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 Credit Card Thread V7, Everything about the world of plastic

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changjie83
post Jul 15 2009, 01:33 PM

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if we apply a cc through business owner "self-employed", the required info, Copies of Business Registration & Latest 3 months' Bank Statements. what they need to see in bank statement? does the bank statement need 100k balance to qualify?
changjie83
post Jul 15 2009, 10:43 PM

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does principle and supplementary can have separated account summary? i always get a nag when i purchase something.
changjie83
post Jul 15 2009, 10:49 PM

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thanks.. i heard having a current account (house loans purposes) can help getting a cc is it true?
changjie83
post Jul 15 2009, 10:59 PM

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thanks. ok i wait patiently first, at the mean time i actually apply a card using my directorship. its 2nd week....i haven't receive any call yet.

This post has been edited by changjie83: Jul 15 2009, 11:00 PM
changjie83
post Jul 15 2009, 11:07 PM

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RHB bank.....does the bank actually do such research, take notice like i just "open" my C/A, loan just got approve recently this and that, and thinking this fella got nothing and sent me the reject letter.
changjie83
post Jul 16 2009, 07:48 AM

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statement sent to principle but not to supplementary. alliance bank got separate columns for each supplementary, total credit use. just want to have more privacy when purchases something.
changjie83
post Jul 16 2009, 10:54 AM

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ok. i talk with bank first. i think its useful if statement sent to sub-card holder, i no need to do explaining to primary if i spend RM100 on something makes me reluntant to use the card, since i the one paying my own expenses.
changjie83
post Jul 16 2009, 03:46 PM

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hiya, just call alliance bank, supplementary not allow for separate billing even a special request. anyhow, just continue my pursuit to get my own card tongue.gif
changjie83
post Jul 17 2009, 10:41 AM

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does they actually check how much saving person have? since account number is provided to them.
changjie83
post Jul 18 2009, 10:38 AM

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are 3k limit the lowest?
changjie83
post Jul 18 2009, 01:03 PM

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oh 1k is the lowest. ah, my application got rejected again. not going to try again. waste my time.

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