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 Credit Card Thread V5, (added FMB website to 1st post)

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MilesAndMore
post Nov 5 2008, 11:19 PM

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Guys, any idea where can i view the list of items i can redeem using my TreatPoints ? I know we can search it thru M2U but the list seems incomplete. Do they have a catalogue or something like CIMB credit card Rewards ? Thanks in advance.


Added on November 5, 2008, 11:23 pm
QUOTE(MilesAndMore @ Nov 5 2008, 11:19 PM)
Guys, any idea where can i view the list of items i can redeem using my TreatPoints ? I know we can search it thru M2U but the list seems incomplete. Do they have a catalogue or something like CIMB credit card Rewards ? Thanks in advance.
*
Never mind. I have just found it ...

Maybank TreatPoints Redemption Catalogue



This post has been edited by MilesAndMore: Nov 5 2008, 11:23 PM
MilesAndMore
post Nov 6 2008, 11:13 PM

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QUOTE(Chester @ Nov 5 2008, 11:23 PM)
I wish I have a World MasterCard smile.gif
*
I have just seen the CIMB Enrich World Mastercard on "The Edge". Now i wonder how to get invited.

MilesAndMore
post Nov 7 2008, 10:16 AM

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QUOTE(tgeoklin @ Nov 7 2008, 09:33 AM)
Easy, all current enrich plat card holder with limit of RM200K and above automatically qualifies tongue.gif
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Wow ! How about the annual fee then ?
MilesAndMore
post Nov 8 2008, 10:19 AM

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QUOTE(keith_hjinhoh @ Nov 7 2008, 11:40 PM)
Rule of thumbs, having 2 different credit card companies, one international, one local. That should be more than sufficient. It's unnecessarily and troublesome to have too many credit cards.
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Second that smile.gif

MilesAndMore
post Nov 9 2008, 06:21 PM

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QUOTE(cenkudu @ Nov 8 2008, 10:35 AM)
MBB consider local or international? :-)

international:OCBC,HSBC,UOB,Citbank,SC
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Of course MBB is a local bank. The founder of MBB is the late Mr. Khoo Teck Puat.

MilesAndMore
post Nov 9 2008, 10:11 PM

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QUOTE(David83 @ Nov 9 2008, 05:22 PM)
I'm only interested with the AMEX.
*
Should consider the charge card as well if you pay full each month. It comes with 3 years annual fee free now. I'm using the MBB Gold AMEX now and is considering migrating to the charge card.

P.S. Still no news about my Ikhwan VISA Gold application yet hmm.gif

MilesAndMore
post Nov 10 2008, 08:13 AM

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David83, you forget to mention the Ikhwan card is "FREE FOR LIFE" biggrin.gif
MilesAndMore
post Nov 10 2008, 04:03 PM

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QUOTE(David83 @ Nov 10 2008, 08:21 AM)
You need to reach minimum annual swipe of 12.
*
Which is a piece of cake. Just spend on petrol alone will do laugh.gif
MilesAndMore
post Nov 10 2008, 09:07 PM

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By the way guys, i just found out that the minimum salary required to apply for the AMEX Green Charge Card is now RM30,000 instead of RM24,000 previously.
MilesAndMore
post Nov 11 2008, 08:55 AM

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QUOTE(David83 @ Nov 10 2008, 09:56 PM)
The Maybank staff lied to me that in order to qualify for AMEX Charge Card, my current limit of my MBB cards should touch RM 10k.
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Just another Maybank staff who doesn't have a clue about their own product rclxub.gif
MilesAndMore
post Nov 11 2008, 04:32 PM

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HSBC AMANAH MPOWER VISA PLATINUM CREDIT CARD-i

Please click the link below to view the card.
HSBC MPOWER VISA PLATINUM CREDIT CARD-i

**Please note that this is an Islamic credit card.

Besides the MPOWER VISA PLATINUM CREDIT CARD-i, HSBC AMANAH also offers MPOWER VISA CREDIT CARD-i for those who are not illegible to apply for the Platinum credit card-i. Minimum salary required to apply the MPOWER VISA PLATINUM CREDIT CARD-i is RM120,000. At the moment i have no information on what is the minimum required salary to apply the MPOWER VISA CREDIT CARD-i.

