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 Credit Card Thread V4, Plastic Money @ World Access

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Shinichi
post Jul 28 2008, 08:26 AM

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QUOTE(muscaa @ Jul 28 2008, 08:11 AM)
Direct Access is the fastest, sent it to me within 1 week
Slowest is EON bank took almost 2 months
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I agree with you as I got my DA cards 1 week after submitting application form to CIMB branch.
Shinichi
post Jul 29 2008, 08:29 AM

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QUOTE(tiger63 @ Jul 29 2008, 07:55 AM)
I have just been informed by my frens working in Maybank that the 5X Treats Points for Petronas will be extended to December 31 2008. The announcement will be made soon thru M2U and inserts in the credit card statements.
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Hmmm then I'll wait for MBB to announce it and then apply it when I see MBB booth in malls tongue.gif
Shinichi
post Aug 9 2008, 01:48 PM

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Anyone here work in bank? Does your company gives you company credit card? Does this card has annual fee and is the fee waive-able?

Just curious...
Shinichi
post Aug 9 2008, 02:10 PM

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QUOTE(shahzad86 @ Aug 9 2008, 02:08 PM)
Well, i'm currently working in a bank, for staff there is no annual fee charges  but newer products don't have fees anymore either and some w/out condition  nod.gif
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You mean newer CCs no more fees? Then mind to tell whether you work in local or international bank?
Shinichi
post Aug 11 2008, 02:07 AM

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QUOTE(vin_ann @ Aug 10 2008, 12:38 PM)
my streamyx is good and no problems.
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Hi vin_ann, did you installed/activated any antivirus or firewall recently?

I'm not sure if this is the cause. As I could not go into Citibank Malaysia website from my home PC. But I able to go in with office PC.
Shinichi
post Aug 16 2008, 12:51 PM

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QUOTE(sentro2020 @ Aug 16 2008, 11:37 AM)
if i don haf degree or any cert , only spm. Can appli DA ???
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I don't think so...
Shinichi
post Sep 10 2008, 10:32 PM

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QUOTE(muscaa @ Sep 10 2008, 10:10 PM)
Maybank/DA/Alliance - almost no calls blink.gif
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yaya, been using DA for 10 months now and never get any call rclxms.gif
Shinichi
post Sep 30 2008, 10:24 PM

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QUOTE(hye @ Sep 30 2008, 05:46 PM)
The product itself is called Direct Access credit card for graduates. One of the application requirement requires the applicant to submit their degree cert. Check it out here for the full application requirement Direct Access Requirement

No offense to anyone.
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How about DA Plat? Does it require a degree cert too?
Shinichi
post Sep 30 2008, 10:48 PM

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QUOTE(Reventon @ Sep 30 2008, 10:37 PM)
Sure , you need the cert as well and only difference is you need higher income requirement.
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I see. How about upgrade from DA gold to plat? Not sure if anyone here tried this before?
Shinichi
post Oct 7 2008, 11:39 PM

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QUOTE(ronnie @ Oct 7 2008, 11:03 PM)
I can't do Funds Transfer even with DA Credit Card and CIMB Bank account registered under CIMBclicks... what else is needed ?
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Guess you will need to use the login which is registered with your CIMB bank account ATM card.

Not sure why CIMB is not able to have multiple bank accounts and cards under 1 user login... doh.gif
Shinichi
post Oct 8 2008, 08:26 AM

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QUOTE(zephyryu @ Oct 8 2008, 07:25 AM)
Then basically, it's not worth it to use CIMB Clicks with DA cards if you don't have CIMB accounts?
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You still be able to view your DA cards transaction online even though you do not have banking account with them.
Shinichi
post Oct 10 2008, 11:05 PM

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QUOTE(wirelessdude @ Oct 10 2008, 12:27 AM)
You know what's so funny? While I can get a CL like that from HSBC, Citibank rejected my application for a basic AirAsia card outright just because I'm a freelancer - 2 total extremes! blink.gif
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perhaps you can try to apply for citibank cc with your existing cc?
Shinichi
post Oct 12 2008, 01:53 AM

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QUOTE(andrekua @ Oct 12 2008, 12:17 AM)
They wont bother with a card that is less than 1 year old.
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then just apply for any card and use for 1 year. after this only use it to apply another card.
Shinichi
post Oct 14 2008, 08:22 AM

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QUOTE(keith_hjinhoh @ Oct 13 2008, 11:56 PM)
Perhaps you've get used to your credit card? Debit Card need to pay to use unfortunately. PBB Charge RM12p.a. , Some other ridiculous banks charge up to RM24 p.a.

Because if one have bad credit or do not have stable income or do not have any income, but need to have the convenience of being cashless, then debit card is the only way.
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Well I think it depends on which debit card. PBB Visa Electron - RM24 p.a.
I'm currently using PBB TARC Debit Mastercard which is free for life.
Shinichi
post Oct 15 2008, 09:44 PM

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QUOTE(tishaban @ Oct 15 2008, 05:58 PM)
I'm only on regular Gold card, not even platinum. I spend less than RM10k each month with a credit limit of maybe RM15k (can't recall) so I'm small peanuts to banks biggrin.gif Come to think of it, I don't have any Platinum cards. And it feels good biggrin.gif
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lol, based on what you said, I don't think any bank wants me as their customer since i only spend around rm500 monthly out of my 6k credit limit biggrin.gif
Shinichi
post Oct 19 2008, 02:30 PM

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Hi all, I would like to know when we apply new CC with our existing CC, what info does the bank need? Do they need the 3 digits verification code?

Thanks.
Shinichi
post Oct 19 2008, 06:51 PM

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QUOTE(David83 @ Oct 19 2008, 05:01 PM)
Yeap. You need to photocopy that. Just photocopy both sides for safe.
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But if we give both sides, our credit card might be used by others for online transaction?
Shinichi
post Oct 25 2008, 07:52 PM

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Will petrol rebates for all CCs expire? Any exception?
Shinichi
post Oct 25 2008, 08:10 PM

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QUOTE(vin_ann @ Oct 25 2008, 08:06 PM)
let's wait and see.

competition is so stiff...
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Are there is any CC out there that do not have validity for its petrol rebate?
Shinichi
post Oct 27 2008, 04:40 PM

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Just curious, anyone here "cover up" their CC 3 digit verification code?
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