Yeah ... HSBC should learn from SCB that card design does matters. The HSBC Premier card is ugly and so plain looking despite being the best card in their stable. For that I think the Platinum or the Classic HSBC card got a better design.

I couldn't agree more.

Should be the updated version coz in Page 2 (Finance Charges) it states the new interest rates for credit card to be effective 31 March 2009. I dunno about you but I'll take the B&W version to be the confirmed information, whatever the CS says.

We could double confirm this via the monthly cc statement. It should be printed on the back. Anyone could check this out ?

What card offers the best deal for movie tickets?

Think UOB CC is giving 5% for GSC ticket purchases and Maybank's CC has treatpoints that can be traded for 2 tickets to TGV...

hye everybody

i would like to have  a cc but i do not know what is the best cc..b4 this i never use or have cc..i just want to use cc for urgent case like to repairing my car..

anyone can suggest?

I really saw this news at newspaper few months ago.It's to stop people using future money.It even discuss before iirc.
Last year december it mention before hand by someone at the news.

Encourage spending? I don't understand why the government is issuing bond called Sukuk Simpanan Rakyat with guarantted return of 5% when they supposed to encourage spending in order to boost the economy.

I am 25 this year and i am currently principal cardholder for a card from affin bank. so this is the cause of reject? because i already principal holder from another bank?

Hello,
Today I just get my Maybank Petronas credit card, just for few question that I want to know.
I have my Maybank account which link to this credit card, can I use this credit card to withdraw money from ATM? Is that any service charge?
I want to pay my streamyx bill at TMpoint, is that accept credit card and how the treat points earn?
Can I just swap my credit card even I buy the item just for RM5? And does it charge?
Thank you.

The Maybank staff link it for me, when ever I swap my credit card, it will direct deduct my amount from my saving account.
Not sure whether I can use for ATM to withdraw money using my credit card.

Hmm, i think better don't try because it don't have PIN number provide to me

too late to know.

it's over already. for redemption period.

Can someone with experience advice. Now I got HSBC amanah approve and get card already but I want to change to normal HSBC and they say different company or management so can not change and I have apply as new for normal HSBC card again. My question is do I need to cancel the amanah first before I apply normal hsbc card? I scare later they see I already got amanah so they don't approve another normal card for me already.The CS said it is different management, different card and credit line. Anyone know what I need to best to get my normal card approve? Cancel amanah first or not?

Indeed HSBC MPower Credit Card-i is issued and governed by HSBC Berhad wholly owned subsidiary, HSBC Amanah Berhad.
Most probably because of the perks offered. Many promotions and privileges do not apply to HSBC Amanah credit card. Shame ... 

Check this out guys ! AMEX Malaysia finally launch their newly revamped website.
AMERICAN EXPRESS

Omg, seriously?  Charges for lost/stolen CCs?

today i get my petronas cimb cc..and this is my first card..
i have read statement from website http://www.bankinginfo.com.my and its say that
You will enjoy an interest free period, usually 20 days from the posting date of the transactions (only for purchases) if you do not have any unpaid repayments due from the previous month. Therefore, if you make partial or minimum payment of the amount due, you will be charged an interest charge for all purchases paid through your card from the day the transactions are posted to your card.

but from brochure cimb cc, it say that 20 days after statement..which one is true exactly

Bad experience with DA. I had cancelled my both DA master & visa 2 months ago. They always charged late charges and interest even late payment of just 1 day. For example, the payment due date was 4th of each month. I paid by cheque at CIMB autopay machine on 1st of every month. Even it was a local cheque, they took at least 3 working days to clear it and the payment transaction always happened on 4th or 5th. I was so tired to call them asking for late charges and interest waiver every month.

Secondly, the bonus point expire every 3 yrs. They forefeited my 15000 pts when I was busy in overseas. Recently, I redeemed a voucher. I asked them to send it to my hse but they charged courier fee which was shown in the bill statement of the following mth!

anything special about this card? im lost track on CC development...

I totally agree to what u said. I think only ppl like us who used other bank cards before would know DA and CIMB bad service. Not only HLB, I also own Citi Platinum and Alliance, when there's only 1 or 2 days late, there's no penalty charges.

Moreover, I don't know whether any of u have experienced this. When I showed DA card at purchase counter, some retailers had no idea on which financial institution it is and asked me, "which bank?" or "can it be used?"!!! I also found out that DA cards' swipes were much slower than other cards, impatient retailers might have to wait a bit longer for the slip to come out from swipe machine. My previous DA visa also got rejected when I used it in Thailand.

Different cards suit different ppl. For those who r bearable with the bank's service, and hassle free to ask for annual free waiver, DA might be the card u want, especially for fresh degree holders. But I reckon it's more practical to use CIMA than DA, since both r under the same bank and have the same feature. Further, the former is more recognised widely.

For a frequent traveller like me, I opt for a globally recognised card like Citi. Holding Citi Platinum also gives me privilege in premium lounge at airport and philharmonic.
p/s: I m not working with Citi.
I have definitely informed all my bankers before I travelled overseas