QUOTE(Aeon_Clock @ Dec 2 2009, 06:13 PM)
btw, I wanted to ask about that Singapore too...how do you check for admin charge for currency conversion?
1st post of the 1st page ... there should be a list of the various cc currency conversion factor.Credit card V8, Anything about it
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Dec 2 2009, 06:37 PM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
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Dec 2 2009, 09:08 PM
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2,991 posts Joined: Jun 2007 |
QUOTE(winner @ Dec 2 2009, 04:46 PM) No worries. I have never trusted and tried BT, PL, cash advance and easy payment scheme. There is no free lunch in this world. The FAQ from UOB seems to indicate that the service tax is due on the cc anniversary date, and not 1/1/2010.On a different note, has anyone seen this declaration of service tax by UOB? http://www1.uob.com.my/assets/pdf/faq/servtax_faq.pdf Read the Q6, and the A6. |
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Dec 2 2009, 10:05 PM
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102 posts Joined: Apr 2009 |
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Dec 2 2009, 10:56 PM
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All Stars
10,912 posts Joined: Feb 2006 |
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Dec 2 2009, 11:21 PM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(princess_autumn87 @ Dec 2 2009, 05:06 PM) do u know the credit line of this card will share with other hsbc visa cc? or separate? A Hye said, it is separated from all other range of HSBC credit cards.QUOTE(hye @ Dec 2 2009, 05:12 PM) If I remember there could be a "World" word printed on the card but don't be fooled - HSBC Malaysia is not listed as one of the World Mastercard issuers by MC International. Indeed the current version of HSBC Premier Mastercard still bears the "World", just that it is printed on beside the Mastercard logo now. |
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Dec 2 2009, 11:25 PM
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Senior Member
4,261 posts Joined: Oct 2007 |
why is HSBC not a Worldcard issuer? I also notice that HSBC has the worst range of credit cards around. I mean, all they have is Classic, Gold, VI, MC Premier.
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Dec 3 2009, 12:03 AM
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya |
@winner
Got free lunch...Just need open your eyes big big and see...do BT and put the money in the Maxis shares..earn worr |
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Dec 3 2009, 01:11 AM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(Aeon_Clock @ Dec 2 2009, 11:25 PM) why is HSBC not a Worldcard issuer? It is. Just that HSBC Malaysia is not. HSBC USA, HSBC Canada, HSBC Japan, HSBC Australia all issue real Premier World Mastercard, just to name a few. |
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Dec 3 2009, 02:38 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL |
QUOTE(tgeoklin @ Dec 2 2009, 11:49 AM) According to my source in UOB, the absorbtion of the RM50 servive tax is strictly at the discretion of their management and NOT an across the board policy. Amongst the criterias are past spending pattern, total card tenure, card types etc. Good to learn above, got to call UOB CS manager and pester him to give me the RM50 waiver, hahaAnd if its of any consequence, I have been with them for over 15+ years I also started holding UOB Gold Visa card in 1991 when I first started work and they upgraded to Plat when they launched the card. I remember the first time I used the Plat card to buy a Nokia phone, the sales manager was so impressed with it. Nowadays who cares what card you have. QUOTE(vin_ann @ Dec 2 2009, 05:20 PM) AMEX a big no no.MBB the best card to use overseas. Even though Alliance claims that there is no admin fees for overseas transactions whereas MBB charges are 0.5%, after conversion MBB rate is lower. Maybe is because the exchange rate for Alliance's is higher than MBB's. Confirm this when I use both MBB and Alliance in SG few month back. But do note, Alliance have 2X reward for overseas transaction and therefore not much diff. QUOTE(MilesAndMore @ Dec 2 2009, 04:57 PM) Credit line is quite a sensitive issue. You won't get a definite answer here regarding the credit line of HSBC Premier Mastercard. But one thing i can confirm you is that the starting credit line for HSBC VISA Platinum and HSBC Premier Mastercard is RM30k. HSBC Premier MC starting CL only RM30K? Don't one have to have at least RM200K in some kind of deposit with HSBC to qualify for Premier Account? I would expect a higher CL since my HSBC Plat CL higher RM30K the day I got the card and I don't even have a single sen deposited with them.QUOTE(winner @ Dec 2 2009, 05:41 PM) Hey...some people already BC this bank and stop promoting it again. Btw, except 0% BT plan, I don't find anything SPECIAL about their CCs. You have SCB JustOneCard that's why QUOTE(Aeon_Clock @ Dec 2 2009, 11:25 PM) why is HSBC not a Worldcard issuer? I also notice that HSBC has the worst range of credit cards around. I mean, all they have is Classic, Gold, VI, MC Premier. I would like to say that eventhough HSBC may not have a wide range of card but their CS is pretty good. Only thing I don't like is that their promotional gifts are not guaranteed eventhough you spend tons of money with them.This post has been edited by Gen-X: Dec 3 2009, 02:40 AM |
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Dec 3 2009, 07:04 AM
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Senior Member
2,564 posts Joined: Jan 2003 |
this week, went to eonbank to cancel my CC, the CS asked me to hold on to it first, although they cannot waive the RM50, they will do cash rebate promotion to compensate customer in this sense, and that the service tax is due on the CC annivesary date.
