i know that but i really desperate now, my saving for downpayment need to let go for other thing.

CIMB and DA cardholders, Wolverine premiere anybody?

http://www.directaccess.com.my/pdf/X-MEN%2...verine%20ad.pdf

I also get the first CIMB cc statement. Wat do u mean by transfer money? i c at the cimb clicks, thr is no pay bill for CIMB credit card. 

tq!

Bad experience with DA. I had cancelled my both DA master & visa 2 months ago. They always charged late charges and interest even late payment of just 1 day. For example, the payment due date was 4th of each month. I paid by cheque at CIMB autopay machine on 1st of every month. Even it was a local cheque, they took at least 3 working days to clear it and the payment transaction always happened on 4th or 5th. I was so tired to call them asking for late charges and interest waiver every month.

Secondly, the bonus point expire every 3 yrs. They forefeited my 15000 pts when I was busy in overseas. Recently, I redeemed a voucher. I asked them to send it to my hse but they charged courier fee which was shown in the bill statement of the following mth!

Different cards suit different ppl. For those who r bearable with the bank's service, and hassle free to ask for annual free waiver, DA might be the card u want, especially for fresh degree holders. But I reckon it's more practical to use CIMA than DA, since both r under the same bank and have the same feature. Further, the former is more recognised widely.

For a frequent traveller like me, I opt for a globally recognised card like Citi. Holding Citi Platinum also gives me privilege in premium lounge at airport and philharmonic.
p/s: I m not working with Citi.
I have definitely informed all my bankers before I travelled overseas

 

never impressive with DA customer service.

giving lame excuses only, very good at "Tai Chi"

and it's never solve my problem!!!

---

Added on May 9, 2009, 1:05 pm

Direct Access is only targeted at professional market... and it's normal tht not all people will know about DA.

you cant blame the toyota fella, probaly he seldom o never see DA's advertisement.

just be confidence with what u have...

Apply Direct Access (DA) Credit Cards (VISA and MASTERCARD) through me..Free Santa Barbara bag AND FREE FOR LIFE 2009..2% REBATE FOR ANY PETROL THAT USED...PM me NOW or puvand@gmail.com for more details....
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By looking at your siggy, we all knows whose the one bullshitting in this thread

Anybody tried Maybank Paywave on KFC Paypass terminal before? Mine failed just now.

Hi,

Has anyone have problem with annual fee waiver for OCBC Robinsons VISA? Their call center insist on the terms and conditions of spending 1000 @ robinsons and 7000 @ other merchants per annuam. That why my request has been refused and there is no way to appeal according to the call center.

Please advice.

Lots of thanks in advance and cheers.

Has anyone here encountered this unpleasant experience from Alliance Bank recently? I received my 2nd month statement for Younique card. They charged interest on retail transaction in the statement. I remember clearly when I called the CS last month, they told me that there won’t be any interest for the first 3 months. That’s why I only made minimum payment stated in the 1st month statement before the payment due date.

This afternoon I called the CS and made an enquiry about the interest charged in the statement. To my surprise, the CS girl told me that it is their company’s policy to impose interest on outstanding balance, and she kept arguing that she was never aware of such a promotion which gives interest free for 3 months. She said she can’t simply waive the interest and she will consult her manager on the interest free issue. OMG!!!! What kinda CS is this? The staff is not well trained and not familiar with the company’s ongoing promotions! I am still awaiting their response. I am thinking of lodging a complaint to Bridget Lai if I do not receive a clarification from them by tomorrow.

This incident really ruins my impression on Alliance. I feel cheated and annoying. The “instant interest waiver” promotion is clearly stated in their website below:
Alliance

https://younique.alliancebank.com.my/pop_rebate.html

Has anyone here encountered this unpleasant experience from Alliance Bank recently? I received my 2nd month statement for Younique card. They charged interest on retail transaction in the statement. I remember clearly when I called the CS last month, they told me that there won’t be any interest for the first 3 months. That’s why I only made minimum payment stated in the 1st month statement before the payment due date.

This afternoon I called the CS and made an enquiry about the interest charged in the statement. To my surprise, the CS girl told me that it is their company’s policy to impose interest on outstanding balance, and she kept arguing that she was never aware of such a promotion which gives interest free for 3 months. She said she can’t simply waive the interest and she will consult her manager on the interest free issue. OMG!!!! What kinda CS is this? The staff is not well trained and not familiar with the company’s ongoing promotions! I am still awaiting their response. I am thinking of lodging a complaint to Bridget Lai if I do not receive a clarification from them by tomorrow.

This incident really ruins my impression on Alliance. I feel cheated and annoying. The “instant interest waiver” promotion is clearly stated in their website below:
Alliance

https://younique.alliancebank.com.my/pop_rebate.html

anyone have try to apply DA CC through email? how fast is the processing time.

guys, i want to apply 1 or 2 credit card but dunno which one to go...
the following is my thought.

HSBC classic- most merchant participate
CITI dunno which- everytime got sale, citi can get extra discount
EON - not bad also.

Maybank - actually i want this cc only but the requirement disallow me to apply.

I have this tought for me that i take 1 international and 1 local big 3. Maybank is out of my list. Public got problem for online payment . CIMB DA no idea.
My lifestyle : I work at midvalley, active Shopping, prefer carrefour, tesco, jusco, cold storage and isetan. Every year i will take either air asia or mas fly back to my hometown. Currently have no car. Seldom travel overseas. Dining, erm...1 month 2-3 times lo.

Can enlighten me more cc benefit?

if i m a graduate but my annual income havent reach Rm24k , i cant apply for DA rite ?

~edit~ wat if i got a 1year credit card for other bank ?

hi.. fresh grad here..
may i know which CC offers the highest cash back? thanks