Hi every one ...just found this

effective 1 July 2008, Citibank will introduce a new Tiered Interest Rate Structure on retail purchases in line with the latest guidelines by Bank Negara Malaysia.

This post has been edited by yks8845: Apr 8 2008, 08:15 PM


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errr... all banks informed their clients about this since last year

How long did it take u from summiting application till approval?

Citibank now only tell their customer... so slow...

i just be a credit card user since last month only.....

not always true....


hohoho, spend wisely...

can anyone tell me which bank does credit limit auto-upgrade?? limit goes up to 40k sounds too good to be true.. what are the criteria beside having good credit history or increased salary?

i've maybank + DA, been using almost a year.. dun have prob wit payment so far.. but dun think they would simply increase the credit limit w'out looking at my current salary rite..?

easy way submit form with credit limit increase with your pay slip.....

or

u can max out your card every month ....

u must have good credit history n also increased in salary n also.....wait long long...it will come...just dunno when ahhahaha

it will come a time u will ask them stop increasing no point having 40k when u just earning peanut like 1.5k

Any know Does CIMB offer online credit card statement (paperless )like Citibank ? Can i ask CIMB replace normal mailing statement ( paper ) with it...?

if i'm not mistaken.. u can get one via cimbclicks.. juz register using ur cc no.. but u need to get the internet pin fr the atm 1st..

EVO card limit is RM40k ? sure or not???? You earn RM20k per month is it

They have online statement but not in the exact format as the printed version. It's something like Maybank2u online statement.

ok thanks....by the way How i gonna cancel my credit card ? i mean can i just simply cut it into two pieces and send back to branch ?

And I already sign in the back of the card but yet make any transaction..is that any fees Bank ( CIMB ) gonna charge me ?


ps:// i just received that card last 2 week

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Added on April 9, 2008, 6:31 pmi already as a user of cimbclicks , but i just wish and prefer to received my cc statement in paperless ( pdf ) format as citibank did...is more enviromental protection compare with conventional format ( paper ).

This post has been edited by yks8845: Apr 9 2008, 06:31 PM

I too was shocked that RHB gave me RM40K limit for Evo which is even higher than my DA Plat but not higher than my other Plat cards. As i mentioned limit depends on one's credit worthiness.

The reason why i have a Evo is because the RHB teller asked me for a favour to fill in the application form and since it is free as long i use it once a month, i said ok. All i did was signed on the form, attached my name card and the teller photostated my other CC and she filled in the rest. No idea what she filled in, hahaha

Lets just say i am an uncle with a long credit history, my first local CC was from UOB and it was a Gold Card when i first started working back in the early 90's.

As i mentoned, my lowest credit limit now is my Citibank Clear card at RM22K and the initially limit was only RM7K few years back when i 1st got the card.

just as what babylabbit said "u must have good credit history.........wait long long...it will come...", and one day siutimtim, your normal CC limit may even be higher than RM40K.

Do we have to pay RHB gold or plat card ? is it free for life also ?

To cancel the card, go to the nearest branch and fill the cancellation form. The bank officer will take care the rest.

do you all know how a credit card truly works?

Hello bro..can i know which bank's credit card provide 24 month 0% installment plan? is it based on the shop and bank to provide this service? If i buy something at a shop which doesnt have relatioship with my credit card bank...can i apply for 24 months installment from the bank??

you must ask the shop to charge it as installment

thanks...if the shop just offer 12 months...but the bank got 24 months service....then i just can get 12 months installment?