Outline ·
[ Standard ] ·
Linear+
Credit Card Thread V5, (added FMB website to 1st post)
|
wcs2798
|
 Dec 7 2008, 07:36 PM
|
|
last month i started to aplly for 12 pcs credit card.
so far aeon,hsbc,public,stan chart already reject my application
citibank and hlb already sent me the card
still pending for am,eon,uob,cimb,alliance,affin
among all this aeon,hsbc,public,standchart is the most efficient cause reject me in 1 week time
uob,i submit the form on 11 nov to their main office card centre(menara uob,jln raja laut),then i call them few time after that.in the end,my application status only show up on 3 december on their system.....wat a good service
so hope that more will be getting approved
|
|
|
|
|
|
wcs2798
|
Dec 12 2008, 11:38 AM
|
|
|
QUOTE(Case @ Dec 11 2008, 11:37 PM) While we are at it, here's something i found, sharing with everyone: from: http://www.fmb.org.my/pc04.cb.b5.htmok.first of all i need to explain abit with u all for above statement actually the bank do nothing wrong but the sales person from the shop doesnt explain the detail correctly the bank stated rm4559.99 for tag heuer watch.if u pay with easy payment for 18 months which is rm4599.99 divided to 18 months = rm253.33 per month.then the bank mention will waived 3 months payment which mean u only pay for rm3799.99 which is rm253.33 X 15 months so thats how the bank promotion run but maybe the customer thought that rm3800 is the last nett selling price and can be divided to 18 months and waived for 3 months payment which means customer only pay for rm3166.66(rm3800 divided 18 months then X 15 months) so is not bank fault but just miscommunicate between the customer and the seller just another question how much is the anual income requirement for diners club international card?i know that amex is rm24000 This post has been edited by wcs2798: Dec 12 2008, 11:40 AM |
|
|
|
|
|
wcs2798
|
Dec 12 2008, 12:13 PM
|
|
|
QUOTE(dinodog_Jr @ Dec 12 2008, 12:10 PM) I had applied the Maybank Petronas since 2 weeks ago. (this week is 2nd week. More than 10 days for me already.) Is there any way i can know whether my application have been rejected or still in progress? I am urgently needing it asap. just call thier customer service and ask for the application status |
|
|
|
|
|
wcs2798
|
Dec 12 2008, 12:18 PM
|
|
|
QUOTE(siutimtim @ Dec 12 2008, 12:02 PM) Which bank will give the highest credit limit and which one can easily get credit increment le? by the way,normally the credit limit is 2.5 times your monthly income is it is no FD in their bank one ???? as i know hlb mtv card require only rm2k monthly income and u can get rm8k cl credit increment is depend how much u spend and how good is your payment. |
|
|
|
|
|
wcs2798
|
Dec 12 2008, 11:05 PM
|
|
|
may i know diners club international cards annual income requirement?
|
|
|
|
|
|
wcs2798
|
Dec 13 2008, 07:38 AM
|
|
|
QUOTE(hye @ Dec 13 2008, 06:25 AM) Ask yourself whether Diners Club is a cc? (This is afterall a cc thread) That's why you won't get any answers. i know that diners club is cc as well(charge card).but still i think some of us here can answer my question |
|
|
|
|
|
wcs2798
|
Dec 16 2008, 11:35 AM
|
|
|
QUOTE(hye @ Dec 15 2008, 07:47 AM) The quick answer is no. There is no online facility to check for MBB cards application. For all that matters, none of the banks in Malaysia have this facility ! The closest that you can get is via the phone and some banks offer automated call response system when you check you cc application status. as i know in this moment,only citibank,hsbc,hlb,mbf that can check your application status online btw,last sunday just try to use my uob one visa paywave in parkson pavilion but end up nothing respond from the terminal.not sure whether uob or visa fault. This post has been edited by wcs2798: Dec 16 2008, 11:35 AM |
|
|
|
|
|
wcs2798
|
Dec 18 2008, 12:00 PM
|
|
|
QUOTE(siutimtim @ Dec 18 2008, 11:47 AM) I got my HSBC amanah card already but I now only I find amanah credit card can not enjoy many normal hsbc card promotion..  i should apply the normal one that day.. anyone got their amanah card also ?? can i use this card when the shop show promotion to hsbc credit card or i need to find only shop with amanah hsbc ?? i think i never see any amanah hsbc promotion anywhere wo  can i change to normal one now?????? just check on HSBC Amanah SmartPrivileges promotion there or give them a call to comfirm it btw,if i am not mistaken,u can only re-apply again for others hsbc cc after 6 months from your first amanah cc application This post has been edited by wcs2798: Dec 18 2008, 12:02 PM |
|
|
|
|
|
wcs2798
|
Dec 19 2008, 10:30 AM
|
|
|
QUOTE(temptation1314 @ Dec 19 2008, 09:25 AM)  Deng... Citibank reject my AA Card Application... u apply online? my application take only around 2 week to approve and collect the card and free gift t-shirt after that.and even they send the pos laju track number to me via sms |
|
|
|
|
|
wcs2798
|
Dec 19 2008, 12:06 PM
|
|
|
