I thought DA 2% rebate will end by April right?

i applied DA thru email...next day they called me for verification and 2 days later i got the card

Treatpoints to redeem Maybank vouchers have increased terribly. Petronas voucher is now 11000 points instead of 9000 points last time. All the vouchers also increased

To me, free annual fee for whole life, the service provided by the bank and cash rebate are the three most important things when I consider applying for a credit card.

All the points to me are not so useful. Cash rebate especially for petrol is more meaningful.

Free annual fee for whole life is very important as I don't have to call the bankers to waive my annual fee every year before it expires.

The service provided is very important too. Every time I call to the bank, I hope it will answer my call as soon as possible. I have called before to a bank several times but there was never a person there to answer my call until now.

<< MY LIFE AS AN INSURANCE AGENT >>

Sure. I am currently using VISA and MASTERCARD from Public Bank, MASTERCARD from CIMB and AmBank.

All the cards are free for life absolutely without any condition, except for Public Bank. As long as I am a Public Mutual unitholder, my Public Bank credit cards are free without any condition.

My Public Bank credit cards offer cash rebate although it is not a huge amount. CIMB gives me 2 % cash rebate if I go to Petronas.

So far, their staffs are quite polite especially AmBank in SS2, Petaling Jaya, Selangor.

If you want higher cash rebate for every petrol station in Malaysia, you can try applying RHB Travel Money credit card. It gives 5 % cash rebate for every first Saturday and Sunday of a month, then 2 % for the rest of the days of the month. The promotion is until the end of this June, if I am not mistaken. But bear in mind, RHB service is very bad. I mean the attitude of the staffs. Why am I using its credit card? I just want to enjoy the cash rebate. After promotion period, I will cancel it without hesitation.

Hope my little advice helps you.

<< MY LIFE AS AN INSURANCE AGENT >>

2% petrol rebate is permanent until further notice for DA customer...

i din call......dunno hv to call also
6months is still early still..at least 1 year normally...

but the silver card max also can goes til rm7k like tat max rite

Which bank has the payment facility to pay bills through internet banking from credit card account instead of banking account?

AmBank has this feature and many bills can be paid from credit card account. The AmBonus point is, for every 30,000, you can redeem RM150 cash.

Previously was 30,000 point, RM300 = Every RM100 spend, you got RM1.

Now you get RM1 for every RM200 spent. Is it a good deal?

Yes it is true you won't get any point or cash rebate when pay bills by using Public Bank Credit Card through PBeBank.com. I do that a couple of time last year.

Hmmm, very funny. It different with my PB Gold mastercard. Maybe because yours is co-branded, it have different terms.

Same lo .. I also want 2% rebate mah .... go other bank ? My friend told me because I got car under my name so cannot apply credit card jor .. need to wait the car finish pay only can geh woh ...

Thanks hye for your feedback. Guess it will be safer to cancel CC 1-2 months before it reach 1 year.
Haha I know, just that I want to know what will happen if i really forget
Anyway I will cancel 3 of my CC after I managed to swipe them few times. (its a challenge for me to use other CCs now )
Thanks RockIron. Do you know how many transaction we need in order not to have bad record?

Yup, but in my opinion better be safe than sorry. Who knows in future you might need to apply card from them again.

i think you can call up your CC issuer and ask them to give you a temporary limit increase. Just tell them you are going overseas, give them the date of departure and limit required. No need to top up your account as most bank do provide this service by phone call only.

I just call them up tell what you said earlier but their call centre said no such thing for MBB hence they cant provide that facilities to me.

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Added on March 23, 2009, 5:47 pm
Actually hotel payment itself over my limit. So I guess the solution is to swipe 2 card when paying, is it right? Do they accept for swiping 2 cards to pay one bill?

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Added on March 23, 2009, 5:50 pm
Why the call centre answer different from your experience? Should I call them up again perhaps other people who know more about this?

Hello,
I use Pay Pass at KFC counter, it fails for me.
Anyone know what reason? Is that a tapping card reader problem or my card problem?
Thank you.

eating kfc only cost rm10-20

use CC and pay =_=''

ppl who queue behind u might curse u....haha

You're referring to Visa Wave or Mastercard Paypass?

You're correct that MBB Petronas Visa is only card that support both Paypass and Visa Wave.

I believe the new yellow terminal from MBB supports both too even though I haven't try Paypass on MBB yellow terminal or MBB Petronas Visa on Paypass terminal.

To a certain extent you are right about it. I try my best to use my credit card in place of cash coz at least I get points for my spendings. And from my observations, it's not just the cashier - probably the whole place and staff are not used to their customers using cc thus they don't make an effort to educate the cashier on how to use the system nor their supervisor bothers.

For example, KFC has been a cash outlet for so many years and suddenly they allow customers to use credit card. If the cashier is having problems with the paypass

1. Best scenario, they will slot in the card into the cc machine and you need to sign the slip. (Sometimes the Paypass version also they ask to sign, I don't blame them coz it's likely their supervisor who gave the instruction)
2. They try to slot the card in the machine, something goes wrong and they ask you to pay in cash after a few tries. Likely that you will see that there's only 1 machine working in the entire store. Suddenly all the other machines are not working ?
3. The worst if they will just take the easy way out and say that the machine is out of order but actually it is working just fine.

Burger King outlet accepts cc as well (I go to the one in KLCC). Machines used to be working well and then only 1 works. Now they just tell me that the machine is not working at the moment and it has been the case for many weeks already.

I just can't believe they think that customers are that stupid and this is one of the examples of bad habits within the Malaysian services industry.    We need to get rid of our 3rd world mentalities. 

Guys...just to ask...do you always got your CC statement late like you only got 3 or 4 working days to pay the statement before payment due date?

I am using AEON CC and I noticed it like that. I dont know if they purposely done this and the minimum charge for late payment is RM10.