Credit Card v9, RM50 GST dilemma
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 Dec 28 2009, 05:32 PM
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#1
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Junior Member
68 posts Joined: Nov 2004  
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Seniors,
Any ideas of how to get my credit limit increase regularly? Applying more cards to in order to increase the "Total Credit Limit" then terminate those extra? Or just spending much more to increase the transaction counts (with some small amount) to keep the card active? i hv 1 each for visa, master, amex cards and diners. (2 credit 2 charge). Thanks. |
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Dec 28 2009, 06:04 PM
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#2
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Junior Member
68 posts Joined: Nov 2004
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QUOTE(winner @ Dec 28 2009, 05:43 PM) You have to be a good paymaster. Banks will study your spending habit as well as credit exposure, and automatically review your CL. I guess it is a good time to demand higher CL if you wish to, as banks are trying hard to retain customers. Anyway, you shouldn't need to demand higher CL if you don't really use it. On the other hand, I asked banks to lower my CLs instead. Thanks. I usually paid it in full, but i will miss out some payment due to busy schedule. is it either late payment or full payment, i never practise min payments. I ask for higher credit as i planning to do some big-sum purchase in near future. futhermore i am cutting down my number cards due to the tax. Hopefully the banker will read my mind  make it automatically. it will be no fun/suprise if i make the request in writting. |
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