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 Credit Card v9, RM50 GST dilemma

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gastacopz
post Jan 17 2010, 12:23 PM

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is this rm50 waiveable or not????
gastacopz
post Jan 22 2010, 08:36 PM

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ive terminated my HLB CC, but still can access their online service liao...LOL

btw,is AMEX good r???any benefit to hav it???
gastacopz
post Jan 30 2010, 01:21 PM

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QUOTE(hawaiispirulina @ Jan 30 2010, 11:33 AM)
due to the RM50 GST, i have decided to cancel my HSBC CC.
Currently I have
MPower Visa Platinum
and
HSBC Premier MasterCard
Mind if i ask which one should i cancel?
*
i think can still call them to waived..can we? sweat.gif sweat.gif sweat.gif

This post has been edited by gastacopz: Jan 30 2010, 01:22 PM
gastacopz
post Feb 3 2010, 02:52 PM

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QUOTE(WhiteWing @ Feb 3 2010, 01:44 PM)
I damm hate CIMB Bank,I wanna cancel my card and I called to CIMB Card  Centre and I waited for 10 minutes... Fed-up with them.. I go straight to CIMB Branch better .... DAMMM
*
at CIMB noe tongue.gif
gastacopz
post Feb 7 2010, 02:31 PM

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QUOTE(roy918 @ Feb 7 2010, 10:51 AM)
Question to Maybank why there is petronas visa gold or ask them show you the prove that you have applied for it.
Else you need to do something (lodge police report on Maybank or to BNM) and not just simply cancel it.
Imagine what if they "get" you a loan that you never apply.

By the way, you will be charged RM50 once a credit card is issued. You will have to pay for it even you cancel it (if your card approved after 31/12/2009).
*
i tot once complete 1 full calendar year will only they charged us... hmm.gif
gastacopz
post Feb 7 2010, 02:34 PM

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1 Ques...

iv got 1.09K outstanding amount on my HSBC CC..

if i only paid 1k, d interest is how much for my balance for my next statement??
gastacopz
post Feb 7 2010, 03:21 PM

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QUOTE(elhh82 @ Feb 7 2010, 03:11 PM)
i'd suggest you just clear the RM90. They will charge you late payment charges + interest. So it will come up to like.. maybe 15-20% on the RM90 for your first month.
*
oic...coz kinda confuse wif d calculation...

thank elhh82 thumbup.gif
gastacopz
post Feb 8 2010, 05:58 PM

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QUOTE(roy918 @ Feb 7 2010, 05:31 PM)
Even if paying full outstanding amount on or few days before due date, interest still charged for that particular month (from statement date until full payment date) since interest is daily basis.
is it correct r???because i believe there are no interest will be charged if paid full... hmm.gif

gastacopz
post Apr 21 2010, 11:35 PM

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im planning to cancel my hsbc normal mastercard and replaced with hsbc mpower visa card.

question is..is rm50 gst taxes i need to pay for my hsbc MC??

or to the new card???
gastacopz
post Apr 22 2010, 06:39 PM

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QUOTE(David83 @ Apr 21 2010, 11:55 PM)
No need to pay if the GST hasn't been charged to your HSBC MC.

However, you'll be charged GST for the newly applied Mpower Visa.
*
how to know whether GST has been charged to my HSBC MC??? hmm.gif
gastacopz
post Apr 22 2010, 06:46 PM

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QUOTE(David83 @ Apr 22 2010, 06:43 PM)
You can view online statement if you have enabled Internet banking. Otherwise, give a call to the CS.
*
IB is enabled..but couldnt find any in my statements... biggrin.gif
gastacopz
post Apr 23 2010, 12:07 PM

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QUOTE(ghoss @ Apr 23 2010, 12:03 PM)
Thanks , but actually I got from CIMB  , rejected by MBB + Standard Charted
Public / Hong Leong , which one better?

smile.gif
*
depends on ur usage... biggrin.gif
gastacopz
post Apr 24 2010, 02:22 AM

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QUOTE(ongLAI @ Apr 24 2010, 02:19 AM)
Hi, I was curiousing how do a Credit Card handle a forex transaction.
Yesterday i bought a pair of jean from Japan.. it cost JPY 9975.
Then i check tat day rate it was roughly RM 1 to Yen 29.
So i estimated the jean cost me RM 342..
Somehow today i called to hsbc to reconfirm...
thy only charge me RM 315... (the rate is RM 1 to Yen 31)
wao? why it is so different with the rate showing in the website?
*
dont u think its good???? brows.gif

or u want pay them more.... doh.gif
gastacopz
post Apr 27 2010, 04:11 PM

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QUOTE(Alec.Yong @ Apr 27 2010, 09:38 AM)
hurray..., I have got my HSBC card. It gave me the highest CL among my credit cards...
*
hurray..im terminating my HSBC cards when my new Gold Card arrived... drool.gif
gastacopz
post Apr 27 2010, 05:24 PM

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QUOTE(Alec.Yong @ Apr 27 2010, 04:21 PM)
My case is I terminated my previous HSBC's card before applying this HSBC's card.  tongue.gif
what's the different before and after??? hmm.gif hmm.gif

gastacopz
post Apr 29 2010, 12:01 AM

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normally, GC CL how much r???cant wait for my GC...
gastacopz
post Apr 29 2010, 12:23 PM

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QUOTE(krylicius @ Apr 29 2010, 03:58 AM)
I applied for HLBB credit card recently..seems that their representative was very polite and explain to me nicely about waving annual fee and GST exchanging reward points and stuff..it was better than i expected... rclxms.gif

anyone encountered any problems with HLBB and their credit cards?..
*
yup...me oso when terminating thier cc, they offer me 10K rewards points to stay with them,... drool.gif drool.gif drool.gif
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