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 Credit Card Thread V7, Everything about the world of plastic

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arsenal
post Jul 9 2009, 10:51 PM

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QUOTE(jack2 @ Jul 9 2009, 10:21 PM)
I am wondering those that get rejected by SCB Just One, did you receive the notification letter on your rejection?

My friends that applied, till now no news... Wonder were rejected or approved...I believe is rejected as no news but they didn't send any letter. It happened to me as well.
*
Mine some more worst.till now dunno approve or not. Already more than 3 weeks...sad.gif
jack2
post Jul 9 2009, 10:56 PM

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QUOTE(arsenal @ Jul 9 2009, 10:51 PM)
Mine some more worst.till now dunno approve or not. Already more than 3 weeks...sad.gif
*
Call their call center and check lo... I called them to check...
MilesAndMore
post Jul 10 2009, 01:29 AM

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Any idea how many Citibank Rewards Point will be given for every Ringgit charged overseas ? And how about HSBC ?
tinkerbel
post Jul 10 2009, 01:52 AM

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@MilesAndMore,
Citibank gives 1:1 but sometimes they do have promos; in fact I think there's an existing promo for more than 1x reward points now - check the website, I an't too sure.
MilesAndMore
post Jul 10 2009, 02:59 AM

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QUOTE(tinkerbel @ Jul 10 2009, 01:52 AM)
@MilesAndMore,
Citibank gives 1:1 but sometimes they do have promos; in fact I think there's an existing promo for more than 1x reward points now - check the website, I an't too sure.
*
Thanks lot biggrin.gif

vampbreak
post Jul 10 2009, 06:19 AM

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QUOTE(jack2 @ Jul 9 2009, 10:21 PM)
I am wondering those that get rejected by SCB Just One, did you receive the notification letter on your rejection?

My friends that applied, till now no news... Wonder were rejected or approved...I believe is rejected as no news but they didn't send any letter. It happened to me as well.
*
Same boat here. I also never inform that application was declined. vmad.gif

QUOTE(arsenal @ Jul 9 2009, 10:51 PM)
Mine some more worst.till now dunno approve or not. Already more than 3 weeks...sad.gif
*
mine is 4-5 weeks.. sad.gif

I ring & write to SCB to ask why the application has been declined.

Over the phone the answer is they cannot contact me. But in writing.. see below



Dear Encik XXXXX

Thank you for your email sent and we apologise for the delay in reply.

We regret to note your card application is declined. Kindly be informed all applications are reviewed on case to case basis however the reason for decision made will not be revealed as it is a business decision.

Please call our Cards Hotline at +6 (03) 7718 9999 if you need any further assistance. Our automated phone banking services now allows you to transfer fund via MEPS Inter Bank Giro. You can also register for our e-statement and internet banking services. Simply sign up for the services at any of our branches or contact us for assistance.
_____________________________________________

Ranjit Kaur
Senior Consultant Service Associate
Contact Centre

Standard Chartered Bank
Phone: +603 7720 4045
Fax: +603 7722 4719
Email: Ranjit-Kaur.Jussuan Singh@sc.com
Address: 2nd Floor, Plaza Vads, Taman Tun Dr. Ismail 60000 Kuala Lumpur, Malaysia
Website: http://www.standardchartered.com



arsenal
post Jul 10 2009, 08:02 AM

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Just received SMS saying that my just one credit card approved...biggrin.gif
zenquix
post Jul 10 2009, 08:17 AM

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i just received sms that my scb card approved. an scb card i did not apply for mad.gif

promptly called in and say cancel it and don't bother sending me the card
wondering how this agents fake signatures on application forms....
vampbreak
post Jul 10 2009, 08:29 AM

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QUOTE(arsenal @ Jul 10 2009, 08:02 AM)
Just received SMS saying that my just one credit card approved...biggrin.gif
*
sad.gif sooo jealouss now..~

Anyone know what is the best mastercard around to apply other than JustOne ?
tgeoklin
post Jul 10 2009, 08:48 AM

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QUOTE(vampbreak @ Jul 10 2009, 08:29 AM)
sad.gif  sooo jealouss now..~

Anyone know what is the best mastercard around to apply other than JustOne ?
*
OCBC is the other Mastercard Titanium card issuer and their card are quite unique & not square like other cards. Maybe you can give them a try?
arsenal
post Jul 10 2009, 08:59 AM

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QUOTE(vampbreak @ Jul 10 2009, 08:29 AM)
sad.gif  sooo jealouss now..~

Anyone know what is the best mastercard around to apply other than JustOne ?
*
I dunno how mine approved since many of you all who has better cl than limit got rejected..I were praying hard today for some other reason... hmm.gif
vin_ann
post Jul 10 2009, 09:02 AM

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QUOTE(zenquix @ Jul 10 2009, 08:17 AM)
i just received sms that my scb card approved. an scb card i did not apply for  mad.gif

promptly called in and say cancel it and don't bother sending me the card
wondering how this agents fake signatures on application forms....
*
is we able to report this kind of case to some 1 relevant authority? Bank negara?

