hmm.... my public bank visa has not been even 1 years. and it was my 1st card ... the most i use in a month is 3k lar.... lowest is 1.5k lor....

hope so


So how to apply for maybank petronas cc?

This post has been edited by jack7155: Apr 12 2008, 07:21 PM

gosh, ambank online so mah fan, must go to the damn ATM machine to make a webpin.

Lol.......every bank needs to register web pin at ATM. otherwise everyone can misuse ur acc online......

actually Citibank no need, go website can liao

mayb citibank more advance gua, they always promote paperless banking, that's y online banking must be efficient enough to accomodate......so far i know ambank, cimb bank, uob bank all need to register at atm 1st

dont spend credit card too much.. 80% of people get stuck with credit because of credit card usage. some manage to control after sometime and some get black listed.. i almost got stuck. had 7 cards with credit 5k to 10k and busted all 7 cards. i planned my escape by talking to the banks and paid back all seven cards. and cancelled all except 1 card.
now i never use credit card if not urgent. and these plastics tempt me with bonus points, gifts,etc

i agreed. Citibank doesnt required to register at ATM 1st, but as first time user to register on Citibank, i found it quite abit troublesom to register.

so many questions need to ask and answered. but once use for some time, im used to it.

btw, just now at PC Fair, the salesman pushing sales on Amex card.
saying spend RM1,000 including various of purchases can have 6 months installment plan.

after reject this Amex, suddenly come a Hong Leong Bank CC salesman, im keep "pijak" Hong Leong bank, and he back off, then, come another Sales girl, this time Eon bank, promotion the Matta associated CC card. this 1 tough, im keep reject, and she keep asking for support to just fill in the form...

Dangerous area at the Credit card sections.

haha since when PC fair in malaysia became Credit card fair... not pro at all

AMEX is quite good. Just a shame not all merchant accepts AMEX. I have 3 kinds of credit card now. 1x Mastercard, 1x Visa and 1x AMEX. I try to use my AMEX whenever possible due to their awesome RM1 = 2 treatpoints system You'll do just fine as long as you treat you credit card like debit card.

This post has been edited by MilesAndMore: Apr 13 2008, 07:34 PM

it's only 1 small portion at the end of the hall.

i saw the UOB 50% cash rebate on the petrol for 1 whole year banner, so im asking lol... whose know it's only for the new card application and for the existing card holders, to participate you need to balance transfer RM3,000 to UOB card.

then the Amex agent come in and asking.

For certain person AMex not good at all... They have to pay full amount of debt instead of min payment

---

Added on April 13, 2008, 7:46 pmhaha, sound like a trap. anyway...i heard a lot free gift welcome to grab ....

This post has been edited by yks8845: Apr 13 2008, 07:46 PM

Then Maybank AMEX Classic/Gold credit card, or the recently launched AMEX Platinum credit card is the card for you. These cards are all credit cards so it function the same as your Visa/Mastercard. I am currently using Maybank AMEX Gold and i never paid for the annual fee

Anyone has tried using Amex for petrol? If yes, what petrol brand accepts this carD?

Yes. Shell. And they will give you point for that (RM50 = 100 Treatpoints). Unlike Visa/Mastercard, there is no point for petrol transaction.

This post has been edited by MilesAndMore: Apr 13 2008, 07:56 PM

I also use MBB Amex credit card in Mobil and sometimes Shell. Confirm RM1 = 2x treatpoints

RM70 petrol
= 140 treatpoints AND 70 Smiles point (Esso/Mobil)

thanks for the prompt reply.
has anyone tried using AMEX with Caltex?

Caltex should accept AMEX too. I think Caltex has partnership and collabration with Maybank.

thanks

Just tell them you still study and they'll leave you alone

---

Added on April 14, 2008, 8:13 amHi all, would like to ask will bank cancel/deactivate my CC if I didn't use it for long long time?

Thanks.

This post has been edited by Shinichi: Apr 14 2008, 08:13 AM

How long have to wait to get / recieve new approved maybank petronas visa credit card while already have all detail appear in maybank 2u ( credit card no,credit limit etc) ?