If it is Citi card, forget about it.
Assuming they waive. Then next month, they will charge you late payment charge on the 1st late payment charge and it will go on forever.
Been there. Done that. Many times.

I would like to change my mailing address for my HSBC & Maybankard credit cards.

May I know what is the simplest method to do it?

i wanna ask regarding Citibank ShellCard, if we pump petrol @ Shell, do we earn rewards points also?

I tell u wat

my friend's office boy is using a Nokia N96... and his salary is only like 800-1.2k leh....

how he did it? thanks to plastic...

AGREED.   

tht day stocktake, saw the warehouse keeper using Nokia N96 too.... 

Hi all...
Last month i got my UOB the ONE and VOX card...
Last week theres a guy from UOB callin me for the insurance and i reject the insurance...
This morning, i got 2letters from a company ???-Asia claiming that the insurance coverage for my CC...
Wat is all this happening???

Is there anyone aso have the same experience???

automatic appear in cimb click

for maybank cc , they link it for u automatically, for cimb , u have to link yourself , coz mine is like that... for maybank , for cimb, it doesnt show up so far didt bother link the card never use the card also

You need to apply PIN number for your CC. The same PIN number can use for cash advance transaction in ATM.

Your CC transaction will appear automatically in cimbclicks.com once you get your PIN number

Go to CIMB Bank, apply for a PIN for your C/C. Once PIN created, you will be able to view your C/C. You can also use your PIN to make a cash advance using your C/C from CIMB ATM.

If we close our credit card but we have overpaid, is it possible for us to get back the remaining balance?

if you use a co-brand card you cannot use the mymesra card.

BTW ... FYI Real Rewards will no longer be accepted to accumulate points @ Petronas effective 1 Jan 2009

when i was using a mesra card previously, it will prompt for it after it has approved your credit card. The prompt no longer comes since I switched to a MBB Petronas Visa.

Anyone has good organiser to remind us on each due dates of credit cards so that we do not need to set every month.

Set it for once and when we on the computer and if that date falls on, we will get pop up reminder.

@RockIron,
Er.. I usually don't exceed more than 50% of my available CL but I made some rather heavy purchases the last few months hence I used up my total available CL on Amex.

On another note, I just checked.. Citibank gave me an additional RM20k credit line with my renewed CC - weird and crazy bank.  When I wanted it they don't give it to me, when I don't need it, they give it to me !

hi, i dont know if this is the best place to ask for recommendation, but can some1 recommend a card that suit my needs?

1. petrol rebate
2. purchase rebates (cash back?)
3. points reward

i dont need things like free vouchers/coupons that will only serve to tempt me to spend more on unnecessary things.

will probably use the card for petrol, grocery, bills, and maybe the occasional high end meals. i dont have the habit of going on shopping sprees too.

It should be within 3-5 working days. But it depends whether how fast the merchant post the transactions back to the bank, some as fast within 24 hours (especially for petrol stations and certain department stores), some can take up to 1 week or more. I've had transactions which are only posted after 3 months in extreme cases, could be they forgot or lost my transactions and post it when they found it later. I recommend you have a system where you track your actual purchases vs. the posted transactions in your statement. Don't be too quick to throw your slips away for those that did not appear in your statement. These won't happen often but sometimes you might encounter it.

The last thing you want to do is to dispute a real transactions which you performed (and forgot all about it). For such disputes, the bank may charge you administrative fees and possibly other fees that will make you upset.

P/S Got my PS3 during the launch. Paid it using my cc. Yes, Sony Centre accept cc.

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Added on December 30, 2008, 12:21 pm

For me, I'd perfer to apply it through the booth (agents) setup @ the fairs / shopping malls / etc. At least I can "chat" up the friendly agents.    Beware of rogue agents and I'll only apply when I feel comfortable applying with that person. I'm particular about the way my documents are being handled and if I see anything wrong, I may just walk out, take all my documents away and cancel the application. Sounds harsh but I have to protect myself (at least attempt) from identity theft/fraud.

I don't think it is any different with applying online coz the approval process is still the same as it will be subjected to the same treatment the credit control department of the bank. (Generally the approving authority for cc) Is is merely a self service system where agents are not required and sometimes you are "rewarded" with some freebies (or extra annual fee waivers) when you use the system. Don't forget that you still need to submit the documentations to the bank. 

I don't mind applying via the agents coz at least they do most of the work.

Wah!!! U giv a good idea. Maybe I should complain to PBB branch manager as well.

Anyway I hav no problem with Alliance Bank. Apply their plat cards for first time already approved.

Really no idea how PBB process my application?????

They are still there but maybe selectively as the hit rate for the malls could be lower. (Everyone just chasing possible applicants but not necessarily can get quality applicants) Not sure which malls are you referring to but I'm referring to just MidValley and 1Utama.

I personally would stay clear of Aeon JJ cc coz of bad experience. Imagine my payment gone missing and when I provide them with proof of payment, they refuse to recognise it. Had to pay again to safeguard my good credit history and I cancelled the card immediately after the payment was received. Heard the same experience with a few of my friends. I don't tolerate bad CS and this one just sets the record for being the worst of them all.