I hope someone can enlighten me about this. I'm still unclear about this local and out station cheque. let say for example I want to pay my SCB CC using MBB cheque (put through SCB cheque deposit machine), how many working days it will take to make the payment clear? if due date is 1st Oct and send cheque on 27/9, can it clear by then? TQsss

my CIMB Petronas will be approved and will have separate limit with my CIMB Islamic Card. my question, is it possible for me to have both limit together by canceling one of the card.

Just to confirm for those who hold Amex Ikhwan. I read from the website the annual fee now is lifetime waiver and you will get 5 X treats points at all petrol stations. this is really good

just recently. They sent a postcard to me today to mention all this new features hopefully the lifetime waiver is true lifetime waiver no any catch inside it

this is a new upgrades, before this they have changed the features of Visa Ikhwan to Visa Ikhwan Petronas.

not sure about the date of implementation. since it stated that from January 2010, I assume for those who already renewed the card this year (until december), the fees will start the following year (2010) the month when you suppose to renew the card. so I think it is not necessary to cancel your card now unless your card anniversary is January 2010

nothing can be done with this policy. for me the first step to do is to cancel unused and credit card with less benefit. not necessary to retain just 1, if the card that you would like to retain has bunch of advantages, why not retain it. however maybe it is better to retain those which is FFL

This post has been edited by cenkudu: Oct 24 2009, 08:17 PM

still unclear ..do we need to cancel the card before January 2010 to avoid this fees or until the month our credit card will be renewed each year. I assume the month stated on your card (e.g. member since XX/XX or expire on XX/XX).

I still not understand. do we need to cancel before 1st January 2010? if I'm not mistaken the fee will be imposed the month when we suppose to 'renew' the card (including the standard annual fees). so I think still safe to keep the card 2-3 months before that date

if we have two cards with share credit limit with a bank and in one of the card we have BT facility; is it possible to transfer that BT facility to another card.

Because plan to cancel the card with BT facility.

oh ok. not sure whether you get me right. let say before this I have outstanding balance from UOB then I do BT to HLB. HLB issue two cards to me Visa and MC. The BT is linked to the Visa card. can I transfer the BT facility to the MC because I want to cancel Visa card.

This post has been edited by cenkudu: Nov 1 2009, 01:07 PM

Thank you bro. yes definitely will call bank to get the answer

2 card down 1 never used and another 1 has not being used for 6 months

CIMB officer said they have received a lot of cancellation request and they already know what is the reason behind that :-)

I think is really depend on people. If we want to keep our card we could not avoid this service tax and the only thing we can do is to minimize the number of cards. maybe for some people better to cancel all cards and use debit card rather than paying RM 50 for even for 1 credit card. if debit card has more benefit why not. This will leave only 1 benefit to the CC which is the interest free period of 20 days .

yup I agree. considering possibility of fraud which affect saving and other benefit of CC, it is better to keep at least 1-2. Has to put on our head that this fee could not be avoided and we need to keep the card

CIMB really want to kick me out. I have 2 cards with them and fill in the cancellation form for 1 card and they canceled both cards. I was surprised when I can't used one of the card last week. poor CS. so leave it both cancel