Credit Card Thread V6
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 Mar 4 2009, 10:18 AM
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#1
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1,139 posts Joined: Nov 2008  
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QUOTE(cute_boboi @ Mar 4 2009, 10:07 AM) Maybank Amex Credit Card is 2x TP for ALL transactions, including petrol. I think for petrol, better use CC that come with 2% cash rebate or 5x point, rather than 2x point.Edit: Podium finish, bronze medal.   |
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Mar 4 2009, 11:12 AM
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#2
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1,139 posts Joined: Nov 2008
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QUOTE(cute_boboi @ Mar 4 2009, 10:57 AM) True, I'm using MBB Petronas Visa and Petronas fuel for 5x TP. If it ends, I'm going back to Amex CC + Esso/Mobil + Smiles points. Now MBB Petronas Visa and Petronas fuel for 5x TP is forever.QUOTE(cute_boboi @ Mar 4 2009, 10:57 AM) Not that I'm aware of any HSBC CC free for life, unless you have some home loan or big deposits there for their premier/platinum member. I manage to get 5 yrs free waiver as well after I threatened them to cancel my card. The best I got from HSBC is earlier this year 5 yrs free waiver offer. But their points are not ever-green.  |
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Mar 4 2009, 12:16 PM
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#3
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QUOTE(WaCKy-Angel @ Mar 4 2009, 11:21 AM) Amex no late charges and interest if late? U sure boh? I think AMEX charge card have late fee charge. I just received my first ever AMEX charge card yesterday. I remember it says that there is some sort of late charge. |
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Mar 5 2009, 09:06 AM
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#4
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New co-branded credit card. This time Ming Heng & Eon Bank
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Mar 5 2009, 09:47 AM
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#5
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QUOTE(aeronlim @ Mar 5 2009, 09:20 AM) Yup, the treat point like the goods in Malaysia, have inflation... Wow, a credit card for automobile!! How does it looks like? By the way, Citibank no more announce any new co-brand credit card since last year... Attached image(s)  |
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Mar 10 2009, 10:55 AM
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#6
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QUOTE(DannyMc @ Mar 10 2009, 12:55 AM) Hi guys, if i have 6k to do balance transfer.... which bank has better offer? If you have newly approved Credit Card then normally they give 1 time 0% interest with only small upfront fee. I was told Public bank give good deal but a month back ambank got promotion like 3k get a phone, 6k get lcd tv...... can anyone let me know which bank has it? i try to look around in queensbay last week and found nothing. Other than that, if you can settle your debt in 3 months time, I would suggest Bank Islam Platinum Mastercard. They offer 0% balance transfer with only RM6.20 upfront fee but you have to settle in 3 months. This is permanent feature of this card. |
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Mar 10 2009, 11:44 PM
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#7
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QUOTE(RockIron @ Mar 10 2009, 09:57 PM) If someone hold 6 or more cc from other issuer, PB will straight away reject the person application. Still did not manage to get Platinum Card from Public Bank. I manage to upgrade my PB gold card to platinum last month although I have 6 CC in my keeping.If u apply PB before u have 6 cc from other issuer, chance to approve will be higher. Get this info from one of the PB branch manager. Anyway PB cc very strict on approval. Myself also have issue with PB cc, the only cc issuer that denied my cc application in my life. |
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Mar 11 2009, 01:01 PM
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#8
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QUOTE(RockIron @ Mar 11 2009, 10:35 AM) Hi GHz, Agree, completely different situation. Wish you good luck.I think ur situation not same with me, u already hold PB card and it is an upgrade instead of new application. My PB plat cc application thru the PB branch manager which he wrote a letter to PB card centre head regarding the problem I m facing still under process. Already about 2 months, call their CS they only can see it,s still under process. Hope they can reply me soon...... Even my request of Amex plat charge card are approved recently but PB denied me 2 times before.  |
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Mar 11 2009, 01:13 PM
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#9
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QUOTE(alexwsk @ Mar 11 2009, 01:05 PM) PBB can pay any bills using credit card. Yes, PBB can pay any bills using their credit card through their online banking but remember that no point or cash rebate will be given when you pay bills. |
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Mar 11 2009, 02:02 PM
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#10
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Yes it is true you won't get any point or cash rebate when pay bills by using Public Bank Credit Card through PBeBank.com. I do that a couple of time last year.
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Mar 11 2009, 03:04 PM
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#11
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QUOTE(hye @ Mar 11 2009, 02:39 PM) Alternatively, you can use your Citibank's credit card / Online banking to pay for your utility bills. It is a very funny system coz if you only have a savings/current account with them, you can't use the bill payment facility. For those who do not have any Citibank Credit card like me, you can use service such as payonline.com.my. With this I am using Alliance Bank Credit Card & I am getting cash rebate with this option. And yes, you will get points for your credit card by paying bills online.  |
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Mar 11 2009, 09:23 PM
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#12
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QUOTE(alexwsk @ Mar 11 2009, 09:12 PM)  , for my case, i do get pointsi even get points for petrol, RM1 = 1 point btw, my card is PB Manchester United Master |
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Mar 11 2009, 09:53 PM
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#13
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Yes, can buy prepaid by using credit card at pbebank.com but never try before.
