  really? they didn't update their website that often then....it always shows RM30k, long before wanted to apply but got upset everytime saw the rm30k requirement... |
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Jan 22 2010, 01:22 PM
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(silentpeas @ Jan 22 2010, 10:15 AM) really? they didn't update their website that often then....it always shows RM30k, long before wanted to apply but got upset everytime saw the rm30k requirement... |
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Jan 22 2010, 01:38 PM
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Senior Member
3,039 posts Joined: Jan 2003 From: Laputa
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Cannot reach DA customer service....
AMEX is great. Get my 15% discount for Nov and Dec. |
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Jan 22 2010, 01:43 PM
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Senior Member
1,202 posts Joined: Jun 2009
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QUOTE(xander @ Jan 20 2010, 08:08 PM) i went to apply amex ikhwan MBB ytd in MBB private banking and they said maybank is quite tight on approving new applications as they saw my salary is only 2.2k per month. A tip for you. Did you just graduate? You can go open a hsbc grad pack acc. Fee acc and can apply credit card easily with just your offer letter. Approval rate is higher as well.and hsbc even worst. they called me up n asked me how long i been working. i said 2 months. well is like 3 more days then i'll hit 3 months. then 2nd question salary bank to where? i said maybank. then they terus said they'll call me back. gone case i think life's tough ain't it |
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Jan 22 2010, 01:51 PM
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Senior Member
4,522 posts Joined: Jan 2009
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QUOTE(jphlau @ Jan 22 2010, 01:43 PM) A tip for you. Did you just graduate? You can go open a hsbc grad pack acc. Fee acc and can apply credit card easily with just your offer letter. Approval rate is higher as well. Is that for degree holder? |
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Jan 22 2010, 01:56 PM
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Senior Member
1,230 posts Joined: Sep 2008
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QUOTE(SnoWFisH @ Jan 21 2010, 05:13 PM) All Customer Service lines also the same not only DA. The lines were all overloaded. I manage to get through DA yesterday morning when I called at 8am. Well, so far, SCB & HSBC lines does not seems to be affected. Been calling them for a few times in a day for the past 2 weeks or so and got thru to their people on first attempt even during office hours etc.But the Questions the CS ask me to activate my card..hui-yoh...I also got problem answering them |
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