This checking is done by all banks and not just Ctibank or Maybank.
CCRIS contains common info gathered from all banks and shared with all banks. Not only for CC ... but banks will check you when you want to apply loan or even open an account. It is part of any banks T&C so if you reject the checking, the bank will say "Thank you and Good Bye, Please try elsewhere".

You sounded like you have something to worry about. (Or maybe not)

To check your debt standing, credit score etc is quite common. But for all the banks in Malaysia to share your information about your savings you have with "xxx bank" and "xxz bank" is not true. The banks are extremely sensitive with your total deposit you have with them and will not share it with anyone else unless requested by LHDN with a court order or BNM.

Thanks JJBerry, I mean platinum card worr. not Infinite or Word le.

I am sure OCBC Platinum Mastercard is not a difficult or high class one la..
- Few of  my friends got a housing loan from ocbc, income like 4k plus/month they are offered ocbc plat card without even applying it. They all say it is free for life as long as they still serving the load so they just take loh..

I don't think so because 3 of them got the card offered once their loan is approved.. haha

I thought CTB plat is difficult to get but 3.5k as mentioned by other forummer can get already ???? then i can try to apply one too.. hehe

If not under World/Infinite class,then it should be the HSBC Visa Platinum.

Anyone applied HSBC plat card without the required income and success before mah? Err.. the income is like RM150k/year.. quite high for normal platinum le.. sure or not they need this income de.. hahaha

30k credit limit is consider high or low???? normally what income can get 30k credit?

if this SCB card still available, i don't mind even paying RM100 tax for the 5% cash rebate

if this SCB card still available, i don't mind even paying RM100 tax for the 5% cash rebate

Yes ... please. Can you please show us which card offer more than 5% cash rebate ? I would really like to know too and do share with us who can give you more than 5% cash rebate.

I need advice on what card I can apply for me, Working 2 years, no card yet, no house no cars, salary around 30 to 35k per year including incentives. Tried to apply HSBC but rejected.

Card cancellation is easy if you do it properly. Those who had problems cut corners and ended up with problems.
BTW ... you don't have a card but already thinking to cancel a card + very particular .... 

Anyone try to convert citibank gold card to clear card?

Those bank give small timers like me a chance ?? 

Waiting reply from CIMB, rejected by Maybank.

How long does it take to apply for a Petronas CIMB credit card at the bank?

and how does this Petronas CIMB stack up against other cards?

Thanks

really slow... citibank took only 3 days to approve my application

Hi all, base on your opinion and experience, if average, my salary monthly got 2.5k..but my basic only rm1.3k and + fixed allowance got RM1.5k, will bank approve my application?

will any bank accept, and approve, my credit card application (first time application) if i've only been working for a month. any chance?

*unrelated to credit card* if not can i take a personal loan?

i already have a DA mastercard..only use to buy petrol & groceries

now i would like to buy some home electronic & furniture

my friend suggest me to apply for AEON CC because they have the best easy payment scheme

is it a good idea?

to be honest i dont know much about CC, last time my sis laughed when i told her i want to reduce my CL from 8k to 1.5k

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Added on April 9, 2010, 10:04 pm

yes, i applied direct access CC using my degree cert,professional membership card & one month payslip

they did call my company for verification though

so just try your luck 

All the KFC in Malaysia are using credit card processing terminals from CIMB Bank. So we can actually pay by sticking the card (only with Paypass feature) to the terminal and it will save a lot of time. However, nobody seems to know how to use it. Not even the cashier