maybe the mod forgot

Hi guys, got a question.
Can I cancel my cc even if I have some outstanding payment, say like ez payment?

TM autopay processer is MBF?

I got a letter from MBF.

I realize that many former in lowyat are holding citibank cc, i want to know what is the benefit with citibank cc compare with another bank cc?

A lot of customers complaint about transaction failure at several merchants and ATM machines. I reckon if SCB can forego DEBIT function for Just1 card, all these problems can be solved.
Citi cc promoters are very aggressive. Citi has the highest number of customers in cc segment in Malaysia. Their CS staff are experienced and well trained. Their cards are well recognised worldwide.

They try to lure customers in by giving new applicants freebies, regardless of whether the application is successful or not. However, after you are already in and become their cardholders, you will find the benefits offered are just so-so, except for discount at various mid to high-end F&B outlets.

Currently new to CC, which one should i apply? hmm..

EON GSC cc is customised for movie lovers. If you are a die-hard movie lover, and frequently watch movies at GSC, this cc is suitable for you. Other than this, it is just a normal cc.

If you frequent GSC, the eon card should help. Apart from the discounts, you get to queue up at the gold class lane in the bigger cinemas (1u,mv,pav) which is a real plus point to me.

@MilesAndMore :
thanks for the tip. just checked, my cards are set as permanant

@David83 :
Right at the bottom, ATM Services --> Overseas Usage Maintenance. That's the only one I could find, assume Miles is talking bout this =p

@vin_ann:
Well some of us don't plan for movies. It's like we're in the mall or somewhere around and decide we wanna watch a movie. Then the card is useful

I'm not bothered if the queue is exclusive or not, as long as it is shorter then the regular queue during peak times

Many many years ago I have similar problem and was given the exact same reason, i.e., Malaysian card are high risk so they are being declined.

So I got my friend to use his Malaysian issued Citibank card and that was being rejected as well. Apparently they go by "Country of issue" only. Nothing to do with which bank.

Why bother. Just go get a AMEX Gold credit card and no such confusing rebate system. All petrol purchased are given points that can be converted to cash rebate. Work out about 2.5% cash rebate. As for any other non-petrol purchase, it is equivalent of 1% cash rebate.

Only problem is, some places don't accept AMEX.

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Added on September 23, 2009, 10:35 am

My many many years ago problem with Malaysian card being rejected was also being used online.

But for past few years when using Malaysian card overseas in UK, Thailand, Indonesia and China, no problem whatsoever.

May I know how to apply for citibank credit card if I don't have fax ?
Is it possible to apply via online ?
Which card of citibank is recommended for fresh graduate ?

You need not provide ALL as mentioned. It's bullshit.

Besides IC, you only need to provide a photocopy of your cc which is more than 12 months. If your existing cc is less than 1 year, you can then provide 2-month pay slips to support your application.

Haiz Public Bank Really Super Slow
Just Starting Process With My Application After 3 Week
And Tell Me Call Back After 2 Week
Wtf!!! I Apply At HQ Jalan Ampang
HSBC Gave Me Status After 4 days And Receive Card In 1Week
Haiz Public Bank This Call No1 Service In Malaysia!!!

I lost my wallet, so my ic n all the atm, credit card gone...need to do the replacement card. But the stupid PB only replace for my master credit card coz they say i never use my Visa card. I think they should not help me to decide which card i should replace lo...

why does the stupid citibank like to ask us enroll for auto billing in order to get our annual fees waived ? i refuse to do so...

Maybank's. Because the recent comparison shown that Maybank is the lowest after factoring in the loss of exchange rate and bank's admin charge. The second lowest would be Alliance Bank. The highest is Standard Chartered Bank. So remember that unless you will be reimbursed for your overseas spending, you should never ever use your Standard Chartered Bank credit card while overseas.
Oh ... There are so many actually. But since he/she doesn't have any credit score record in USA, almost 99% that his/her application will be rejected. Things work very differently in the US. One needs to build up his/her credit card before he/she attempts to apply for a credit card. One can also build your credit score rating by using your USA issued debit card.

Some of the "hottest" credit cards in the USA now are :
- CHASE Freedom VISA/Mastercard by Chase**
- BankAmericard VISA by Bank of America (there are 3 types)
- Accelerated Cash Rewards American Express Card by Bank of America
- Weekend Mastercard by HSBC
- Dividend Platinum Select by Citibank (for college students only)

**Chase's full name is actually JP Morgan Chase but for their retail banking business only the name "Chase" is used.

If your friend is a Citigold or HSBC Premier customer in Malaysia, it is good to carry a cc from either Citibank or HSBC as deposit/transfer activities will be much convenient.

lol... applied Eon GSC card 2 weeks back... now still now news...

anyway... anyone know which bank offers the best plan for balance transfer... planning to cancel my CIMB card as it still charging me annual fee.. 

ooops found the balance transfer thread...

Used it before for roughly 15 months. It was a CIMB Gold Mastercard. They always called whenever i bought something off the internet which is great (**I'm using HSBC VISA and Mastercard now and i can tell you they never call even if i buy something from overseas through the internet which i am not too happy about). Tons of discount year-round and the redemption points needed for shopping vouchers are much less than any other banks' credit cards.

Don't think so you could do so with your HLC cc. Even if possible, you have to pay additional fees to the bank as this is not counted as Interest Free installment plan.

Example :
1. SCB, Above RM500, 7.99%, 12 months
2. CIMB / DA, iPay Plan, Above RM1K, 2%, 10 months (Not sure whether this plan still exist)

Since when they changed it to 5x for all petrol station? I also not aware of it. Just read M2U website, it is confirmed.

Ambank cc cash rebate 10% on Wednesday is still on?