A copy of your NRIC and existing CC. But, I usually slipped in with my latest pay slip.

Practically speaking, you should sign it. Some merchant does compare that with the one you signed on the generated receipt.

Let said i got 10K CL, i wanna buy 2x6Kflight ticket,

can i buy one 6K then pay back directly the 6K (MB2U to CC)

so i can buy another 6K ticket... (CL Back to 10K)

acctually i wanna earn some point through CC altough i can direct bank in 12 though Maybank2u

You can pay 2k overlimit I think. If cannot, I think going to the branch and explaining ur case will helps. They want you to spend with your credit card whats better when you spend and pay back instantly!

can u xplain in further detail? i dont undersand how those merchant noe bout our actual signature on the application form? or do u mean they juz compare it with the signature at the back of the card?

thanks

Of course they don't. What I meant was is to refer the reference signatured that you signed at back of the card. Not every merchant does that especially when you're in a long queue.

sign on the card the same way u sign on the application form... dont let the bank get confused about yr authorized signature.. tats to prevent fraud if its in any case. merchant wont know yr actual signature on the application form.. but why u wanna sign diff!?

its supposed to be common practice for the cashier to verify the signature on the back of the CC to the receipt. but it generally doesnt happen here.

one question,
when they say they need a copy of your NRIC and existing cc, meaning i have to photostat my existing cc ? front only ?

Yeap. You need to photocopy that. Just photocopy both sides for safe.

Just got this info from the Customer Service of UOB

Seems like UOB has changed their policy of waiver for Preferred Platinum & ONE Platinum

First 2 year is free. 3rd year onwards in order to get free waiver, you need to have 1 transaction per month + Total spending per year is RM3000

I remembered the Sales person told me that I only need to swipe 6 transactions per year in order to get Free waiver. Seems like this is not true / UOB has changed their policy

not i purposely wanna sign differently. coz i din read the T&C.. tats y i thou signature at the back juz proof ur identity lor..

like this then my mastercard is void... haha~

Not really void. You can still use your card since it's not the best practice in Malaysia whereby merchants will verify the signature with the reference signature at the back of your card.

You can still use it online. Does it come with Paypass? Can use at Paypass terminal since no signature is required but there's an amount limit of < RM 150.

But if we give both sides, our credit card might be used by others for online transaction?

its based on trust mate.. like tat thn dont provide lo.. u go anywhere also thy can hv all yr numbers.. 16 digit and the expiry date is already in the receipt. jus need to remember the 3 digits. can di..

I'll blanko the 3-digit code at the back of the card.

Can. No problem. Tried it before.
Once you MB2U it back to CC, the CC balance will go back to 10k.

You can also top up the exceeded amount of your CL like your CL is 10k , but you neee to use 12k , you can bank in the additional 2k first and then you can use for 12k directly thru your card

ya. come wit paypass.

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Added on October 19, 2008, 10:29 pmwat is tat 3-digit code for? important? why need to blanko?

This post has been edited by yiivei: Oct 19 2008, 10:29 PM

Usually for Internet or online transaction.

thanks for the answer, the reason why i asked is because of the 3-digit code at the back.

i dont see the valid reason why they need both sides.

Same goes to IC. The back side is not useful but some still demands for it.