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 Credit Card Thread V5, (added FMB website to 1st post)

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boonsin23
post Nov 28 2008, 02:15 PM

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QUOTE(Norns @ Nov 28 2008, 01:01 PM)
Hmm i prefer a better convenient way lol, such as email or speak to the person who can make decision unlike the CC sad.gif

Not to say im real desperate for mbb cards, but i've only apply this bank since i got my payslip last month. I've waited so long and I got different update each time i call their CC mad.gif this really make me frust

i can apply another bank now, but i suppose it'll take another few weeks cry.gif

hope to hear advice how to get in touch with mbb card centre person in charge  notworthy.gif  notworthy.gif
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maybe u can request to talk to their team leader, these CS every shift there will be a team leader as their supervisor.
boonsin23
post Dec 1 2008, 05:46 PM

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QUOTE(pingping86 @ Dec 1 2008, 04:17 PM)
Hi every1... I just got my UOB CC last week...
Can any1 teach me how do i ON9 to pay the CC???
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U need to walk in to any of the branches, bring along ur ic. they will give u a very long temp id, u can ready a 7-digit numerical password, they will ask u to key in during the processing as ur temp password for 1st time login. back to home, use ur pc login to www.uob.com.my, job done.
boonsin23
post Dec 2 2008, 03:36 PM

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anyone here using AMEX Charge Card? AMEX has Classic & Gold cards which offered to the public, which these cards have no preset credit limit. So anyone can explain how can this happen if somebody holds the classic card, can he/she swap for RM50k?? In theoretical its quite hard for the card holder to settle the payment if their annual income is @ RM30k+-? Another is whats the diff between their Classic or Gold members?

Anybody can share?
boonsin23
post Dec 2 2008, 05:51 PM

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QUOTE(cute_boboi @ Dec 2 2008, 03:53 PM)
boonsin23,

This is a Credit Card thread. There is a separate thread for Amex Charge Card.

Your questions are answered there on the "no preset CL"
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roger! tq
boonsin23
post Dec 2 2008, 09:22 PM

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QUOTE(Optiplex330 @ Dec 2 2008, 08:36 PM)
How about this example for punctuality?

Statement date: 1-Nov
Statement received: 4-Nov
Payment made and check cleared from my account: 7-Nov

And still got hit by late  payment mad.gif

As I said, been there, done that with citi
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my goodness?!?! were they using lunar year practice? tongue.gif

boonsin23
post Dec 5 2008, 04:37 PM

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QUOTE(yitbunzai @ Dec 5 2008, 09:09 AM)
morning everybody,

i would like to stop few of my credit card service, but i have no idea which one to keep or leave.

pls advice!!! notworthy.gif

1. HLB CC
2. Stanchart batman
3. Shell citi visa
4. MBF
5. HSBC

thumbup.gif  thumbup.gif  thumbup.gif  thumbup.gif
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All except HSBC, but if your monthly expenses can be more than RM3k, then you better keep your SCB, there is a contest now:

http://www.standardchartered.com.my/cb/cre...ndad/index.html
boonsin23
post Dec 10 2008, 10:20 PM

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QUOTE(kennyng @ Dec 10 2008, 10:14 PM)
U prefer which maybank CC? why (just for my reference)? rclxms.gif
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For me, I'll pick AMEX. MBB's visa or master r not much dif v other banks like PBB, SCB, HSBC etc. But with their amex, u can gain 2x TP. rclxms.gif
boonsin23
post Dec 15 2008, 03:42 PM

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QUOTE(tinkerbel @ Dec 15 2008, 03:10 PM)
@hye,
Yes..... I definitely have chalked up quite a bit of spending on my Amex card - and to think I was worried about hitting the RM20k spending within 6 months [just to get that free Longines watch].  Anyhow, in order to make up for the RM800 Amex charged me for the card, I'm expecting the Longines watch + I hope to be one of the 600 lucky winners to walk away with the iPod on this latest promotion of theirs *grins*
@tinkerbel
RM20k spending within 6 months to get free Longines watch is apply to all AMEX card or only to AMEX Platinum? TQ!

boonsin23
post Jan 6 2009, 09:01 AM

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MBB's 5% from Wed - Mon, 10% on Tue @ Car4 got extended or not? Anyone can confirm to this?
boonsin23
post Jan 6 2009, 10:04 AM

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QUOTE(muscaa @ Jan 6 2009, 09:18 AM)
MBB credit card promotion 5xTP for petronas and 5-10% discount for carrefour ended 31 Dec 08
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But 5xTP for petronas got extended "until further notice".
boonsin23
post Jan 9 2009, 02:10 PM

