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 Credit Card v9, RM50 GST dilemma

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Alec.Yong
post Apr 27 2010, 05:14 PM

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QUOTE(andytan18 @ Apr 27 2010, 05:10 PM)
Platinum??
*
Yuh, Bingo!!! rclxms.gif
gastacopz
post Apr 27 2010, 05:24 PM

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QUOTE(Alec.Yong @ Apr 27 2010, 04:21 PM)
My case is I terminated my previous HSBC's card before applying this HSBC's card.  tongue.gif
what's the different before and after??? hmm.gif hmm.gif

carlitofreak
post Apr 27 2010, 05:34 PM

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Hey,

Anyone here using amex gold CC? how long u guys wait until u guys receive ur card by post?
Alec.Yong
post Apr 27 2010, 05:35 PM

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QUOTE(gastacopz @ Apr 27 2010, 05:24 PM)
what's the different before and after???  hmm.gif  hmm.gif
*
Before: they reject my application.
After: they accept my application.


Added on April 27, 2010, 5:36 pm
QUOTE(carlitofreak @ Apr 27 2010, 05:34 PM)
Hey,

Anyone here using amex gold CC? how long u guys wait until u guys receive ur card by post?
*
Self collect will be more faster.
drool.gif

Mine took about 2-3 days.

This post has been edited by Alec.Yong: Apr 27 2010, 05:36 PM
carlitofreak
post Apr 27 2010, 05:37 PM

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QUOTE(Alec.Yong @ Apr 27 2010, 05:35 PM)
Before: they reject my application.
After: they accept my application.


Added on April 27, 2010, 5:36 pm

Self collect will be more faster.
drool.gif

Mine took about 2-3 days.
*
really huh 2-3 days?

Haiyo, i opted to go for post! haih. no turning back la. nvrmind just wait then. now already 2 weeks
Alec.Yong
post Apr 27 2010, 05:38 PM

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QUOTE(carlitofreak @ Apr 27 2010, 05:37 PM)
really huh 2-3 days?

Haiyo, i opted to go for post! haih. no turning back la. nvrmind just wait then. now already 2 weeks
*
2-3 days is for the current MBB card holders.. tongue.gif
carlitofreak
post Apr 27 2010, 05:40 PM

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QUOTE(Alec.Yong @ Apr 27 2010, 05:38 PM)
2-3 days is for the current MBB card holders.. tongue.gif
*
yeah, i'm holding MBB card too. Gold Card Petronas.
Alec.Yong
post Apr 27 2010, 05:41 PM

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QUOTE(carlitofreak @ Apr 27 2010, 05:40 PM)
yeah, i'm holding MBB card too. Gold Card Petronas.
*
Then it shouldn't be a problem to get the card. rclxms.gif

This post has been edited by Alec.Yong: Apr 27 2010, 05:42 PM
bingozero
post Apr 27 2010, 06:02 PM

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QUOTE(carlitofreak @ Apr 27 2010, 05:34 PM)
Hey,

Anyone here using amex gold CC? how long u guys wait until u guys receive ur card by post?
*
1 month.
carlitofreak
post Apr 27 2010, 06:30 PM

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QUOTE(bingozero @ Apr 27 2010, 06:02 PM)
1 month.
*
Hah, seriously hah? aiyoo, if i know need to wait till 1 month better i opted for self collect.

Anyway just asking, if i already have Maybank CC with CL of RM10k, will the CL shared together with my new amex cc? or the amex cc will come out with it own CL?

Thanks
JJBerry
post Apr 27 2010, 06:35 PM

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QUOTE(carlitofreak @ Apr 27 2010, 06:30 PM)
Hah, seriously hah? aiyoo, if i know need to wait till 1 month better i opted for self collect.

Anyway just asking, if i already have Maybank CC with CL of RM10k, will the CL shared together with my new amex cc? or the amex cc will come out with it own CL?

Thanks
*
It will be a combined CL.
hAnn
post Apr 27 2010, 07:04 PM

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i own amex gold & petronas visa gold too. i hav a credit limit of 10k on each cards.
JJBerry
post Apr 27 2010, 07:16 PM

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QUOTE(hAnn @ Apr 27 2010, 07:04 PM)
i own amex gold & petronas visa gold too. i hav a credit limit of 10k on each cards.
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It's a combined CL.

If you max up your Visa CL, your Amex gold will have insufficient CL to swipe.

Other than if the Visa is issued under Maybank Islamic, then it will be seperate CL.
hAnn
post Apr 27 2010, 07:19 PM

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thanks for clarifying, i did not know dat
carlitofreak
post Apr 27 2010, 07:24 PM

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owh, then less point to apply for that amex cc ler. Instead i should go for amex gold charge card. atleast no CL rite?

Thanks for the info JJBerry
JJBerry
post Apr 27 2010, 07:31 PM

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QUOTE(carlitofreak @ Apr 27 2010, 07:24 PM)
owh, then less point to apply for that amex cc ler. Instead i should go for amex gold charge card. atleast no CL rite?

Thanks for the info JJBerry
*
Amex gold cc can earn more MR points for selected categories of usage.

For the Amex charge card, not no CL. Just not pre-set spending limit.

You are welcome...


Added on April 27, 2010, 7:32 pm
QUOTE(hAnn @ Apr 27 2010, 07:19 PM)
thanks for clarifying, i did not know dat
*
You are welcome brother...

This post has been edited by JJBerry: Apr 27 2010, 07:32 PM
bingozero
post Apr 27 2010, 08:14 PM

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QUOTE(carlitofreak @ Apr 27 2010, 06:30 PM)
Hah, seriously hah? aiyoo, if i know need to wait till 1 month better i opted for self collect.

Anyway just asking, if i already have Maybank CC with CL of RM10k, will the CL shared together with my new amex cc? or the amex cc will come out with it own CL?

Thanks
*
Ops, is about 3 or 4 days smile.gif
carlitofreak
post Apr 27 2010, 08:37 PM

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QUOTE(bingozero @ Apr 27 2010, 08:14 PM)
Ops, is about 3 or 4 days  smile.gif
*
Huh? by post or self collect bro?
hdroxy
post Apr 27 2010, 08:50 PM

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Hi. Want to ask a question.

I just bought an oversea server. I filled in my name, card no, adress etc but no CVV. And my account approved (they receive my payment).

My question is, can your card really pay online even if you dont give ur CVV? I mean when my dad want to buy airline tickets (airasia, mas etc), always see him giving the CVV. So why my case no need...

Asking coz it seems the security quite loose...
hye
post Apr 27 2010, 09:27 PM

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QUOTE(hdroxy @ Apr 27 2010, 08:50 PM)
Hi. Want to ask a question.

I just bought an oversea server. I filled in my name, card no, adress etc but no CVV. And my account approved (they receive my payment).

My question is, can your card really pay online even if you dont give ur CVV? I mean when my dad want to buy airline tickets (airasia, mas etc), always see him giving the CVV. So why my case no need...

Asking coz it seems the security quite loose...
*
You have a valid point to be worried about. It is not strange but it is not common either for such scenario.
But as you pointed out, you probably need to keep a close watch on your cc transactions - the moment you detect something strange, do report it to the bank.

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