Howdy everyone, good afternoon. Glad to be back. Cheers !

Wonder if anyone can reply me, is the HLB Plat offers a 30 days free interest for purchases compared to the regular 20 days?

Thanks.

This post has been edited by zazaza2009: Jul 15 2009, 02:57 PM

It's 20 days from the statement date. In fact, most retail purchases are made before the statement date. Therefore, you can actually enjoy more than 20 days interest free period.

Thanks winner. U are sure a winner with CC.

This morning I went to settle my dues at near Komtar and saw the HLB banner for Platinum Business card, it says 30 days. However, doesn't matter much, as I always settle the full amount on time and remain as Tier 1 customer. Guess that's why they keep upgrading my CL and also CC type.



This post has been edited by zazaza2009: Jul 15 2009, 04:04 PM

It's different segment, only available for self-employed people. The interest free period can be longer. This is a Plat Business cc.

What is the best method in preventing CC from being spoilt inside the wallet? I have CCs that were bent and cracks apears because I wear jeans and the shape of the wallet also curved into halfmoon shape.

Now I use old CC and used them as Pelapik so that the thickness of CC is thicker and the valid CC is not damaged.

1. Don't wear too tight pants
2. Don't carry unneccessary cards, coins and papers in your wallet
3. Put your wallet in front pocket, instead of back pocket.

Put front pocket where got style? Just like chinaman only....
Coins must have a few la, for parking and etc

I am thinking of getting a thin aluminium credit card size plate as the base. Non magnetic and light. So scientific.

Hahahaha.

This post has been edited by zazaza2009: Jul 15 2009, 05:22 PM

You adore your new Plat cc so much. I will just replace it when it is spoilt. And of course, I'll fight to get the replacement fee waived. Nontheless, never have I ever experienced this.

welcome back.

got 30days?

oh, new segment? HLB so creative and aggresive.

not afraid to go vocation again?

Hi zazaza2009. Welcome back!

If you spoiled your card, just ask for replacement. They normally replace your card on the next business day. But not sure if there is any charge or not. I personally haven't done it yet.

It isn't new segment. What I meant was HLB Plat Business cc targets different market segment, namely self-employed people. Some other banks also feature Business cc.

anyone here know whats the different between charge card and credit card?

maybank ppl call me ask apply for amex charge cards...

really apreciate the info...

You can start reading from page 31 onwards

lol, how u sit one..
My CC have been 3 years in my back pocket, and yet to have bengkok or anything..

Hello,

The biggest diferrence is a credit card got 20 days interest free period for you to pay (statment date & due date) & you can choose topay minimum or full pymt. Bear in mind it's tier interest calculated now days. Prompt pay master will get lower interest charged.

Charge card all the same but pymt must be full.

Cheers.

Gary

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Added on July 15, 2009, 8:27 pmHi All,

Any comments on Eon Bank's Card or bad experience in using it?

This post has been edited by gary_cts: Jul 15 2009, 08:27 PM

Hi, I've requested a replacement of my HLB Visa card few months ago, but they want to charge RM50 so I just ignore, the card has some cracks but still usable..

Have you tried to request for waiver of replacement fee? I lost my HLB cc 2 years back and the bank gave me a replacement card without charging any fee, only after I called and requested for waiver.

I think the RM50 replacement fee is compulsory. But however maybe depends on how you talk to the CC company management. Try to be sound serious and make police report. Maybe can get the refund or RM50 fees waived. Or maybe it just depend on that guy's mood that day la.

If dont wanna pay the cc replacement charges just terminate it & apply for other cc

I have a fuller bum, you got a flat bum. !!!!!!