QUOTE(simplesmile @ Dec 2 2009, 09:08 PM) |
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Dec 3 2009, 07:13 AM
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Senior Member
1,206 posts Joined: Jan 2008 |
CIMB really want to kick me out. I have 2 cards with them and fill in the cancellation form for 1 card and they canceled both cards. I was surprised when I can't used one of the card last week. poor CS. so leave it both cancel
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Dec 3 2009, 08:55 AM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(Gen-X @ Dec 3 2009, 02:38 AM) AMEX a big no no. MBB the best card to use overseas. Even though Alliance claims that there is no admin fees for overseas transactions whereas MBB charges are 0.5%, after conversion MBB rate is lower. Maybe is because the exchange rate for Alliance's is higher than MBB's. Confirm this when I use both MBB and Alliance in SG few month back. But do note, Alliance have 2X reward for overseas transaction and therefore not much diff. |
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Dec 3 2009, 08:59 AM
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Senior Member
593 posts Joined: Feb 2007 From: Merseyside |
I tried to cancel my CIMB by faxing the cancellation letter.
Even if just wanting to confirm whether they've received the letter also takes them 36 hours and counting to response. Either they're really busy or their effectiveness is questionable. So much for a top bank in Malaysia. |
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Dec 3 2009, 09:00 AM
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Senior Member
2,552 posts Joined: Jan 2008 |
QUOTE(cenkudu @ Dec 3 2009, 07:13 AM) CIMB really want to kick me out. I have 2 cards with them and fill in the cancellation form for 1 card and they canceled both cards. I was surprised when I can't used one of the card last week. poor CS. so leave it both cancel Whoa I was thinking of cancelling my Direct Access Visa and keeping the Direct Access Mastercard while waiting for news on the tax. Guess I should hold off until more news is forthcoming.Or maybe I should just cancel them both since the first of the month (5%) has already passed and no news on a renewal of the offer. This post has been edited by zenquix: Dec 3 2009, 09:01 AM |
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Dec 3 2009, 09:21 AM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(cheez @ Dec 3 2009, 08:59 AM) I tried to cancel my CIMB by faxing the cancellation letter. You are not the only customer that they have. Probably with the service tax, they have hundred of thousands or millions cancelling their card by now. I know banks need to be efficient but I think your comments is slightly uncalled for. Even if just wanting to confirm whether they've received the letter also takes them 36 hours and counting to response. Either they're really busy or their effectiveness is questionable. FYI, I am not working with them and already cancelled my cards with them. |
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Dec 3 2009, 09:36 AM
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Senior Member
1,426 posts Joined: Jan 2005 From: Jln Sg Besi, Taiping |
Any EON-GSC card holder here?
