You can always phone in to ask for waiver

If someone hold 6 or more cc from other issuer, PB will straight away reject the person application.
If u apply PB before u have 6 cc from other issuer, chance to approve will be higher. Get this info from one of the PB branch manager.
Anyway PB cc very strict on approval. Myself also have issue with PB cc, the only cc issuer that denied my cc application in my life.

@he-sham,
Kiasu!

eating kfc only cost rm10-20

use CC and pay =_=''

ppl who queue behind u might curse u....haha

To a certain extent you are right about it. I try my best to use my credit card in place of cash coz at least I get points for my spendings. And from my observations, it's not just the cashier - probably the whole place and staff are not used to their customers using cc thus they don't make an effort to educate the cashier on how to use the system nor their supervisor bothers.

For example, KFC has been a cash outlet for so many years and suddenly they allow customers to use credit card. If the cashier is having problems with the paypass

1. Best scenario, they will slot in the card into the cc machine and you need to sign the slip. (Sometimes the Paypass version also they ask to sign, I don't blame them coz it's likely their supervisor who gave the instruction)
2. They try to slot the card in the machine, something goes wrong and they ask you to pay in cash after a few tries. Likely that you will see that there's only 1 machine working in the entire store. Suddenly all the other machines are not working ?
3. The worst if they will just take the easy way out and say that the machine is out of order but actually it is working just fine.

Burger King outlet accepts cc as well (I go to the one in KLCC). Machines used to be working well and then only 1 works. Now they just tell me that the machine is not working at the moment and it has been the case for many weeks already.

I just can't believe they think that customers are that stupid and this is one of the examples of bad habits within the Malaysian services industry.    We need to get rid of our 3rd world mentalities. 

I don't get why I'm being charged annual fee for unused 4 month old cards, can anyone advice me what to do to reverse it?

Erm what type do you mean? Master/Visa? Or Classic/Gold/Plat card?
I only know they charge me fee after I got my statement today. The cards not even reach half year old...

Does the machines look something like this ?

@cute_boiboi

nono, the one i have seen is looks like a bar code printer. the design is much more same as the normal machine, but is thin and light, furthermore wireless, how good their technology is.

Should be look like this

Anyone uses AmBank RealRewards MasterCard?

Yes, how do we register at realrewards.com.my in order to login since we don't have PIN?

If we use it to pay bills online, we can get realrewards points as well?

I got a question here, say I got a savings account in MBB, and I got a credit card from HSBC, so is it possible for me pay my credit card thru online banking by transferring the funds from MBB to HSBC? Or do I need to pay at HSBC?

std chtd usually can waive their annual fee ?? possible full waiver or partial only ??

You mean your CL is 20k but alliance bank only give 10k? Premium lounge in KLIA for platinum card only is it? Got RM10k CL punya platinum card ?? My friend said only Citibank plat to Premium Lounge is free and others plat card have to pay fee is that true ?

BTW ... for those who has gone to regular airline airport lounge, Premium Plaza Lounge looks very simple. When I went there, they only had some cereal, friend mee (which tasted like not properly cooked), sandwich (tastes a little funny probably was prepared a bit too long ago in the day) and some cakes.

Seats were limited and if you asked me ... OK if it is for free and heaviliy discounted. If you are used to those regular lounge then you will not fancy it too much. Just my 5 cents on the Plaza Premium Lounge.

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Hi, Just got approved last month. Shining & Stunning Card!

hi guys,..
i,ve apply for the CIMB CC but after 2 weeks i called them they reject my application. this is my 1st CC actually?

anybody knows what is the problem.BTW my Salary more than 18k per annum.

hi he,
tnx for ur reply..im not a degree holder and my salary goes to maybank...

i've tried DA but doesn't work as well...wondering y 

I have a question regarding credit card payment. Will I get blacklisted or get a lower loan approval rating if I am paying minimum payment for the next 6 months? I know interest will be charged but what I want to know, is that if there are any other side negative effects if im paying minimum payment.

Actually we'll be charge for each text message we received while overseas. I was charged RM1 for each text message i received from Malaysia while in Singapore via SingTel network.

Guys ... can anyone help to complete the International Transactions surchages imposed by the respective cc ?

We still don't have info for

1. AMBank
2. AffinBank
3. RHB
4. Alliance Bank

You can check the info in your T&C booklet or look out for this info at the back of your monthly cc statement.

Thank you

Hi everyone, I'm looking for a credit card that gives hotel accommodation or travel point rewards, preferably both. My minimum annual income is 18k, I don't mind whatever fees, I just want hotel accommodation & travel point rewards. Is there any recommendation? Thanks a lot.