Credit Card v9, RM50 GST dilemma
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 Apr 27 2010, 09:43 PM
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Moderator
9,301 posts Joined: Mar 2008  
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As far as i am concerned, there are still a few online sites that do not require one to enter the CVV numbers and they can still process the card. Amazon.com was one such website. They changed their policy in late 2006 and we must now enter our CVV numbers.
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Apr 27 2010, 10:17 PM
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Senior Member
1,167 posts Joined: Nov 2006
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i want to ask is public bank CC has more benefits than other bank card?seems like the promotion of the card very attractive. got many discount ..
This post has been edited by jonuslee: Apr 27 2010, 10:19 PM |
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Apr 27 2010, 11:30 PM
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Senior Member
2,215 posts Joined: Nov 2007 From: Cheras, KL.
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QUOTE(Alec.Yong @ Apr 27 2010, 04:21 PM) How much CL is consider high in your mind? hmm my current cl quite low la. 12k nia. any card can offer more than 15k bah.     |
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Apr 28 2010, 12:12 AM
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Senior Member
4,051 posts Joined: Jan 2003 From: 槟城 
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QUOTE(hdroxy @ Apr 27 2010, 08:50 PM) Hi. Want to ask a question. I previously bought from Microsoft online and they do not require CVV for the transaction...I just bought an oversea server. I filled in my name, card no, adress etc but no CVV. And my account approved (they receive my payment). My question is, can your card really pay online even if you dont give ur CVV? I mean when my dad want to buy airline tickets (airasia, mas etc), always see him giving the CVV. So why my case no need... Asking coz it seems the security quite loose... I guess only those big shot company able to do transaction with CVV? |
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Apr 28 2010, 09:10 AM
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Junior Member
280 posts Joined: Dec 2007
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thanks for the reply. now i understand. btw i think bank should send sms notification saying there is transaction of xxx to xxx each time we use credit card. at least we know is there is someone using our card... or is implemented already??
 previously, bank usually call u right.. but heard now no more coz want to cut cost... |
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Apr 28 2010, 09:38 AM
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All Stars
52,874 posts Joined: Jan 2003
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That's a good idea which is similar to what M2U practice now whereby a SMS notification will be sent to you when you may a 3rd party fund transfer from one account to another account.
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Apr 28 2010, 10:15 AM
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(Eng_Tat @ Apr 27 2010, 11:30 PM) hmm my current cl quite low la. 12k nia. any card can offer more than 15k bah. so your target is RM15K?  |
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Apr 28 2010, 10:32 AM
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Senior Member
2,215 posts Joined: Nov 2007 From: Cheras, KL.
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QUOTE(Alec.Yong @ Apr 28 2010, 10:15 AM) so your target is RM15K? the higher the better bah. hsbc gave me another card which has lower limit, i ask why cannot match the another card? they replied because its single limit and not combine limit hence card a plus card b = new limit  |
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Apr 28 2010, 10:34 AM
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(Eng_Tat @ Apr 28 2010, 10:32 AM) the higher the better bah. So right now how much is your HSBC card's CL? RM?? + RM?? hsbc gave me another card which has lower limit, i ask why cannot match the another card? they replied because its single limit and not combine limit hence card a plus card b = new limit still not reach RM15K? This post has been edited by Alec.Yong: Apr 28 2010, 10:35 AM |
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Apr 28 2010, 11:09 AM
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Senior Member
1,206 posts Joined: Jan 2008
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I read somewhere in the thread that bank allow 3 days as a buffer from the due date before imposing late charge. Just wondering how about interest charge? if customer pay in full but the payment is delay 1 day from the due date, will the customer get charge on interest from all transactions up to the payment date?
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Apr 28 2010, 12:50 PM
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Senior Member
2,215 posts Joined: Nov 2007 From: Cheras, KL.
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QUOTE(Alec.Yong @ Apr 28 2010, 10:34 AM) So right now how much is your HSBC card's CL? RM?? + RM?? now just 12+7.5k lo still not reach RM15K?  |
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Apr 28 2010, 01:50 PM
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Senior Member
1,488 posts Joined: Oct 2009
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QUOTE(Eng_Tat @ Apr 28 2010, 12:50 PM) now just 12+7.5k lo It's already RM19.5K, tak cukup lagi? |
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Apr 28 2010, 03:50 PM
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Senior Member
3,887 posts Joined: Jun 2008
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Its not like you will ever swipe that amount.
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Apr 28 2010, 04:07 PM
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Senior Member
2,096 posts Joined: May 2008
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It is good to have a secure verification process but sometimes if it gets way too long, it is annoying. Just want to check some simple transaction of credit card but its like taking exam answering so many damn questions. Is is annoying! Thats right. Its you CIMB BANK!
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Apr 29 2010, 12:01 AM
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban
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normally, GC CL how much r???cant wait for my GC...
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Apr 29 2010, 12:09 AM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(leyley @ Apr 28 2010, 04:07 PM) It is good to have a secure verification process but sometimes if it gets way too long, it is annoying. Just want to check some simple transaction of credit card but its like taking exam answering so many damn questions. Is is annoying! Thats right. Its you CIMB BANK! It is good I will say..like today..I bought a phone, after 5 minutes, bank called me for verification..some more ask those small small transaction  |
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Apr 29 2010, 12:14 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(gastacopz @ Apr 29 2010, 12:01 AM) normally, GC CL how much r???cant wait for my GC... GC stands for? |
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Apr 29 2010, 12:15 AM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(David83 @ Apr 29 2010, 12:14 AM) GC stands for? I think he is talking about Gold Card |
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Apr 29 2010, 03:58 AM
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Junior Member
66 posts Joined: Mar 2010
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I applied for HLBB credit card recently..seems that their representative was very polite and explain to me nicely about waving annual fee and GST exchanging reward points and stuff..it was better than i expected...
 anyone encountered any problems with HLBB and their credit cards?.. |
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Apr 29 2010, 09:53 AM
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Senior Member
1,749 posts Joined: Oct 2007
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Currently I'm holding CC from Maybank, CIMB(both are petronas card) and Public bank. I want to apply a supplimentary card for my dad. May I know which bank is better among these three? Appreciate opinions from the expert.
it's mainly for overseas emergency use. |
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