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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSpdapro
post Apr 28 2008, 04:19 PM

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QUOTE(yks8845 @ Apr 28 2008, 04:17 PM)
Which bank ? laugh.gif
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Honestly, i just glance through her wallet and saw gold credit card...i dono which bank. But i am sure her salary less than 3k

NewKid
post Apr 28 2008, 04:35 PM

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Some bank offer gold cards with no salary restriction during promotional events. Such is eon bank. offered to me last month. but didnt care.

Its gold and free for life, no annual fee and alot of other promotional offers.
SnoWFisH
post Apr 28 2008, 04:37 PM

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yks8845: the 0.5 % rebate is for all retail transactions. you will NOT get any points for retail transactions if charged to cimb petronas cc.

for cimbclicks, all ur accounts is tied to ur IC. u can access other account information using ur original login name and password.
However, if u want to do a fund transfer, u can only transfer funds from the account ur logged in to other accounts. if u want to transfer fund from ur other accounts u need to create separate cimbclicks account for them, and login with that account.

a bit rclxub.gif rclxub.gif rclxub.gif , but safer

This post has been edited by SnoWFisH: Apr 28 2008, 04:43 PM
"admin"
post Apr 28 2008, 04:44 PM

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i heard some1 using HSBC gold or CITIBANK gold (international bank) with higher credit limit to apply Platinum card ( local bank)
is that possible?
just wondering what is the credit limit
yks8845
post Apr 28 2008, 04:45 PM

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QUOTE(pdapro @ Apr 28 2008, 04:19 PM)
Honestly, i just glance through her wallet and saw gold credit card...i dono which bank. But i am sure her salary less than 3k
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Nowaday a lof of bank offer gold card which only required 30k annual income ( which mean around 2.5k monthly)
"admin"
post Apr 28 2008, 04:46 PM

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QUOTE(pdapro @ Apr 28 2008, 04:19 PM)
Honestly, i just glance through her wallet and saw gold credit card...i dono which bank. But i am sure her salary less than 3k
*
hi there, they are few ways in order to get CC gold.
1. your monthly salary
2. Fixed deposit with minimum 10k (offered by few banks)
3. Personal or Home loan
Other> i duno
haha
or maybe supplementary of their parentS or siblings?
hugo_chong
post Apr 28 2008, 04:53 PM

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if u can use alot and with a good payment record.... bank sure upgrade your card to gold & increase credit limits
for example this guy only earn 2k a month but he got extra income .... so he spend more then 2k in credit card la
so bank will base on his spending then increase this card to gold .......



siutimtim
post Apr 28 2008, 04:56 PM

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QUOTE(pdapro @ Apr 28 2008, 04:09 PM)
Why my friend salary 2k but can get gold credit card?
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Gold card is normal already lo. RM2k also can get Direct Access CIMB and Maybank Petronas gold card.

If want citibank and hlb gold, apply classic first loh, they auto upgrade for you.. my friend pay also rm1k plus only they auto upgrade already but same credit RM4k only

I see most platinum card also free for life ma.. where got difficult hmm.gif

Malaysian tak free tak mahu punya.. rclxms.gif
yks8845
post Apr 28 2008, 05:04 PM

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QUOTE(SnoWFisH @ Apr 28 2008, 04:37 PM)
yks8845: the 0.5 % rebate is for all retail transactions. you will NOT get any points for retail transactions if charged to cimb petronas cc.

for cimbclicks, all ur accounts is tied to ur IC. u can access other account information using ur original login name and password.
However, if u want to do a fund transfer, u can only transfer funds from the account ur logged in to other accounts. if u want to transfer fund from ur other accounts u need to create separate cimbclicks account for them, and login with that account.

a bit  rclxub.gif  rclxub.gif  rclxub.gif , but safer
*
Oh, no wonder i didt see any of point gained ..Thanks for your Info.


For cimbclicks, i thought if i wanna access my credit card account info i need to use another login name and password (create new one seperate account) as what the Customer services person told me. rclxub.gif


Added on April 28, 2008, 5:11 pm
QUOTE(siutimtim @ Apr 28 2008, 04:56 PM)
Gold card is normal already lo. RM2k also can get Direct Access CIMB and Maybank Petronas gold card.

