Credit Card Thread V7, Everything about the world of plastic
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 Jul 13 2009, 08:32 PM
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Senior Member
1,139 posts Joined: Nov 2008  
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I encounter another inconvinience while using JustOne card. I went to Toyota Service center today & pay using my JustOne card. The card terminal which come from AmBank, don't even recognize the card. It straight away give error when the cashier slot in the card. Luckily the service center have another terminal from CIMB which is working properly.
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Jul 13 2009, 08:35 PM
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(tinkerbel @ Jul 13 2009, 10:05 AM) @David83, yeah... tht what im going to do it... apply it... either got it on the spot o fail! Hey thanks for the information! Btw I just checked it out, it looks like they'll be giving on-the-spot approval for Amex too! Looks like I could just go get my card applied there; plus if I spend RM50 I get some freebies. Eh btw.. just wanna check with U people - since the TF is going to take place from Thurs-Sun - are prices going to be different like in PC Fair whereby things MAY get cheaper on Sun or what? --Added-- I've gone through the entire catalogue; nothing seems too interesting but they can't be putting everything into the catalogue I'm sure. Anyhow, they also didn't state amount of MR points needed to make redemption.   --Added-- @ Tinkerbel yes, the on-the spot approval will be give temporary card which is only can be use within the TP fair compound! you would not able to swipe your temporary card outside the compound. your actual card will be ready in 1 week time, which can be collect from your identified Maybank branch. last year, they mentioned 60 minutes approval, and will notify you via SMS then u can come to collect the card. Due to overwhelming demand, the collecting process is dammm long! This post has been edited by vin_ann: Jul 13 2009, 08:41 PM |
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Jul 13 2009, 08:43 PM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(GHz @ Jul 13 2009, 08:32 PM) I encounter another inconvinience while using JustOne card. I went to Toyota Service center today & pay using my JustOne card. The card terminal which come from AmBank, don't even recognize the card. It straight away give error when the cashier slot in the card. Luckily the service center have another terminal from CIMB which is working properly. You just have to accept the fact that some old terminals don't recognise Just1 cc, as it is the most "advanced" cc in M'sia at this point in time.Well, I've received the e-statement for my 2nd month bill today. Free 5000 choice points have been given and shown in the acc.  |
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Jul 13 2009, 09:00 PM
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Junior Member
40 posts Joined: Jan 2008
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QUOTE(tinkerbel @ Jul 12 2009, 09:41 PM) @vin_ann, I used my AMEX Gold Credit Card for the first time on Sunday and today the points (2X) were already in my M2U. Damm fast.lah. Even though the AMEX Gold Credit Card earns MR and not TP, I noticed that it was combined with all the treats points from my other MBB credit cards. That being the case I dont see any differentiation between MR and TP (other than name) since we can use the total points (MR + TP) for redemption.Yes.. just make sure the MBB Amex U get is the one with the MBB logo on the card; that one entitles you to TP and not MR. |
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Jul 13 2009, 09:02 PM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea
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More on JustOne ... how about we collect info on the terminals that can accept and cannot accept the card ? Some one could carry over the info some how.
Here goes my contribution Terminal - SchlumbergerSema Provider - PaySys (If I remember it correctly) Terminal cannot recognise that the terminal have 2 feature and kept on saying it is a debit card. Sometimes asks to swipe the card and enter the security no which will eventually return an error. |
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Jul 13 2009, 09:18 PM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(hye @ Jul 13 2009, 09:02 PM) More on JustOne ... how about we collect info on the terminals that can accept and cannot accept the card ? Some one could carry over the info some how. I'm not sensitive and observant about cc terminals.  So far I only encountered payment failure once, that was at a restaurant in KLCC. During that time, I didn't have enough time to "teach" the cashier as I was rushing to somewhere else. Overall, I am satisfied with this cc, at least for the time being.This post has been edited by winner: Jul 13 2009, 09:19 PM |
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Jul 13 2009, 10:09 PM
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Senior Member
6,633 posts Joined: Jan 2003 From: www.kelvinchiew.com
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any other card..apart from direct access that has free for life waiver?