Some notable difference between the HSBC conventional credit card and HSBC AMANAH Islamic credit card.
- NO ANNUAL FEE***
- 0.5% cash back on all local retail spending/1.0% for overseas retail spending (except transaction made online in foreign currency) instead of point reward system.


***The first year annual fee is waived automatically. Waiver on subsequent years' annual fee is subject to 12 or more transactions.

This post has been edited by MilesAndMore: Nov 11 2008, 04:36 PM
MilesAndMore
post Nov 11 2008, 10:08 PM

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QUOTE(vin_ann @ Nov 11 2008, 09:25 PM)
QUOTE(MilesAndMore @ Nov 11 2008, 04:32 PM)

HSBC AMANAH MPOWER VISA PLATINUM CREDIT CARD-i

Please click the link below to view the card.
HSBC MPOWER VISA PLATINUM CREDIT CARD-i

**Please note that this is an Islamic credit card.

Besides the MPOWER VISA PLATINUM CREDIT CARD-i, HSBC AMANAH also offers MPOWER VISA CREDIT CARD-i for those who are not illegible to apply for the Platinum credit card-i. Minimum salary required to apply the MPOWER VISA PLATINUM CREDIT CARD-i is RM120,000. At the moment i have no information on what is the minimum required salary to apply the MPOWER VISA CREDIT CARD-i.

Some notable difference between the HSBC conventional credit card and HSBC AMANAH Islamic credit card.
- NO ANNUAL FEE***
- 0.5% cash back on all local retail spending/1.0% for overseas retail spending (except transaction made online in foreign currency) instead of point reward system.


***The first year annual fee is waived automatically. Waiver on subsequent years' annual fee is subject to 12 or more transactions.
*
i thinks this is the card which HSBC opened a counter below my office....

my colleagues applied it.
*
By the way guys, from the application form i took at the HSBC office this late afternoon. I noticed there is a fixed monthly management charge to each card. It is 1500 for MPower Visa Credit Card-i and 2700 for MPower Visa Platinum Credit Card-i. "RM" is missing in front of the figure. I wondered what is that ?
MilesAndMore
post Nov 11 2008, 11:35 PM

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QUOTE(hye @ Nov 11 2008, 10:48 PM)
Anyone here could help to upload the full info + application form for the
HSBC MPOWER VISA PLATINUM CREDIT CARD-i ? This card is so new that it has yet to register in HSBC's Malaysia website.

I have the application form but the form is just too long ...


QUOTE(hye @ Nov 11 2008, 10:48 PM)
I wonder whether users of this card still qualifies for points similar to SCB's Business Platinum card.
*
What points ? No point for HSBC AMANAH (Islamic) credit card. It's all cash back.
MilesAndMore
post Nov 12 2008, 04:51 PM

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QUOTE(David83 @ Nov 12 2008, 12:34 PM)
I just fetched my MBB IKhwan AMEX from the branch.
*
Both of us applied around the same time but i have yet to get any news about my application. Went to the Maybank Islamic branch here just now and the staff entertained me wasn't helpful at all. So right after i came out from Maybank i drove straight to HSBC to get the application form for the normal HSBC AMANAH Visa Credit Card-i. Going to submit my application form tomorrow. Hopefully they are efficient in what they're doing and can provide me the status of my application from time to time.
MilesAndMore
post Nov 13 2008, 09:02 PM

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QUOTE(deitel73 @ Nov 13 2008, 01:47 PM)
According to Maybank webside stated, Green card is Minimum annual income:
RM24,000
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That's the old one. It has since been revised to RM30,000 for the Green Card and still is RM48,000 for the Gold Card. Check out the application below :
American Express (CLICK ME)


MilesAndMore
post Nov 14 2008, 02:23 PM

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QUOTE(letchuanna @ Nov 14 2008, 01:03 PM)
Guys,

Currently I'm using HSBC credit card so i'm planning to get second one..hopefully local one with no annual fee or less..My choice is between,Public bank,RHB, or UOB.Please help me to decide.I normally use for 0% interest fee installment to buy things...Please no maybank or cimb....

Thanks,
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UOB is NOT a local bank. It is a Singaporean bank.

As much as i adore Public Bank (it's my main bank for savings and such) but you may just forget it if you intend to use their credit card. Public Bank credit card doesn't give you much benefits and is one of the worst credit cards in Malaysia. The cash back reward is also unbelievably low thus make their credit cards uncompetitive at all.

