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 Credit Card Thread V4, Plastic Money @ World Access

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tinkerbel
post Oct 17 2008, 07:07 PM

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@hye,
Er... am sure there are loads of people there with 'high income brackets' defaulting on their unsecured loans tongue.gif

MilesAndMore
post Oct 17 2008, 08:21 PM

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QUOTE(Lord_Ashe @ Oct 17 2008, 04:36 PM)
Hi guys. Just got a call from Citibank, offering me their platinum card. Anyone else uses this? How's the benefits, and just how much do you have to spend to qualify for a fee waiver?
*
Be their Citigold customer, you won't have to worry about the annual fee anymore tongue.gif

arsenal
post Oct 17 2008, 09:23 PM

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Just applied for Choice card..got free 2 years annual fee waiver if swipe 3 times within 45 days...
SUSDavid83
post Oct 17 2008, 09:55 PM

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QUOTE(arsenal @ Oct 17 2008, 09:23 PM)
Just applied for Choice card..got free 2 years annual fee waiver if swipe 3 times within 45 days...
*
I thought you're a loyal user of CIMB DA. laugh.gif
Reventon
post Oct 17 2008, 10:16 PM

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MBB Plat holder can get complimentary access to Malaysian petroleum club? Anyone tried this before?
arsenal
post Oct 18 2008, 10:14 AM

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http://www.citibank.com.my/APPS/portal/loa...d_clear_mp3.htm

got promotion for choice one.....tongue.gif
labtec
post Oct 18 2008, 10:42 AM

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Hi, when we apply for DA CC, they will give us both master and visa
but seem like only master has discount on petrol but not visa
both master and visa also can collect bonus point right?
seem like DA visa CC not much use compare to master
arsenal
post Oct 18 2008, 11:59 AM

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QUOTE(labtec @ Oct 18 2008, 10:42 AM)
Hi, when we apply for DA CC, they will give us both master and visa
but seem like only master has discount on petrol but not visa
both master and visa also can collect bonus point right?
seem like DA visa CC not much use compare to master
*
just carry master...visa leave at home....
tachlio
post Oct 18 2008, 01:50 PM

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QUOTE(arsenal @ Oct 18 2008, 11:59 AM)
just carry master...visa leave at home....
*
No, just cancel Visa took Master enuf nod.gif

Then apply another bank Visa, if wan Free for life choose choose MBB Petronas Visa rclxms.gif
SUSDavid83
post Oct 18 2008, 02:53 PM

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When I applied for CIMB DA, I crossed off the Visa. tongue.gif
ruztynail
post Oct 18 2008, 02:58 PM

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sigh. wats the diff actually.. i hv citi visa hsbc master. now i went to hsbc there is this visa platinum brochure. should hv taken hsbc visa citi master..
SUSDavid83
post Oct 18 2008, 03:01 PM

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Not much differences at all. One backup the other in case of network failure which is rarely happens.
tinkerbel
post Oct 18 2008, 03:42 PM

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@ruztynail,
Not much difference - they're just 2 separate companies with separate promotions smile.gif
danlhct
post Oct 19 2008, 12:37 AM

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QUOTE(deitel73 @ Oct 17 2008, 11:26 AM)
Hi anyone who did comparison regarding credit card protection between HSBC and Citibank ??

Pls advise.


Added on October 17, 2008, 11:28 amThe website is show as belows :-

http://www.hsbc.com.my/1/2/personal-bankin...protection-plus

http://www.citibank.com.my/APPS/portal/loa..._protection.htm
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CPP by HSBC = RM98.
coverage: ATM cards, credit cards, IC, driving license, wallet/ purse, passport (worldwide coverage including Malaysia)


CPP by Citibank = RM78.
coverage: ATM cards, credit cards (worldwide coverage including Malaysia); IC, driving license, wallet/ purse, passport (overseas only, not covered if lost in Malaysia)
ruztynail
post Oct 19 2008, 03:14 AM

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any of u guys subscribe for the CPP thn?is it necessary?
kindaichi
post Oct 19 2008, 08:53 AM

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any citibank agent can help me apply citibank credit card? i'm currently working in sg, holding only one malaysia credit card so far, which is hsbc one since jan....

i am holding numerous no of sg credit cards now also..

would like to apply for citibank malaysia clear mastercard.....
hye
post Oct 19 2008, 09:06 AM

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QUOTE(ruztynail @ Oct 19 2008, 03:14 AM)
any of u guys subscribe for the CPP thn?is it necessary?
*
I get the calls to ask me to subscribe quite a few times already. It all depends on your comfort level whether you feel confident and safe enough carrying your cards without CPP. (Most normal people don't have CPP without any problems you see) I have yet to say yes despite nearly 1 year of being "courted" by HSBC CPP agents.

This post has been edited by hye: Oct 19 2008, 10:08 AM
ruztynail
post Oct 19 2008, 01:49 PM

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QUOTE(hye @ Oct 19 2008, 09:06 AM)
» Click to show Spoiler - click again to hide... «
\
haha thanks mate for all the answers! i saw the terms and cond.. my CC has very little limit.. less thn 5 k.. so i dont think its feasible yet for me to get the CPP. for me the CC limit is kinda of a protection itself.
Shinichi
post Oct 19 2008, 02:30 PM

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Hi all, I would like to know when we apply new CC with our existing CC, what info does the bank need? Do they need the 3 digits verification code?

Thanks.
yiivei
post Oct 19 2008, 02:50 PM

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hey guys, upon receiving of cc, we need to sign at the back of the card. i notice theres a paper stick on the signatory area..
1) juz sign on the paper?
2) Muz the signature b the same as my application form signature?
3) wat "if" my signature isnt the same? does tat matter?


thanks

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