Yes, just like any other banks you can pay for your credit card bill via the CDM. But in the last couple of months, i have seen more people using their credit card to withdraw cash advance from ATM than paying their credit card via CDM

Agreed. RHB Bank certainly deserves to compete in the "worst bank" category, if there is such award


What card is that ? HSBC Platinum VISA ? HSBC do offer some real good promotion sometimes. I'd keep it if i were you.

For me, i never submit my bank statement when applying credit card even if they request for it. To be my bank statement is personal and should be confidential. Nobody can view my account details other than me and the staff of the bank i hold the account with. Should they insist for my bank statement i would just walk off.


Crazy but i'd still like to give it a try someday. LOL !

Any idea about SCB VISA Infinite ? What's the minimum CL needed if we apply using an existing card ?

Then i'm going to try next year. Thanks bro.

Not really just based on income. If you have a fat bank account you'll be given a huge CL too.


Yes, big fat bank account with the bank you are going to apply for their credit card.

So you think that if you have RM50k worth of FD with the respective bank they will approve you a Platinum credit card with RM50k of CL ? That's a definite no-no. The minimum requirement to become HSBC Premier customer is to have RM200k of deposit with them and they will approve you a "Premier Mastercard" with only RM40k of CL. Say that you have RM1 Million of FD with HSBC, yes, of course you can request to them to increase you CL. Just don't expect to get 1:1.

Oh, now that you mention it. I think i have read about it too. If my memory serves me correctly it's AMBank.


I stand corrected.

Public Bank is probably the best local bank in Malaysia, very professional and super efficient. But their credit card is a shame


I can see CIMB World Mastercard and Standard Chartered VISA Infinite right around the corner



Only if you want to apply for Direct Access or Citibank Clear credit card.



To exchange for gifts. And sometimes Maybank has some discount with some merchants as well.

This post has been edited by MilesAndMore: Mar 17 2009, 01:26 PM

Yeah, that's too bad. Public Bank is the ONLY local bank that i hold an account with

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Added on March 17, 2009, 4:03 pmMay be he ops for the pension scheme ? Both my parents don't have EPF either.


This post has been edited by MilesAndMore: Mar 17 2009, 04:03 PM

I sure do ! But the watch ... erm ... not very nice eh ? Too plain in my opinion. Make the head smaller and it will be very suitable for ladies.

This post has been edited by MilesAndMore: Mar 20 2009, 12:38 AM

Platinum credit card is already not exclusive since many years ago in many western countries, Singapore even.

The HSBC Premier status is especially helpful if you travel a lot. It really helps I'm talking about being a HSBC Premier customer, not the credit card by the way.

This post has been edited by MilesAndMore: Mar 22 2009, 12:26 AM

I think you need to have at least RM18k to qualify

Pretty sure you meant Alliance Bank instead of Allianz Bank. We do have Allianz Insuranse from Germany here in Malaysia though


Someone did mention HSBC will automatically waive the annual fee provided you have swiped the card at least 12 times in the last calender year. It is not written anywhere nor in their own website. So i'm not sure how true that is.

About the RM2k annual fee, any benefits associated with this card besides just some extra point and some memberships to some clubs ? More and more people are ditching the AMEX Plat Charge in favor of AMEX Gold Charge in the States since it doesn't offer much anymore since recently. USA issued AMEX Plat Charge comes with many benefits such as airline lounge access (extremely popular in US) and complimentary seat upgrade to domestic First Class and much more. There was some complains from some frequent flyers that AMEX Plat Charge holders soon won't get to enjoy these anymore.

This post has been edited by MilesAndMore: Mar 24 2009, 06:06 PM

What ? Don't mean to be rude but just how old are you ? I opened my first bank savings account when i was 15 years old and that was considered very late then. Go and open one and start saving

You don't need a savings account with Standard Chartered to pay your Standard Chartered credit card bill. What other users suggested is that you can pay your Standard Chartered credit card bill through IBG via any other bank that has a branch near where you live.

May be they just want to follow other countries, and make CC the main mode of payment. I just wonder when they will make CC as a payment option for local taxi Singapore taxi is accepting CC as a mode of payment for quite a while now. Taxi in New York is not only accepting CC, they are offering a small personal TV for passengers behind too


Another problem with local fast food chain restaurant is that not every counter accept CC as a mode of payment



Yeah, this is true. I'm not too sure about London, Frankfurt or Paris but this is true in USA. Their machine is really fast and you'll be impressed !


Saying so would be a little bit overexaggerate but yeah, most people in the West use CC most of the time

This post has been edited by MilesAndMore: Mar 31 2009, 03:53 PM

All the banks here should offer more choices of credit card and for the cash back credit card, it should be AT LEAST 1%, like those in USA. And the cash back can either be credited to our savings/checking account held with the bank or cheque or cash. Accumulate rewards point is not really my cup of tea. HSBC got many interesting vouchers but the down side is the points expire once every three years. Citibank rewards point is evergreen but the redemption points needed is kind of expensive.


Very true. In US they have VISA Ultima, a kind of high society card that is not availble in Malaysia yet. If i'm not mistaken, VISA Ultima is not yet offered by any banks in Singapore as we speak. So don't expect this card to arrives at our shore anytime soon.


You funny chap !


The SCB Saadiq Savings Mastercard debit.

The 7% rebate is applicable for petrol purchase only and you must swipe the card at the kiosk. It's a similar offer they offered last year with their E$aver savings debit Mastercard. It also offers 5% at selected hypermarkets. Please refer to the "debit card" thread for more information.

This post has been edited by MilesAndMore: Apr 1 2009, 05:12 PM

You only need to earn at least RM60k/pa to qualify for SCB Platinum credit card. Compared to a few years ago, yeah, it's really easy to secure a Platinum credit card.


If you are talking about UOB ONE Platinum then very sorry to tell you that is not a real Platinum credit card. The name of the credit card is more of a marketing gimmick.

Say that i'm HSBC Premier customer, can i reject the HSBC Premier Mastercard and request for the HSBC Platinum VISA instead ? And continue to enjoy automatic annual fee waiver without having to call in every year ?