I hear all of you say want to terminate the card, if terminate it now, it is can apply again, maybe a few year or month?

so y shud i risk myself for an agent comm???

In the Just one application form stated that annual fee waiver subject to min transaction RM 42 per day. hopefully it can be accumulated as one year transaction of RM 15 K+++, otherwise I don't think many people can afford to use their card every day

To me, it is ok as I have nothing to lose. So, I cancelled it after 3 months...

If we have nothing to lose, why not we just let them earn the commission???

hi i got call yesterday, from maybank. she told me that maybank offer their credit card petronas.. what is that?

no fee, just take the card for free, quite confusion..

should i take?
i got this offer coz my current salary with their bank

yeah... the GSC One Utama setup the special lane for the GSC-EON card beside the gold class lane...

thanks for the info, as before i still need something that can enlighten me before applying for the card beside to watch movies, is it their ezy-payment plan from EON any good? how about their cash-back policies or rebate?

whoever had an EON CC before can help me with this? and also how is their track record?     

@jack2,
If U meet the criterias listed, it shouldn't be a problem

just call the cs n ask wats going on

Wonder UOB Platinum is easy to apply?

I used to have their preferred platinum card. Their starting credit limit is only RM15k compare to many other bank which is RM20k. I guess it should be easier to apply.

Uob is one of the most paranoid bank in malaysia, usually offer funny CL , which is extremely low, and not to mention their policies.

Uob is one of the most paranoid bank in malaysia, usually offer funny CL , which is extremely low, and not to mention their policies.

Another bank which offers super LOW CL is Alliance. They are aggressive in innovation and marketing, but conservative in certain aspects.

Uob is one of the most paranoid bank in malaysia, usually offer funny CL , which is extremely low, and not to mention their policies.

Another bank which offers super LOW CL is Alliance. They are aggressive in innovation and marketing, but conservative in certain aspects.

If you consent to it then it is OK. Most of us here (including myself kena b4), got sent unsolicited credit cards which shouldn't have happened in the first place. The agent did that either to gain additional commission or to meet their targets and unfortunately @ the consumers expense. Plus, it is the consumers right to do what they want but again there are cases where the agent lies that the bank requires you to keep the card for a certain xx period.

Saw the link to a blog .... what if you sign up for additional insurance packages without the consent of your customers? Don't you think you will be thrown out of work @ lightning speed?

well ... if the agent honestly told me he would pick a master n visa , i mayb obliged to his request.
but now the problem is , the visa never been applied by me nor mention by the agent tht he will tick tht column. if he doesnt do tht , and its solely scb policy to issue 2 cards , then it shudn't affect the agent comm since im not canceling all the cc ...

moreover tht damn cs who hanged up my call make me damn tulan ... before tht his voice tone oso like threatening saying "u must keep it for 1 yr or at least 6 mths" ... thts the point when i start questioning him til he proceed with my cancellation.

after 1 exp of helping agents , i dunwan to do it again. last time keep all the cc not using in home , thief come in , take it n swipe kaw-kaw. becoz of the cc havent been use so long , the bank called to verify the usage as it was a shopping spree ( damn they buy watever they c ). then onli i knew something wrong. although ask them to block , some transactions stil go thru.make police report , 3-4 appeal letters , 3 times visiting their hq , onli dispute.

i definitely dun wanna go thru this anymore.yes,they say they will responsible for the fraud case.but did they do any investigations? i doubt they could do anything , it was ourself who had to prove we r innocent by asking the shops cctv records , explaining. so y shud i risk myself for an agent comm???

You are so kind! I'll cancel whatever pre-approved cards that I never apply for.