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QUOTE(tgeoklin @ Jan 9 2009, 10:30 AM)
Me, myself & I, of course ......  maybe later will apply a few supp cards and add new pics  tongue.gif
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my pix has been approved liao! going to submit my form liao! rclxms.gif rclxms.gif
boonsin23
post Jan 12 2009, 01:13 AM

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QUOTE(vin_ann @ Jan 11 2009, 11:31 PM)
still MBB card is the BEST for Carrefour. 5% on normal days, 10% on Tuesday !
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still available???
boonsin23
post Jan 19 2009, 01:06 PM

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MBB Islamic Ikhwan Card 12 swipes per year will waive the AF, but need Principle x 12times and Supplementary also x 12times in order to get the AF for sub card being waived?
boonsin23
post Jan 19 2009, 11:30 PM

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QUOTE(RockIron @ Jan 19 2009, 05:04 PM)
Hi prasys,
Yup I agreed with u. PBB is very strict in issuing cc, get this info from a lot of people.
They hav rights to reject the application although the person are qualify for it. shakehead.gif


Added on January 19, 2009, 5:16 pm

Hi cute boboi,
I submitted my HSBC Visa plat(member since 2004),Maybank Visa plat(member since 2002),Citibank MC plat(member since 2005). All of them single CL very close to 6 digit. I attached all my cc statements as well.
Heavy usage, never late payment and fully paid every month.
Still they denied my application...... cry.gif

Perhaps I m not the type of customer PBB like????? rclxub.gif
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maybe ur records were too great, no interest PBB can charge u, so they rejected ur application! tongue.gif
boonsin23
post Feb 5 2009, 07:06 PM

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QUOTE(pingping86 @ Feb 5 2009, 03:37 PM)
Just got my alliance younique card this morning...
I just found that if i choose the picture to print on the card need a RM38 fee...
I got 1 question... Does the you;nique card have classic or gold card..???
If got, how do we realise..???
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all you:nique cards r considered classic card.


Added on February 5, 2009, 7:07 pm
QUOTE(ed0gawa @ Feb 5 2009, 06:48 PM)
just got mine too....

Never knew that the back of the card is in black.
I am gonna submit a black design after .. erm... 2 months?

btw, i do not have alliance account. Can i have e-banking solely for the credit card?
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hows the picture's quality?

This post has been edited by boonsin23: Feb 5 2009, 07:07 PM
boonsin23
post Feb 5 2009, 11:27 PM

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QUOTE(ed0gawa @ Feb 5 2009, 10:26 PM)
considered classic meh?

i vaguely remembered they asking me about gold/classic thing thru the phone.
i said 'watever'

The picture quality is quite good. Oh well, mine was an abstract wallpaper 'cropped' image. So.. how bad can it turn out?
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bcos i see their min requirement is rm18k p.a. so i guess shd be classic card lo tongue.gif


Added on February 5, 2009, 11:42 pm
QUOTE(numx @ Feb 5 2009, 11:22 PM)
YOU:NIQUE card is something like co-brand card , no classic,gold or platinum

Apply b4 31st march no charges on the picture card, after 31stmarch Rm38 will be charge into next month statement
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but many cards on the market like citi-shell, citi-airasia, rhb-tesco there all have either classic or gold right?

This post has been edited by boonsin23: Feb 5 2009, 11:42 PM
boonsin23
post Feb 6 2009, 03:04 PM

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QUOTE(sam240 @ Feb 6 2009, 12:21 PM)
Normally, how you guys cancel you cc? by fax....by email.....by letter (mail).....by walk-in to office then fill-in the form....by call?
Which is the best best working / easy way? can by email?

BTW, any benefit from EON bank?....any cash rebate?
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benefits from ExN bank is no benefits! tongue.gif
boonsin23
post Feb 8 2009, 10:55 PM

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QUOTE(WilliamGoh @ Feb 8 2009, 06:54 AM)
they actually cannot declare me bankrupt if i owe less than RM30k... so they cannnot cancel my passport...

basically the only thing they can do is to blacklist me for life??
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but if plus interest, sooner or later u will owe the bank more than rm30k.
boonsin23
post Feb 10 2009, 11:57 PM

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QUOTE(Shinichi @ Feb 10 2009, 11:20 PM)
i paid mine before receive paper statements...
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rclxms.gif thumbup.gif rclxms.gif thumbup.gif rclxms.gif thumbup.gif
boonsin23
post Feb 12 2009, 09:04 AM

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QUOTE(wirelessdude @ Feb 11 2009, 11:08 PM)
Hey has anyone receive their Sushi King voucher from HSBC? In the previous Padini promotion, I received about 8 vouchers but for Sushi King I've not received even 1 although I registered.
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i also not rcv yet, i got 6 for padini. sushi king suppose i can get 5, still waiting.

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