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Mar 12 2009, 08:11 AM
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#14
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QUOTE(jack2 @ Mar 12 2009, 06:27 AM) Good to Alliance Bank cc in payonline, but TNB is not in there. Are the payments through online considered as retail purchases? Yes, you gain cash rebate with this transaction. QUOTE(hye @ Mar 12 2009, 07:20 AM) Yes ... I used them myself. The only downside to payonline is its limited payee and UOB hasn'e been growing their payee list aggresively despite being around for years. (I think around 7-8 years if I'm not mistaken) It is true that very limited number of payee, but for me only TNB & Syabas missing from all the bill that I need to pay.Other problem with payonline is that their system is not 100% working. I experience that some transaction made through Mastercard SecureCode does not go through. When I call them they admit that their system having some compatibility problem with some banks in regards with MasterCard SecureCode. The card that experience problem is Public Bank Mastercard. Alliance Bank VISA with Verified by Visa works perfectly. |
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Mar 12 2009, 10:20 AM
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#15
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QUOTE(tgeoklin @ Mar 12 2009, 09:09 AM) Anyody knows why if we are holding a Direct Access card, will not be able to apply for a generic CIMB card but yet for a co-branded card like the Cimb Petronas is ok? Very puzzling indeed. I am experiencing similar incident before. I am holding DA cards & applying for generic CC. The CC center told me that they can give me the card but with low credit limit (classic card only) due to my insufficient yearly income to have both card with high credit limit. This is due to DA & CIMB cards cannot share credit limit as they are different entity.Same thing happen again when I want to apply their Islamic CC. Maybe different case for you. |
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Mar 12 2009, 10:40 PM
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#16
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QUOTE(High-End Power @ Mar 12 2009, 10:29 PM) Anyone have a list of FREE FOR LIFE credit cards? Free for life without any conditionAs i know, there are Maybank Petronas, EON Bank (12x Swipes a year), and AMBANK ...anymore?? I believe there are ALOT more out there... 1. Direct Access 2. CIMB Petronas mastercard 3. CIMB Platinum Mastercard 4. Maybank Petronas VISA 5. Affin Bank 6. CIMB Islamic Mastercard With condition so many card lah. This post has been edited by GHz: Mar 12 2009, 10:42 PM |
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Mar 13 2009, 11:33 AM
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#17
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QUOTE(hye @ Mar 13 2009, 09:10 AM) One more thing, HSBC CS called me to counteroffer as I wanted to cancel their card. They gave me an unconditional 5 years annual fee waiver ! (I think someone here also got this offer) I'm usually not a fan of keeping cards which I don't use ... so I'm still pondering whether to keep the card or still cancel it. Any opinions ? Yes I also received unconditional 5 years annual fee waiver after threaten them to cancel my card. |
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Mar 14 2009, 04:18 PM
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#18
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QUOTE(RockIron @ Mar 13 2009, 07:51 PM) Hi, You still missing Bank Islam Platinum Card.Since u ask then I will list it but it's just for sharing and not showing off ya..... It's personal hobby and interest....... I plan to take down photo to share but my collection not yet done,so still need time. 1)Alliance Bank Visa & MC plat(Generic) 2)Ambank MC plat(Generic) 3)Citibank MC plat(Generic) 4)CIMB Visa & MC plat(Generic) 5)CIMB Petronas MC plat(Co-brand) 6)EON Bank MC plat(Generic) 7)HSBC Visa plat(Generic) 8)MBF Visa & MC plat(Generic) 9)Maybank Visa & MC plat(Generic) 10)Maybank Petronas Visa plat(Co-brand) 11)RHB Visa & MC plat(Generic) 12)SCB Visa & MC plat(Generic) 13)UOB Visa & MC plat(Generic) 14)Amex plat cc(Generic) 15)Amex plat charge card(Generic,2 cards) Coming soon CIMB WMC & SCB Visa Infinite. Added on March 14, 2009, 4:46 pm QUOTE(WhiteWing @ Mar 13 2009, 10:49 PM) Same lo .. I also want 2% rebate mah .... go other bank ? My friend told me because I got car under my name so cannot apply credit card jor .. need to wait the car finish pay only can geh woh ... Actually the rebate is up to 2%. It is base on tier rate. This post has been edited by GHz: Mar 14 2009, 04:46 PM |
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Mar 14 2009, 05:30 PM
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#19
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QUOTE(RockIron @ Mar 14 2009, 05:03 PM) Hi GHz, Hi, Still miss of PBB,HLB & OCBC. Bank Islam wont apply due to it's not under my choice and collection. For non-muslim can apply Bank Islam cc? Yes non-muslim can apply for bank islam credit card. |
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Mar 14 2009, 09:07 PM
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#20
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QUOTE(WhiteWing @ Mar 14 2009, 09:05 PM) Like that ahh .... fax pula I think at least 3 months pay slip is sufficient. no need ea form , will be danger mah if I just fax my bank statement and salary slip to them ? I don't have EA form woh This post has been edited by GHz: Mar 14 2009, 09:09 PM |
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