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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post Apr 28 2008, 10:39 PM

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QUOTE(yks8845 @ Apr 28 2008, 10:34 PM)
CIMB petronas eligible for Flexi-Payment With i plan or not ?
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Should be. What makes it's not eligible for it?
accs_centre
post Apr 28 2008, 10:41 PM

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QUOTE(vin_ann @ Apr 28 2008, 10:35 PM)
the officer sure definately will choose for you which will give him/her high commission lol...
haa
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Oic..Thanks all..
My Gold card is upgraded based on my payment history and not income level..
How long does CIMB process CC application usually? Im just cancel my lousy MBF cards today..hehe

Nowaday EON and STANDARD C. all giving Gold card to attract ppl to apply.. too bad vmad.gif

This post has been edited by accs_centre: Apr 28 2008, 10:42 PM
SUSDavid83
post Apr 28 2008, 10:44 PM

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With the great deal from CIMB Direct Access, the CIMB Petronas Mastercard is less shinning; at least to me. Well, the good side is that CIMB Petronas Mastercard has a lower income requirement since it starts from silver card.
yks8845
post Apr 28 2008, 10:52 PM

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QUOTE(David83 @ Apr 28 2008, 10:39 PM)
Should be. What makes it's not eligible for it?
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Flexi-Payment With i plan has been ceased ? hmm.gif i cant find any info on CIMB bank homepage rclxub.gif


Added on April 28, 2008, 10:54 pm
QUOTE(accs_centre @ Apr 28 2008, 10:41 PM)
Oic..Thanks all..
My Gold card is upgraded based on my payment history and not income level..
How long does CIMB process CC application usually? Im just cancel my lousy MBF cards today..hehe

Nowaday EON and STANDARD C. all giving Gold card to attract ppl to apply.. too bad  vmad.gif
*
Nowaday EON and STANDARD C. all giving Gold card to attract ppl to apply.. blink.gif

what problem to that for u ? sweat.gif

This post has been edited by yks8845: Apr 28 2008, 11:02 PM
accs_centre
post Apr 28 2008, 10:55 PM

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QUOTE(yks8845 @ Apr 28 2008, 10:52 PM)
Flexi-Payment With i plan have been ceased ?  hmm.gif i cant find any info on CIMB bank homepage rclxub.gif


Added on April 28, 2008, 10:54 pm
Nowaday EON and STANDARD C. all giving Gold card to attract ppl to apply.. blink.gif

what problem to that for u ? sweat.gif
*
Nothing much..Just feel the ethic of doing business
SUSDavid83
post Apr 28 2008, 11:07 PM

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QUOTE(yks8845 @ Apr 28 2008, 10:52 PM)
Flexi-Payment With i plan has been ceased ?  hmm.gif i cant find any info on CIMB bank homepage rclxub.gif
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Check the PDF file from:

http://www.cimbbank.com.my/pdf/I.pay%20Plan(E-11Mar).pdf
vin_ann
post Apr 28 2008, 11:11 PM

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QUOTE(accs_centre @ Apr 28 2008, 10:41 PM)
Oic..Thanks all..
My Gold card is upgraded based on my payment history and not income level..
How long does CIMB process CC application usually? Im just cancel my lousy MBF cards today..hehe

Nowaday EON and STANDARD C. all giving Gold card to attract ppl to apply.. too bad  vmad.gif
*
how do u know it?

im always pay in full, but only citibank upgrade my card to gold only.

accs_centre
post Apr 28 2008, 11:16 PM

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QUOTE(vin_ann @ Apr 28 2008, 11:11 PM)
how do u know it?

im always pay in full, but only citibank upgrade my card to gold only.
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EON bank has booth in PC Fair and saying free Gold card for all application..SC came to my office and say give u gold card la.. rclxub.gif

This post has been edited by accs_centre: Apr 28 2008, 11:16 PM
vin_ann
post Apr 28 2008, 11:25 PM

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QUOTE(accs_centre @ Apr 28 2008, 11:16 PM)
EON bank has booth in PC Fair and saying free Gold card for all application..SC came to my office and say give u gold card la..  rclxub.gif
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oic.
so nice.
MilesAndMore
post Apr 28 2008, 11:34 PM

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QUOTE(guanteik @ Apr 28 2008, 07:56 PM)
I have just received my PBB card... however, was wondering why the card details didn't appear in my PBB Online...
And, what is the pin sent to my home about?
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If i'm not mistaken, PBB will only add your credit card detail to PBB online only when you request so. I do have PBB online account, and it is strictly for my PBB Visa Electron only. I specifically requested to them not to add my savings account information to my PBB e-banking account.


