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Credit Card Thread V7, Everything about the world of plastic
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changjie83
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Jul 15 2009, 01:33 PM
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Getting Started

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if we apply a cc through business owner "self-employed", the required info, Copies of Business Registration & Latest 3 months' Bank Statements. what they need to see in bank statement? does the bank statement need 100k balance to qualify?
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changjie83
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Jul 15 2009, 10:43 PM
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Getting Started

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does principle and supplementary can have separated account summary? i always get a nag when i purchase something.
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changjie83
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Jul 15 2009, 10:49 PM
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Getting Started

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thanks.. i heard having a current account (house loans purposes) can help getting a cc is it true?
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changjie83
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Jul 15 2009, 10:59 PM
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Getting Started

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thanks. ok i wait patiently first, at the mean time i actually apply a card using my directorship. its 2nd week....i haven't receive any call yet.
This post has been edited by changjie83: Jul 15 2009, 11:00 PM
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changjie83
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Jul 15 2009, 11:07 PM
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Getting Started

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RHB bank.....does the bank actually do such research, take notice like i just "open" my C/A, loan just got approve recently this and that, and thinking this fella got nothing and sent me the reject letter.
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changjie83
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Jul 16 2009, 07:48 AM
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Getting Started

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statement sent to principle but not to supplementary. alliance bank got separate columns for each supplementary, total credit use. just want to have more privacy when purchases something.
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changjie83
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Jul 16 2009, 10:54 AM
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Getting Started

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ok. i talk with bank first. i think its useful if statement sent to sub-card holder, i no need to do explaining to primary if i spend RM100 on something makes me reluntant to use the card, since i the one paying my own expenses.
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changjie83
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Jul 17 2009, 10:41 AM
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Getting Started

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does they actually check how much saving person have? since account number is provided to them.
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changjie83
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Jul 18 2009, 10:38 AM
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Getting Started

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are 3k limit the lowest?
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changjie83
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Jul 18 2009, 01:03 PM
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Getting Started

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oh 1k is the lowest. ah, my application got rejected again. not going to try again. waste my time.
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