@*devilelle*,
A fellow forummer here recently reported he's got 14 cards and counting...

Another has 3 name card boxes filled with CCs.

Conclusion: I don't think the 3 card per person rule is applicable but in my opinion, it's pretty good to curb over spending - not like it's gonna help if each card gives CL of RM200k!

i keep getting wrong info from newbie since im not working in bank anymore !!

no matter how i debate with them, they said its new rule but for me its really doesnt make sense ...

why they need to limit the CC for each person, CC is also one of the way bank earn money from us

Yerp, Thinkerbel is right. doesn't matter how many cc you have. Go for both la thinkerbel. CC for 5x point and charge for concierge service. Well thinkerbel, you are piling up your cc now as well. Hehe

The problem is, every CC has their advantages. For example:
1. DA gave free for life with NO condition plus 2% fuel rebate.
2. SCB gave me purchase protection so good for buying those electronic goods.
3. RHB once gave me 5% fuel rebate.
4. Alliance gave me 1+% rebate on everything I buy.

@Optiplex330,
Hence people accumulate CCs over the years because their needs changes. I prefer to remain loyal to one cause of the reward points and my pick for now is Amex *smiles* Citibank sux in my opinion and I'd been with them for 10 years!

@vampbreak,
Er.. I believe my existing Amex Plat oredi give me access to Concierge services I don't mind getting an extra laptop bag hence the Amex Gold Charge Card application. Ah well.... maybe I go for the Charge Card first and then onli the CC since got no freebies anyways

@*devilelle*,
Er.. CC business is quite high risk ! A lot of non payment mah

This post has been edited by tinkerbel: Jul 10 2009, 10:32 AM

I was in your position once, i.e., I only hold 1 card and that was Amex. But I gave it up when Dell computer do not accept Amex and this is ridiculous. A top US computer company not accepting an American card?

After that episode, it is free for all.

@Optiplex330,
Amex is not as recognised here in MY hence despite Amex being my 1st choice, I still use Citibank as my secondary card for when the merchant doesn't accept Amex.

Also, Dell Malaysia does accept Amex I've bought several units via my Amex CC through Dell

Can someone tell me which CC gives you access to Plaza Premium Lounge at LCCT?

AFAIK, EON Matta does but subjected to 300 person quota. Any others? Of course, must be free annual fee one lah.


http://www.lcct.com.my/plaza_premium_lounge_at_lcct.php

---

Added on July 10, 2009, 10:40 amMany years ago when I first bought Dell, they don't. Been there. Done that. Gave up.


This post has been edited by Optiplex330: Jul 10 2009, 10:40 AM

@Optiplex330,
At the moment, tadak CC yang bagi FOC access to Plaza Premium Lounge @ LCCT.

The only one I can think of is SCB's Visa Infinite but that comes with RM800 AF p/year hence doesn't fulfill your requirement either

As I mentioned, Amex wasn't too recognised here in MY. For our Msian market, it was always MasterCard and then Visa caught up

Alliance Plat, EON Plat ( Pls check as I'm sure about EON Plat ) could have FOC access to Plaza Premium Lounge at both KLIA & LCCT subject to limited ( 75s or 100s ) numbers of person per month whereas SCB's Visa Infinite could only gain FOC access at PPL KLIA only not at LCCT.

SCB's visa infinite do offered AF waiver for first year.

thats the way to attract you guys to apply ... if they arent offering this kind of service, sure no one will apply for it...

Where got such ruling that need loan with any bank to get CC.

Dell do accept Amex accept that it does not have installments plan and quite slow for it to get approved.

ocbc robinson cc no longer available for new application haa??

i surveyed around the garden no ocbc representative offering the card...

later that day i went to the ocbc branch near victoria station, they said only generic, titanium & platinum card only available for application...

so apply for titanium....within 1 week approved... the card looks good with curvy sides...

but the annual fees quite high which is rm250 p.a...but waiveable if spend rm6000 yearly..

free access to plaza premium lounge KLIA only with ticket purchase over rm3000...haiyaa...should apply platinum instead...

@woengx2,
SCB Visa Infinite comes with Priority Pass Level 2 and Plaza Premium Lounge LCCT is affiliated to Priority Pass hence SCB Visa Infinite holders can get access.

I thought the 1st year AF waiver for SCB Visa Infinite were only applicable to PB members; perhaps I should try to put in an application then

@Gen-X,
Use the Amex 0% instalment plan instead of the merchant instalment plan then

I have both the Alliance Plat and SCB's VI and experienced it just last month by presenting the SCB's VI at LCCT but the front desk officer told me what I had wrote.

What is PB members ?

Informed that the new design Exclusive Sony Card will be launched at Maybank Treat Fair on 23-26 July. Most probably will apply the card at the spot if the design is cool, anyway, there is some freebies (AC Millan mini football and Kaka AC Milan jersey no.22*) after the card approval.

Auction, Wheel of Treats, Free gift for spending above an amount and card approval is making me feel really excited for the fair.

Check this out at www.treatsfair.com

* Only the thing i don't know is the word "First 100 My Sony Member with confirmation via My Sony UMAG mobile ID" in the Exclusive Kaka AC Milan Jersey, can someone clarify this?

You need to present your priority pass, not your SCB VI

@woengx2,
PB as in Priority Banking or Privileged Banking, whichever the banks call it.

Yeah that's right - U need to show the Priority Pass - and the SCB Visa Infinite comes with a Priority Pass; U dun haf?

-- Added --
In order to gain access to Plaza Premium Lounges, U will need to show your SCB Visa Infinite + Priority Pass.

This post has been edited by tinkerbel: Jul 10 2009, 12:21 PM

I did, but the result is as what I had wrote. Did you present the same and gain free access ?

let's go apply Amex CC during MBB Treatfair!

no harm to get both cards. haha

bro, for OCBC Robinson card, u need some luck to meet up with desperate ocbc agent who wan to fulfill his/her quota.

i got mine, and subsequently b4 full 1 year, i cancelled it.

last time 3 times spend in Robinson store will get waiver too...