QUOTE(accs_centre @ Apr 28 2008, 10:41 PM)
Nowaday EON and STANDARD C. all giving Gold card to attract ppl to apply.. too bad  vmad.gif
*
Is Standard Chartered Gold credit card free for life ?

This post has been edited by MilesAndMore: Apr 28 2008, 11:36 PM
yks8845
post Apr 28 2008, 11:42 PM

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QUOTE(David83 @ Apr 28 2008, 11:07 PM)
Thanks for that File.

Does it work like this = if i purchased a laptop worth RM 3000 in a merchant , and i have to call CIMB card center to ask them covert my Deb into flexi i plan.? smile.gif

So i will have to pay around RM150 ++ a month (plus one time upfront interest 4% for 20 month) ? hmm.gif
hye
post Apr 29 2008, 04:13 AM

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QUOTE(yks8845 @ Apr 28 2008, 11:42 PM)
Does it work like this =  if i purchased a laptop worth RM 3000 in a merchant , and i have to call CIMB card center to ask them covert my Deb into flexi i plan.?  smile.gif
Yes

So i will have to pay around RM150 ++ a month (plus one time upfront interest 4% for 20 month) ? hmm.gif
You are almost there. You pay RM150 per month for 20 month but the 4% upfront interest will be charged in the first month along with your RM150 1st payment. You'll feel a slight pinch in the 1st month.

Added on April 29, 2008, 4:15 am
QUOTE(MilesAndMore @ Apr 28 2008, 11:34 PM)
Is Standard Chartered Gold credit card free for life ?
No. None of SCB's cc products are free for life.
This post has been edited by hye: Apr 29 2008, 04:16 AM
neoxz
post Apr 29 2008, 09:09 AM

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Guy, ur maybank petronas limit high?
SUSDavid83
post Apr 29 2008, 10:39 AM

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QUOTE(neoxz @ Apr 29 2008, 09:09 AM)
Guy, ur maybank petronas limit high?
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Not high, shared with my first card, not even being increased and failed to upgrade also!
siutimtim
post Apr 29 2008, 12:37 PM

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QUOTE(David83 @ Apr 29 2008, 10:39 AM)
Not high, shared with my first card, not even being increased and failed to upgrade also!
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fail to upgrade ? maybank petronas is gold already you want plat ?

why hsbc no call me also no approval de? I apply 2 week already. Anyone has experience apply hsbc card?Will they call before approve?
yks8845
post Apr 29 2008, 12:57 PM

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How to Use / enable auto debit function ( pay bill like electiric,phone ) using maybank cc ? Need to fill in form ?
SUSDavid83
post Apr 29 2008, 01:12 PM

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QUOTE(yks8845 @ Apr 29 2008, 12:57 PM)
How to Use / enable auto debit function ( pay bill like electiric,phone ) using maybank cc ? Need to fill in form ?
*
Yes, you need to fill the form.

If you want to cancel the auto debit, you also need to fill forms. I think the process is more messy than enabling auto debit.
yks8845
post Apr 29 2008, 01:38 PM

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QUOTE(David83 @ Apr 29 2008, 01:12 PM)
Yes, you need to fill the form.

If you want to cancel the auto debit, you also need to fill forms. I think the process is more messy than enabling auto debit.
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sound like need to go their branch to do it. ist it? rclxub.gif

one more thing, i can see option select between my saving account and credit card account when i made my phone,electric bill payment....

Does it mean that we can directly pay bill debt using credit card account as what we done with saving account (deducted money from our saving account )? hmm.gif

This post has been edited by yks8845: Apr 29 2008, 01:40 PM
SnoWFisH
post Apr 29 2008, 01:44 PM

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They will call your working to confirm that u are working there (they might call your boss to verify too).
From what i heard, HSBC wont call u to let u know that ur cc has been approved, but they will call if ur cc application is rejected. u can use the online tracker application at their website to check the status of ur application.

QUOTE(siutimtim @ Apr 29 2008, 12:37 PM)
fail to upgrade ? maybank petronas is gold already you want plat ?

why hsbc no call me also no approval de? I apply 2 week already. Anyone has experience apply hsbc card?Will they call before approve?
*
SUSDavid83
post Apr 29 2008, 01:48 PM

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QUOTE(yks8845 @ Apr 29 2008, 01:38 PM)
sound like need to go their branch to do it. ist it?  rclxub.gif

one more thing, i can see option select between my saving account and credit card account when i made my phone,electric bill payment....

Does it mean that we can directly pay bill debt using credit card account as what we done with saving account (deducted money from our saving account )? hmm.gif
*
Not every bill accepts CC as the payment method in M2U; take TNB bill as a good example.

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