QUOTE(zazaza2009 @ Jul 7 2009, 04:08 PM)
The HLB CC points are not evergreen and can be expired. Recent promotion is also a BIG cheat whereby your points will be automatically deducted to exchange for cash back for purchases.
Suppose to be free cash back, and users need to SMS to participate some more.
Damm, I *%#@ the HLB on the phone and said that this promotion is a fake promotion because it forces a point deduction to exchange for cash. He say nothing he can do and I asked for the manager, he say not avaialble, guess he went to hang himself.
However point is not very important to me, but the way the promotion cheated me and others is not appropriate. The terms and condition of the contest promotion is at least 4 pages with the smallest fonts printed.
During the HLB cash back promotion held from end 08 to early 09, HLB deducted points to offset the cash rebates given. I also felt it's unfair and I highlighted my concern to HLB. The following 5% cash back promotion held from Feb to May this year was conducted without deducting reward points. However, the current promotion giving kids free meals seems unattractive to me. Furthermore, do bear in mind that its reward points expire every 3 years.
QUOTE(bingozero @ Jul 7 2009, 04:29 PM)
Hello,
Today I go to CIMB to apply a master card since I already have one Maybank Petronas gold visa.
The staff told to to sign 3 form and she will fill in the blanks, and I say I would like to apply ONE master card only, and she said it is depend to the bank whether approve 2 or 1 credit card for you.
What should I do if really approve 2 credit card for me, can I cancel it on the spot?

She can't force you to sign 3 application forms for 3 different cards. She seemed to have bluffed you for greater commission. It is unethical.
QUOTE(MilesAndMore @ Jul 7 2009, 04:46 PM)
Outrageous. The Public Bank branch i usually go to always clear my cheque issued other bank between 2 to 3 days top. You should file a complain

I did make a complaint to the CS and the staff promised me for an investigation. Since then I didn't get any response from the respective staff. I was tired of calling the bank again and explaining the whole story to another CS staff. In the end, I cancelled the cc, and my nightmare had ended.
QUOTE(zazaza2009 @ Jul 7 2009, 08:07 PM)
I am a freethinker and my religion is Buddhist but I believe in GOD
Don't you think your statement is confusing and contrary? Nevertheless, do discuss only on cc topic and keep away your philosophy here.

Ok
QUOTE(vampbreak @ Jul 7 2009, 10:07 PM)
Cannot be la. Coz my credit history was superb duperb
I ring the bank tomorrow and ask. Will update you guys later.
Perhaps your Black card makes you too high profile to own other cards.

QUOTE(arsenal @ Jul 8 2009, 12:26 AM)
is there any way to find out the Justone application? No new about it...

SCB normally takes 2 weeks to process the application.