any one can answer me, izzit hsbc visa and master card is separate account? and the limit is not combine? i receive a call from them and ask me to apply for master since i have visa d, they say will giv me separate limit. some one can enlighten me?

Any one know which card has best rate for bt now?

any 12month 1?

i have another question, hsbc call and tell me i had free for life annual fee but there are not sending in black and white, how do i know its for real or they just bsing?

lidat mean they tipu me lar, i call in wanted to activate my master card, but decided to hold off 1st. after 5 min another rep call me,say want to activate for me takaful pa la 1st month free later 20 something each month, then tell me both my cc annual fee is free for life la, then later ask my to activate my master cc again. which i still not going to activate 1st. which i dont really want to as the limit is lower. i ask them why my visa limit is 12k while master is 7.5k. since they say is single limit and separate account there for 2 card will always be lower than 1st as the combine already 19k. is like that 1 ar?

thinking of applying for another cc to do bt, what bank is easier to apply get higher credit limit?

hmm my current cl quite low la. 12k nia. any card can offer more than 15k bah.

the higher the better bah. hsbc gave me another card which has lower limit, i ask why cannot match the another card? they replied because its single limit and not combine limit hence card a plus card b = new limit

now just 12+7.5k lo

hi guys, since the tiers interest charge is 13.5-17.5. good paymaster for 1yr is 13.5. let say month 1-6 i dont used/so nonit to pay at all but 7-12 i used and pay on time will i get 13.5? or need to wait for 12pymt? thanks