If want citibank and hlb gold, apply classic first loh, they auto upgrade for you.. my friend pay also rm1k plus only they auto upgrade already but same credit RM4k only

I see most platinum card also free for life ma.. where got difficult hmm.gif

Malaysian tak free tak mahu punya..  rclxms.gif
*
most platinum card free for life without any condition ? which bank ? can u list out it ? blush.gif

This post has been edited by yks8845: Apr 28 2008, 05:12 PM
CreamMilk
post Apr 28 2008, 06:02 PM

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anybody can confirm that maybank petronas card not eligible for mesra card? i can't apply my mesra card at the terminal myself, but when i take the receipt into the counter, the sales person will swipe for me @_@

anybody can enlighten me?
guanteik
post Apr 28 2008, 07:56 PM

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I have just received my PBB card... however, was wondering why the card details didn't appear in my PBB Online...
And, what is the pin sent to my home about?
hye
post Apr 28 2008, 08:32 PM

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QUOTE(CreamMilk @ Apr 28 2008, 06:02 PM)
anybody can confirm that maybank petronas card not eligible for mesra card? i can't apply my mesra card at the terminal myself, but when i take the receipt into the counter, the sales person will swipe for me @_@

anybody can enlighten me?
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You can't benefit from both sides. If you/anyone using the CIMB/Maybank Petronas co-brand credit card, you can't claim Mesra points.
accs_centre
post Apr 28 2008, 09:43 PM

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If Im using Citibank Gold to apply CIMB Petronas Mastercard, usually they will give u classic or gold?
CreamMilk
post Apr 28 2008, 09:47 PM

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QUOTE(hye @ Apr 28 2008, 08:32 PM)
You can't benefit from both sides. If you/anyone using the CIMB/Maybank Petronas co-brand credit card, you can't claim Mesra points.
*
but how come the cashier allow me to swipe at the counter?
I did this for more than 10 times in 3 different petronas stations blink.gif
SUSDavid83
post Apr 28 2008, 09:49 PM

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QUOTE(CreamMilk @ Apr 28 2008, 09:47 PM)
but how come the cashier allow me to swipe at the counter?
I did this for more than 10 times in 3 different petronas stations  blink.gif
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Maybe the cashier was not aware of that policy.
vin_ann
post Apr 28 2008, 09:56 PM

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QUOTE(guanteik @ Apr 28 2008, 07:56 PM)
I have just received my PBB card... however, was wondering why the card details didn't appear in my PBB Online...
And, what is the pin sent to my home about?
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bro, PBB, you need to go to bank and fill in the form to add-on your credit card into ur online banking lol...

for credit card, you need to go to your home branch (where ur saving account opened with the branch) fill in the form and submit. tht's all... i thinks it's need to wait for 1 days to let them activate ur CC thing into your bank account online.

while for the car loan, same thing. to link my car loan which is also PBB, this making me pissss off. the customer services in my home branch, which is KLCC HQ, said i need to Setapak where my car loan is taken.

but i called the customer services careline, they said the different. and finally, i have to go to my car loan branch to fill in the form and submit.


accs_centre
post Apr 28 2008, 10:02 PM

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If Im using Citibank Gold to apply CIMB Petronas Mastercard, usually they will give u classic or gold? Cuz i didnt tell the officer which one i wanna apply sweat.gif

SUSDavid83
post Apr 28 2008, 10:05 PM

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QUOTE(accs_centre @ Apr 28 2008, 10:02 PM)
If Im using Citibank Gold to apply CIMB Petronas Mastercard, usually they will give u classic or gold? Cuz i didnt tell the officer which one i wanna apply  sweat.gif
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My guess is that they will offer your a Gold card since it's harder to get Gold card from foreign banks generally speaking.
yks8845
post Apr 28 2008, 10:34 PM

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CIMB petronas card eligible for Flexi-Payment With i plan or not ?

This post has been edited by yks8845: Apr 28 2008, 10:43 PM
vin_ann
post Apr 28 2008, 10:35 PM

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QUOTE(accs_centre @ Apr 28 2008, 10:02 PM)
If Im using Citibank Gold to apply CIMB Petronas Mastercard, usually they will give u classic or gold? Cuz i didnt tell the officer which one i wanna apply  sweat.gif
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the officer sure definately will choose for you which will give him/her high commission lol...
haa

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