The card will be block if you do not pay full after the 20-day grace period.


All the HSBC Premier Mastercard cardholders i know have AT LEAST RM40,000.00 of credit line for the exclusive card. So i guess RM40k is the lowest credit line/entry level for HSBC Premier Mastercard.

And you don't have to get an introducer to be HSBC Premier customer. So long you meet the T&C will do.


Are you sure ? I use my Standard Chartered E$aver Debit Mastercard to pay for petrol since February and they will debit the 7% back to my account every end of the month.

RHB Bank Visa Infinite has been around for quite a while but it doesn't seem to be popular even among millionaires.


I wondered if we can request for the Standard Chartered Bank Visa Infinite when we become their "Priority Banking" customers. They are giving out complimentary Platinum Visa or Platinum Mastercard once you become their "Priority Banking" customers but Standard Chartered Bank Platinum Visa/Mastercard have very low annual gross income requirement to qualify for it (just RM60,000/pa) which make it so substandard compared to other banks' Platinum credit cards.

Anyways, more banks might introduce Visa Infinite/Visa Signature/World Mastercard/World Mastercard Elite in the next few years as Platinum Visa/Mastercard get more common in Malaysia and also to tap the VVIP market.


It is not exactly like Isetan or Metrojaya because things at TANGS are so much more expensive.

This post has been edited by MilesAndMore: Oct 6 2008, 02:21 PM

Oh, i was told we can choose between Mastercard or Visa. I guess she was wrong then. Anyway, she is not a Priority Banking RM, so she probably doesn't know much about it. But i wonder if our savings/investment with the Standard Chartered Bank is way more than the minimum limit, will we be able to get the Visa Infinite for free. I'm gonna ask them one day. Thanks for the info, tinkerbel.

I wouldn't say the quality will be a lot better but many brands at TANGS cannot be found at any other department store which make TANGS different from others.

TANGS do have some nice collections. So if i were you i'll go. Shirts there are expensive but may be they will give a steep discount this time.

Hmm ... Points that don't expire and decent bonus points. All i can think of is Citibank. Citibank credit cards always have some really good discount at many reputable restaurants year round.

How about Citibank online ? Can we use other banks' credit card to pay Astro and TM bills ?


Do they have Premier card ? I thought HSBC is the only bank to issue the Premier card, which is a World Mastercard.

Speaking of MBB credit card annual fee waiver. I currently own a MBB AMEX Gold Credit Card and just about 2 weeks ago i found out that MBB recently introduced a new credit card range called "Ikhwan" and it is free for life as long as you swipe the card 12 times/pa which i am sure is a piece of cake to everybody. Now i am thinking to convert my MBB Gold AMEX Credit Card to the MBB Ikhwan AMEX Gold Credit Card. I don't want to call their CS every year just to ask for fee waiver because it is such a waste of time.


It is based on your gross salary, which means your "gaji pokok".

This post has been edited by MilesAndMore: Oct 14 2008, 11:01 PM

The main "Ikhwan" page said so but if you click the FAQ page item numbered 22, it says that MBB Ikhwan AMEX earns 2X Treatpoints for every RM1 transacted. Anyways, it is better if you confirm with their CS first.

Great. Going to convert my current MBB Gold AMEX to MBB Ikhwan Gold AMEX real soon and at the same time apply for the MBB Ikhwan Gold VISA. Thanks for the info mate.


The T&C didn't exactly say that we can't use it at Genting, non-Halal restaurant or to purchase alcoholic drinks at supermarket. So it should be alright.

It can be used at Shell. I use my AMEX to pay at Shell all the time.

JUSCO, GIANT and CARREFOUR all do accept AMEX. Not sure about TESCO as i have never shopped at TESCO. AMEX acceptance generally is good at all big corporations.

AMEX is also accepted at :
- KINOKUNIYA Bookstore
- MPH Bookstore
- TIMES Bookstore
- PARKSON
- ISETAN
- METROJAYA
- SOGO
- GUARDIAN
- WATSON
- SPEEDY Video
AND
- KL Sentral ERL Ticket Counter
- Airport LIMO KLIA
- All Shops at KLIA
- 4-star & 5-star Hotels such as Vistana Hotel and Imperial Hotel
- All the Big hospital such as SJMC & SMC
- ASTRO Showroom
- TONG HING Supermarket Kota Kinabalu
- MILIMEWA Supermarket Kota Kinabalu

I use my AMEX whenever possible due to the RM1 = 2X Treatpoint system

The prestige, i guess. And also the reward point is good.

Be their Citigold customer, you won't have to worry about the annual fee anymore

There is no expiry date for Maybank "Treatpoint".

Apparently many of us were wrong all this while because HSBC Premier Mastercard in Malaysia is indeed only equivalent to regular Platinum Mastercard. The only thing to distinguish HSBC Premier Mastercard holders is that the only way to get this card is to become HSBC's VIP customer (Premier Banking customer). And within the HSBC worldwide, HSBC Premier Mastercard is viewed to have a higher status than their regular Platinum credit card.

And according to one of the RMs at HSBC, HSBC is still in the process to standardize their Premier Banking across the globe. Many countries' HSBC Premier Mastercard are already known as HSBC Premier World Mastercard, one example is Australia's HSBC. Very soon all HSBC Premier Mastercard will become HSBC Premier World Mastercard regardless of the issuing country.

Yeah. One such example is Standard Chartered Bank. However, other banks such as HSBC, Citibank and Maybank still require you to earn at least RM100K - RM150K/pa to qualify for their Platinum credit card.

By the way, a gross salary of only RM18K/pa will already qualify you for SCB Gold Visa/Mastercard.


Standard Chartered Bank. Good luck !

This post has been edited by MilesAndMore: Oct 22 2008, 01:20 PM

CIMB credit card comes with lots of offer and discount. I am using one currently.

Me too. I'm applying for VISA. Will keep my MBB AMEX Gold for the time being.

This post has been edited by MilesAndMore: Oct 22 2008, 09:09 PM

The RM1 = 2X Treatpoint is awesome. That is why i charge everything into my MBB AMEX Gold whenever possible. Shame that MAS doesn't accept AMEX for its online transaction. I have to use my CIMB Gold Mastercard to pay for tickets to KUL every month.