That's correct. Some people here have up to 6 gold card. Not to mention platinum cc collectors which have 14 cards.

@donpapachino,
Btw if it's an upgrade, U wouldn't need to cancel the old one cause it'll automatically be cancelled.

anyone of you heard gold cc having credit limit of >RM30K?

Hello,
Today CIMB just call me to approve either one card, one is Petronas gold and the other is Islamic Gold, which one is better?
Thank you.

The most i have heard so far is RM30K.


They are more or less the same. Both offer cash back instead of point. Petronas Gold is suitable for you if you pump Petronas and shop regularly at Mesra shops and this card will give you 2% cash back whenever you swipe your card at any Petronas stations or shop at Mesra shops while all other transaction will entitle you to a 0.5% cash back..

The CIMB Islamic Gold will give you a flat 0.5% cash back on all transaction except for petrol purchase.

This post has been edited by MilesAndMore: Jul 14 2009, 11:36 PM

There are such cases, >30k CL, especially those request to downgrade from Plat.

My fren given platinum card from one bank but limit only 15K

Marketing stratergy ma, later when u receive annual fee charged then u pengsan

well my non gold card RHB EVO CL >30K. Years ago my UOB and HLB before upgrade to Plat also >RM30K. My AMEX Gold CC now also >RM30K (initially gave me RM20K).

Happy to hear that there are people like you who are qualified but always keep a low profile. For me, I also feel benefits are more important than the colour of the card. I'd rather use CCs with more reward points and cash rebates.

I think I want to choose CIMB Islamic card since it has cash back

CIMB Petronas has 0.5% cashback on purchases other than petrol (2%) as well.

for the justone u need to call in to apply to get the RM50 credit, since i apply at the bank so I don't get it ... better for u to call them cos if u leave ur contact for them to call u, it will take 2 weeks

This post has been edited by DarReNz: Jul 14 2009, 11:36 PM

Obviously i forgot to include 0.5% cash back for all other transaction charged to your Petronas Gold credit card earlier when i replied you question Anyhow, post edited and see below

tinkerbel,
I would like to know whether we can merge all the TP from saving account, visa (terminated earlier but still got 1000+ TP balance) and amex (maybankard) together in this TP fair for redemption?

This post has been edited by muscaa: Jul 14 2009, 11:51 PM

If i'm not mistaken, remaining unclaimed Treatpoints earned from a cancelled card will be automatically forfeited. Same rule applies to all other credit cards issued by other banks.

But I talked to a banker at Maybank CC Centre at Menara Maybank. They said can be transferred to another existing card. They also said that the TP is in a large sum of basket and doesn't matter where the points are tied to.

This is so contradicting to what I got from Maybank CS (via phone). They also affirmed me that if Maybank CS cannot transfer the points; they asked me to go back to them (banker at CC centre) to perform it manually.

I'm so confused with this now.

as long as you have an account that can accumulate TP, existing TP from cancelled cards will be transfered to it
I've cancelled my MBB Flex and the TP was automatically transfered to my MBB Petronas in the next statement

yes, all TP can be combine for redemption

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Added on July 15, 2009, 8:06 amjust wait for your next cc statement to chk or even online, it will be transfered automatically provided you have another cc/account that can accumulate TP

This post has been edited by alexwsk: Jul 15 2009, 08:06 AM

u shd call 2-3 Maybank CS (via phone).

if we apply a cc through business owner "self-employed", the required info, Copies of Business Registration & Latest 3 months' Bank Statements. what they need to see in bank statement? does the bank statement need 100k balance to qualify?

They want to check through either your business is active or not, try to provide the account statement that your company using.