QUOTE(vampbreak @ Jul 10 2009, 08:29 AM)
sad.gif  sooo jealouss now..~

Anyone know what is the best mastercard around to apply other than JustOne ?
*
aiyo, u already have so many cards... less 1 wont die...
aeronlim
post Jul 10 2009, 09:14 AM

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QUOTE(vampbreak @ Jul 10 2009, 08:29 AM)
sad.gif  sooo jealouss now..~

Anyone know what is the best mastercard around to apply other than JustOne ?
*
Perhaps HSBC Gold Mastercard? Now they are doing promotion around Midvalley, 3X reward points.
Heard that so far their CS also very well.
vampbreak
post Jul 10 2009, 09:38 AM

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QUOTE(tgeoklin @ Jul 10 2009, 08:48 AM)
OCBC is the other Mastercard Titanium card issuer and their card are quite unique & not square like other cards. Maybe you can give them a try?
*
I saw that one before. But like not much benefit.

QUOTE(vin_ann @ Jul 10 2009, 09:02 AM)
aiyo, u already have so many cards... less 1 wont die...
*
All my card is amex and visa la, no mastercard yet.

QUOTE(aeronlim @ Jul 10 2009, 09:14 AM)
Perhaps HSBC Gold Mastercard? Now they are doing promotion around Midvalley, 3X reward points.
Heard that so far their CS also very well.
*
rolleyes.gif 3X point sound interesting.. This come with AF ?
SUSOptiplex330
post Jul 10 2009, 09:59 AM

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QUOTE(vampbreak @ Jul 10 2009, 09:38 AM)
All my card is amex and visa la, no mastercard yet.
That is funny. Free Visa card are harder to get than Mastercard. I wanted Visa but they always give me MC.
*devilelle*
post Jul 10 2009, 10:07 AM

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A friend of mine told me that, nowadays if you don have any loan in any bank, you are not entitle to get a credit card??? i asked her where she got the info, she said is from one of her friend that work in bank...

i wasnt sure about this... is it true???

thou i doubt so, cuz isnt it good that, a person without much commitment, means she/he is able to pay off the credit card debts??? unless she/he is shopaholic???
tinkerbel
post Jul 10 2009, 10:09 AM

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@vampbreak,
Yes I think HSBC is giving our 3 years AF at their MV roadshow.

@*devilelle*,
I've not quite heard of that rule before - anyhow, I'm going to be putting my application in for the Amex Gold Credit Card. If your friend is right, my application will be rejected. I'll keep you all posted biggrin.gif
*devilelle*
post Jul 10 2009, 10:11 AM

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QUOTE(tinkerbel @ Jul 10 2009, 10:09 AM)
@vampbreak,
Yes I think HSBC is giving our 3 years AF at their MV roadshow.

@*devilelle*,
I've not quite heard of that rule before - anyhow, I'm going to be putting my application in for the Amex Gold Credit Card.  If your friend is right, my application will be rejected.  I'll keep you all posted biggrin.gif
*
i dint heard that rule as well... i wonder some of the fresh graduate banker today, are they really familiar with the banking rules... sorry if i offended anyone...

good luck in your application icon_rolleyes.gif
tinkerbel
post Jul 10 2009, 10:14 AM

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@*devilelle*,
It could just be a new ruling but it doesn't make sense to me.

Speaking of which, do U think it'll be wise for me to apply for both Amex Gold Charge & CC at the same time or what?! biggrin.gif
*devilelle*
post Jul 10 2009, 10:17 AM

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QUOTE(tinkerbel @ Jul 10 2009, 10:14 AM)
@*devilelle*,
It could just be a new ruling but it doesn't make sense to me.

Speaking of which, do U think it'll be wise for me to apply for both Amex Gold Charge & CC at the same time or what?! biggrin.gif
*
it doesnt make sense to me as well and she told me that 1 person is only entitle to no more than 3 card?? gosh, i never know it if its new rules unsure.gif

i dunno, i always apply those card at the same time ~~ i have the experience that, they reject me because i have too many card but when i cancel it off and reapply after 6 months at the same time, i get approved icon_rolleyes.gif

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