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Jul 13 2009, 10:18 PM
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Senior Member
4,051 posts Joined: Jan 2003 From: 槟城 
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QUOTE(porkchop @ Jul 13 2009, 10:09 PM) any other card..apart from direct access that has free for life waiver? maybank petronas gold and play, maybank amex gold, all cimb CCs...correct me if im wrong |
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Jul 13 2009, 10:25 PM
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(tiger63 @ Jul 13 2009, 09:00 PM) I used my AMEX Gold Credit Card for the first time on Sunday and today the points (2X) were already in my M2U. Damm fast.lah. Even though the AMEX Gold Credit Card earns MR and not TP, I noticed that it was combined with all the treats points from my other MBB credit cards. That being the case I dont see any differentiation between MR and TP (other than name) since we can use the total points (MR + TP) for redemption. TP & MR is two different point system, you can't combine the overall point to have redemption. Althought M2U shows the total overall points but it's different when comes to redemption. |
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Jul 14 2009, 12:54 AM
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Senior Member
1,248 posts Joined: Jul 2005
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QUOTE(Reventon @ Jul 13 2009, 10:25 PM) TP & MR is two different point system, you can't combine the overall point to have redemption. Althought M2U shows the total overall points but it's different when comes to redemption. ohh..like that one kaa... i thought only amex charge card is different..so that mean amex gold credit card & ikhwan amex also cant combined with normal treatpoints ? |
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Jul 14 2009, 01:13 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia 
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@he-sham,
Nope.. MR and TP points cannot be combined. |
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Jul 14 2009, 02:49 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(he-sham @ Jul 14 2009, 12:54 AM) ohh..like that one kaa... i thought only amex charge card is different.. AMEX Gold Card ---> MRso that mean amex gold credit card & ikhwan amex also cant combined with normal treatpoints ? Ikhwan AMEX ---> TP If you have both, you cannot combine them for redemption. |
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Jul 14 2009, 09:37 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia
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@tiger63,
Yes somehow in the M2U system, the points U accumulate under Amex Credit Card reflects and show as TP but when you go make your redemption U won't be able to merge the 2 points. I'm not sure what the process is for online redemptions but u could try and let us know the outcome. @vin_ann, I only need to apply at the TreatsFair, don't care whether I get the card then or not because I've got my Amex Platinum to use remember? |
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Jul 14 2009, 10:24 AM
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Senior Member
5,006 posts Joined: Jun 2005 From: Puchong
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if im an existing maybank classic visa & mastercard holder, can i 'upgrade' to gold card at the treatsfair? need to cancel the classic card? i already have public bank gold card.
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Jul 14 2009, 10:42 AM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(donpapachino @ Jul 14 2009, 10:24 AM) if im an existing maybank classic visa & mastercard holder, can i 'upgrade' to gold card at the treatsfair? need to cancel the classic card? i already have public bank gold card. Just bring along your existing classic cc and request for an upgrade on the spot. If your request is approved, the new gold cc will supercede the classic cc.Make sure you bring other supporting document such as your gold cc from other bank. This post has been edited by winner: Jul 14 2009, 11:17 AM |
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Jul 14 2009, 10:44 AM
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Senior Member
5,006 posts Joined: Jun 2005 From: Puchong
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QUOTE(winner @ Jul 14 2009, 10:42 AM) Just bring along your existing classic cc and request for an upgrade on the spot. If your request is approved, the new gold cc will supercede the classic cc. thanx for the info. that means my current 13.5%pa interest will carry forward to the gold card? really noob here. i also have a few monthly autodebit to my maybank classic, so need to transfer that as well. |
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Jul 14 2009, 11:13 AM
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Senior Member
2,221 posts Joined: Apr 2008
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QUOTE(donpapachino @ Jul 14 2009, 10:44 AM) thanx for the info. that means my current 13.5%pa interest will carry forward to the gold card? really noob here. i also have a few monthly autodebit to my maybank classic, so need to transfer that as well. Not a problem at all. It won't affect the interest rate. But, if you make payment in full, is that interest rate important to you? As for the autopay facilities, you need to update your new cc number with the respective payees. |
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Jul 14 2009, 11:20 AM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia
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@donpapachino,
I don't think MBB will have time to do upgrade requests. You're better off applying for another CC or do the upgrade request before the TreatsFair. @winner, U sure upgrade requests will be entertained at / during the TreatsFair? Anyhow, no harm trying This post has been edited by tinkerbel: Jul 14 2009, 11:21 AM |
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Jul 14 2009, 11:23 AM
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Senior Member
5,006 posts Joined: Jun 2005 From: Puchong
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thanx. if thats the case, will try my luck in applying the ikhwan card. my classic have few hundred RM still left outstanding.
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Jul 14 2009, 11:40 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(donpapachino @ Jul 14 2009, 10:24 AM) if im an existing maybank classic visa & mastercard holder, can i 'upgrade' to gold card at the treatsfair? need to cancel the classic card? i already have public bank gold card. No harm having two gold credit cards This post has been edited by MilesAndMore: Jul 14 2009, 11:53 AM |
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