Ever tried to purchase ticket through GSC website? which paying with Credit Card? Tried mine yesterday, key in all info, card number & bla bla, end up, a windows pop up need me to key in VERIFIED VISA PASSWORD, then I call the customer careline, the CS told me they will send me the password within 2 weeks to my mailing address :| The thing is, I am puchasing the 2012 ticket on Friday night 2 more weeks, the show still on or not? |
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Dec 3 2009, 09:42 AM
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Senior Member
2,221 posts Joined: Apr 2008 |
QUOTE(simplesmile @ Dec 2 2009, 09:08 PM) The FAQ from UOB seems to indicate that the service tax is due on the cc anniversary date, and not 1/1/2010. It would be better to get the official confirmation from the government directly.Read the Q6, and the A6. QUOTE(arsenal @ Dec 3 2009, 12:03 AM) @winner I know the current 0% BT for 6 months is quite an interesting deal. However, BT plan is just not my cup of coffee as banks will normally charge a heavy penalty if you miss a single payment. Moreover, with the re-emergence of Dubai debt crisis, I dare not touch stock market now and I would rather invest in defensive investments like FD and property in Malaysia. Got free lunch...Just need open your eyes big big and see...do BT and put the money in the Maxis shares..earn worr QUOTE(Gen-X @ Dec 3 2009, 02:38 AM) You have SCB JustOneCard that's why My JustOne cc reached the max rebate limit in 2 months so currently this card is temporarily not with me. And now, I have to use other rebate cards like Alliance and Amex Gold cc.As for the concern over courier charges for CIMB/DA, I guess you will spend more (time, petrol, parking and car service) if you personally go to their HQ in Damansara Heights to collect the redemption items. QUOTE(cenkudu @ Dec 3 2009, 07:13 AM) CIMB really want to kick me out. I have 2 cards with them and fill in the cancellation form for 1 card and they canceled both cards. I was surprised when I can't used one of the card last week. poor CS. so leave it both cancel Take this opportunity to look at the beauty of other cards. |
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Dec 3 2009, 09:44 AM
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Senior Member
593 posts Joined: Feb 2007 From: Merseyside |
QUOTE(hye @ Dec 3 2009, 09:21 AM) You are not the only customer that they have. Probably with the service tax, they have hundred of thousands or millions cancelling their card by now. I know banks need to be efficient but I think your comments is slightly uncalled for. haha.. if you noticed, I didn't curse. I can understand their situation.FYI, I am not working with them and already cancelled my cards with them. The problem is, I just want to confirm whether they've RECEIVED my letter, not to inquire whether my card is CANCELED. There's a huge difference. 1 is just check whether they got the fax and another is check for the processed status of cancellation. And I assume not everyone faxed in to cancel their cards. |
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Dec 3 2009, 10:04 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL |
QUOTE(winner @ Dec 3 2009, 09:42 AM) As for the concern over courier charges for CIMB/DA, I guess you will spend more (time, petrol, parking and car service) if you personally go to their HQ in Damansara Heights to collect the redemption items. Very true, finding a parking at Damansara Heights during office hours can vomit blood; fortunately, i don't have to worry about parking my car.QUOTE(cheez @ Dec 3 2009, 09:44 AM) haha.. if you noticed, I didn't curse. I can understand their situation. So did they reactivate the other after you called them?The problem is, I just want to confirm whether they've RECEIVED my letter, not to inquire whether my card is CANCELED. There's a huge difference. 1 is just check whether they got the fax and another is check for the processed status of cancellation. And I assume not everyone faxed in to cancel their cards. This post has been edited by Gen-X: Dec 3 2009, 10:05 AM |
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Dec 3 2009, 10:05 AM
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Senior Member
4,261 posts Joined: Oct 2007 |
QUOTE(kanethesun @ Dec 3 2009, 09:36 AM) Any EON-GSC card holder here? just pay with another credit card Ever tried to purchase ticket through GSC website? which paying with Credit Card? Tried mine yesterday, key in all info, card number & bla bla, end up, a windows pop up need me to key in VERIFIED VISA PASSWORD, then I call the customer careline, the CS told me they will send me the password within 2 weeks to my mailing address :| The thing is, I am puchasing the 2012 ticket on Friday night 2 more weeks, the show still on or not? did you just got the EON-GSC? |
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