QUOTE(Putraskyline @ Dec 19 2008, 11:12 AM) Regarding my Ikhwan card, I have call their customer service but the operator told me its not in the system. Any idea how to know whether my post has received by Maybank or not? She told me to call back in 3 weeks time. I just wanna check whether they received or not but she keeps telling that she can't check that things. thats is normal as most of them is doing there job like turtle.just try and call next friday.btw,u send by normal post or pos laju? |
|
|
|
|
|
wcs2798
|
Dec 23 2008, 03:33 PM
|
|
|
QUOTE(speedguy10 @ Dec 23 2008, 10:21 AM) I've applied UOB vox card. however when I receive the card through mail, they actually give me 2 cards, Vox and One cards. In the end, I didn't activate them and I would like to ask over here, will it cause me to have any trouble in applying UOB cards in future? that is because normally the officer will tick the combied card columm which is vox+one. btw,y u dint activate it,since for uob,u just use 12 time then u will get both anual fee waived |
|
|
|
|
|
wcs2798
|
Dec 23 2008, 03:55 PM
|
|
|
QUOTE(speedguy10 @ Dec 23 2008, 03:46 PM) I've been told, we need to activated both cards together and does it imply that we need to make 12 or 24 transactions in order to waive annual fee? The reason I didn't activate it is because I already have other 2 cards which got before UOB sent me their cards. I don't want to diversify the points I gain into several cards. So, does it make any difficulty for me to apply UOB cards in future? u just use for 12 transaction for both card to anual fee waived.cancel the card will make your record looks bad as others bank will notice this as well. so my advise is just activated and keep both card la. QUOTE(darkdevilrey @ Dec 23 2008, 02:17 PM) can i have supplimentery card for Hong Leong card? how much will it be? it will be waived as well but provided sup card as well got 12 transaction per year This post has been edited by wcs2798: Dec 23 2008, 03:59 PM |
|
|
|
|
|
wcs2798
|
Dec 23 2008, 04:39 PM
|
|
|
QUOTE(darkdevilrey @ Dec 23 2008, 04:35 PM) if less than 12 trancaction how? Minimum annual income for UOB ONE Classic Card is RM18,000. A corresponding MasterCard will be issued together and annual fee of RM68 will be waived if a minimum of 6 transactions per card per annum is fulfilled. |
|
|
|
|
|
wcs2798
|
Dec 24 2008, 10:12 AM
|
|
|
QUOTE(awaynoway @ Dec 24 2008, 04:57 AM) hhmm I thought UOB is offering separate credit limit for the dual & multiple cards? --> http://www1.uob.com.my/webpages/card_promo...mbinelimits.htmi think thats only apply to gold card holders but not classic |
|
|
|
|
|
wcs2798
|
Dec 26 2008, 02:09 PM
|
|
|
QUOTE(IMAX @ Dec 26 2008, 01:10 PM) I applied Citibank CC via an agent early of this month. 2 weeks ago, got one Withheld number called me, saying tat was from Citibank and wanna verify my house phone. I din fill my house phone when filling the form, so i just tell them my house phone but they said it was not correct. Seems like someone filled for me or wat??? Last week, i got another phone call(with number), claimed that was from Citibank, asking my annual income. How come these weird thing will happen? Ain't they got my details correctly as wat i filled? And until today I still havent got my card. Heard Citibank CC will get within 3 weeks right? After this week I oreli wait for more than 3 weeks. Any advice? just call citiphone and check your application status.u will get sms when your application is approve |
|
|
|
|
|
wcs2798
|
Dec 26 2008, 03:29 PM
|
|
|
QUOTE(IMAX @ Dec 26 2008, 02:15 PM) oh,... may i know wat's the Citiphone number? nvm knew got such thing |
|
|
|
|
|
wcs2798
|
Dec 27 2008, 10:58 PM
|
|
|
QUOTE(pingping86 @ Dec 27 2008, 07:53 PM) UOB doesnt offer any reward points ah??? uob do come with point reward |
|
|
|
|
|
wcs2798
|
Dec 29 2008, 02:09 AM
|
|
|
QUOTE(pingping86 @ Dec 29 2008, 01:16 AM) Point reward can exchange item??? How come i ddint see it on the website??? |
|
|
|
|
|
wcs2798
|
Dec 29 2008, 11:29 AM
|
|
|
QUOTE(pingping86 @ Dec 29 2008, 04:36 AM) How do i check my points??? My bill don have points leh... And... I found smth strange in my bill... I got 2 cards, 1 visa (ONE) & 1 master (VOX)... The bill come combine but not seperate, The account number is only my visa cc number, And, I found that my bill theres written on combined limit of RM3000 When i got my card the CL is written Rm3000 for each card, But, how come when the bill comes is written combined limit RM3000??? Can any1 elighthen me??? it is definately combined limit.u will noticed that when u log on to uob internet banking |
|
|
|
|
|
wcs2798
|
Dec 29 2008, 05:25 PM
|
|
|
QUOTE(pingping86 @ Dec 29 2008, 02:16 PM) Combined limit only RM3000 credit limits... Is there any other way to increase my CL..??? i think is depend on your income,spending and payment record,done it well for like at least 6 month and ask them to increase the limit |
|
|
|
|
Quote
0.0494sec
0.41
7 queries
GZIP Disabled