For me I had bad experience with 1 local bank where they charge me annual fee for a 4 months old unused CC.
Just because I'm helping my friend to earn commission, in the end I get nothing but hassle...

me too...helping fren is the most stupid thing ever

Based on this table.

Think of it as a prepaid value inside your card, and each time you can only use amounts to pay for 50% of the ticket price.

just ask ur friend to pay for u

I've just received the JustOne cc, annual fee is based on minimum annual spending of 15k.
As for retail purchases, it mentioned got rebates for all retail purchases but for petrol it only mentioned about Petronas + Esso & Mobil
that means petrol is not retail purchases?

As for the debit and credit features, it's clear. The card has two numbers, one for credit - printed at the front of the card and one for debit - printed at the back of the card (debit will need to key in the PIN during transactions)

I also noticed the interest rate printed in the brochure for JustOne current account just dropped by 0.38% compared to the one provided on the website

This post has been edited by alexwsk: Jun 5 2009, 09:57 AM

May be they follow current interest rate. AffinPlus current account is still the highest.

i just discover a credit card with the lowest requirement of annual income for its PLATINUM credit card...

the requirement is RM24k per annum (officially stated in their application form)...

haha...better apply for Infinite or Premier....

This post has been edited by he-sham: Jun 5 2009, 06:23 PM

what cc is that?

Just received my UOB Preferred Platinum card today and activated.

But this card does not have cash rebate like One card or SCB Just One in which SCB rejected me while UOB approved me.

Yes, it does not have rebate but it offer free golf at selected club. B y the way the card design is very nice. I cancel mine many month back but keep the card for collection.

Maybe Direct Access MAICSA Platinum Mastercard

I can't figure out why SCB rejected your application in the first place, as you are qualified for Plat cc from other banks and Titanium requires lower income eligibility. You had cc or other acc with SCB before?

just received my GSC Eon Visa Credit Card , applied about 1 week plus ago...applied for gold card, end up with platinum card.. wanted to login to gsc website to use my card to check out what they got for gsc eon members, but GSC website down at the moment

This post has been edited by rayfoo: Jun 5 2009, 07:43 PM

Congratulations! Plat is not unusual anymore nowadays and banks tend to give higher CL to retain customers. Enjoy shopping with your new card ya!

juz used my scb justone .... yes it really nids to press for cc or dc

luckily i stand beside the cashier ... he wait the transaction to approve ... then i saw scb cr / scb dr ... then i said hafta press the scb cr ... the cashier c then shocked "aih,how come got this option 1?"

if i hadnt been thr i think he will wait till the line drop then say cc cant go thru quite troublesome .... tomolo test pump petrol n c ( aih no more shell , hafta change )

LOL it's probably bcoz i'm already their customer , already holding their platinum Matta card

I had cc with SCB 7-8 years ago and was cancelled more than 6 years. In short, I held their cc for about 1-2 years. No bad records.

May be they checked my credit records and found that I have housing loan which is more than 200k plus. They called me 2 times. First was to ask my details. 2nd was to require me answer my credit records... what are the things I owe to banks....

The result was known 1 day later and declined. Following the result, I emailed them and expressed my unsatisfaction about the decision made.

They asked me to provide my income proof such as Borang B and bank statement..... At last I did not provide and I gave up with the mind that I applied their card not because I don't have any cards. I applied just because I like their rebates. Since they don't offer me, fine and I will just continue to support those banks that appreciating me.

I felt strange that my applications always being rejected if I applied myself either through bank or submitted directly to bank by fax or email.

But those that I applied through roadshow agents, I always get it approved.

So, in appreciating UOB Bank, I will use their card at www.payonline.com.my to pay utilities that I usually pay through AmBank Online.

today i pumped at petronas, after select language, came out another screen
can see TWO Mastercard

>>Mastercard
>Mastercard

I just press OK and then can pumped oledi, I think the 1st one is CC

will try to pump at Shell tomolo and see can get rebates or not

From which bank ?


Premier is not open for public application. You need to be a HSBC Premier customer in order to qualify for this card. So yes, it is kind of exclusive.

This post has been edited by MilesAndMore: Jun 5 2009, 11:44 PM

Hi,

I'm thinking of applying a supplementary card for my younger brother andI have a question about this.

I'm thinking of setting a credit limit for the supplementary card, let's say, RM 1000. As far as I know, the credit limit is shared with the principal card holder, right? So let's say the principal card credit limit is RM 6000, the supplementary card can only use up to RM 1000 out of the RM 6000 limit right?

The question is, how will the bank reset the supplementary's credit limit?

What would happen in the following scenario:

Principal card limit RM 6000
Supplementary card limit RM 1000

Supp card has spend RM 1000 for that month, and principal has spend RM 2000, so total spend is RM 3000.
Principal has made payment of RM 2000 to the bank, and RM 1000 balance is carried forward.

Does this reset supplementary card limit back to RM 0, as is he can spend another RM 1000 more?

Or does the bank implement shared credit limit, but different CC account number, as in the supplementary's limit will only reset if payment is made to the supplementary's CC account?