I suggest you to apply for CIMB Bank Mastercard but too bad you don't want to consider CIMB. It got lots of promotion year-round and it is absolutely free-for-life with no catch at all.

MilesAndMore
post Nov 14 2008, 04:05 PM

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QUOTE(shockk @ Nov 14 2008, 03:39 PM)
Just wondering if any of you can help. What is the difference between the HSBC Amanah M-Power Credit Card and the normal HSBC credit card? I heard the HSBC Amanah one is like an Islamic-Banking card. Is there any effect from using it or any terms? I can't find any info of this on their website since it is not updated yet.
Thanks notworthy.gif
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It is pretty much the same. You will get point for the normal HSBC credit card. As for the HSBC Amanah MPower Credit Card-i, you'll get 0.5% cash back instead.
MilesAndMore
post Nov 15 2008, 10:09 PM

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QUOTE(shockk @ Nov 15 2008, 11:10 AM)
when I first applied for the HSBC card, it was for their normal card which has rewards-system, but now they called and offered me this islamic cash-back card (there seems to be no standard/gold/platinum variation with the card). oh well, as long as it is still HSBC, I'm okay with it. laugh.gif
*
Actually there is. Just Gold and Platinum. Requirement for Gold is RM30,000 and RM120,000 for Platinum.


QUOTE(aeronlim @ Nov 15 2008, 12:44 PM)
1) How was the design for the Maybank AMEX charge card? Is it a soldier inside a green card, or a Yellow Card that only have the "AMEX" small sign at the right bottom of the card? I ask the staff inside Maybank, she seems also not clear about the design. Personal prefered the "Soldier in Green"....

For AMEX Charge Card it comes in 4 variations namely "Green", "Gold", "Singapore Airlines Krisflyer Gold" and "Platinum". The design of the cards are exactly the same as those you see in their website.



QUOTE(aeronlim @ Nov 15 2008, 12:44 PM)
2) For the Membership Reward Programme as stated as the brochure, we have to pay RM 25 for each year right? May i know is the point earned consider as Maybank Treatpoints or it is other type of rewards point, if it is Treatpoint it will be great for me as i can use the Petronas VISA + this AMEX to redeem the gift faster, hehe...
Thanks for the helps..
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Yes. You'll have to pay RM25/pa to enroll in their membership rewards program. It is completely unrelated to "Maybank Treatpoints". Therefore you CANNOT combine the points you earned thru your AMEX Charge Card and Petronas Visa.


QUOTE(winner @ Nov 15 2008, 02:04 PM)
Dear all,

Currently, which banks offer "Free For Life" credit cards with cash rebate promotion?
*
- CIMB Mastercard
- CIMB Islamic Mastercard
- CIMB Petronas Mastercard
- Maybank Petronas Mastercard
- Direct Access
- Citibank Choice**
- HSBC MPower Credit Card-i**
- Maybank Ikhwan American Express
- Maybank Ikhwan Visa
& many more.

**T & C apply


QUOTE(Seng_Kiat @ Nov 15 2008, 03:51 PM)
I already request for maybank petronas card, normally how long it takes? is there any hotline that I can contact to know the status?

What is the other card that is free for life and not from Maybank? what is the card name? thanks.
*
Kindly refer to the list above.



This post has been edited by MilesAndMore: Nov 15 2008, 10:10 PM
MilesAndMore
post Nov 21 2008, 01:12 PM

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Guys, i'm currently holding a supplementary AMEX credit card. I'd like to know if it is possible to combine the treatpoints earned thru my credit card and the principal's to redeem gift from Maybank ? Because from what i've noticed from my mom's online banking, both cards do appear in her online banking account but the treatpoints earned are separated between principal and supplementary. So i wondered if we need to redeem the gift seperately or we can actually combine it. Please help me out guys ! Thanks !
MilesAndMore
post Nov 25 2008, 10:38 PM

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QUOTE(David83 @ Nov 25 2008, 08:54 PM)
HSBC has a lousy management. This could be their non-integrated system like Maybank has whereby one button (maybe several clicks), all your financial products with Maybank could be retrieved on the screen.
*
You have got to be kidding me right ? HSBC is like one of the most efficient banks in Malaysia, along with Public Bank.


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