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 CREDIT Card Thread v2, Everything about the world of plastic

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yewkhuay
post Dec 20 2007, 07:27 PM

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perhaps someone can list down all the cards available for each category from diff banks ?tongue.gif
yewkhuay
post Dec 20 2007, 09:00 PM

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QUOTE(wintermelon @ Dec 20 2007, 08:19 PM)
What do you guys pay via credit card most of the time? Do you all settle the outstanding at once or by paying the minimum payment each time?
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pay via credit card :
- phone bill
- shopping (>rm35)
- dining ( >rm50)
- petrol
- insurance
- any bill if applicable.
- books subscription.

pay when i m not comfortable with the outstanding amount , etc : >1000, it can be every week, but definitely not more than 3weeks.
yewkhuay
post Dec 20 2007, 11:38 PM

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QUOTE(wintermelon @ Dec 20 2007, 11:30 PM)
Which amount you do not feel comfortable with? Mind to share?
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i mean when i check my outstanding the amount is >1k i will pay straight eventhough it could be 2weeks from billing date.
yewkhuay
post Dec 21 2007, 12:44 AM

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QUOTE(soitsuagain @ Dec 21 2007, 12:30 AM)
When I first had my credit card with the 3k credit limit, I terribly love to max up my credit card. Before the due date, I would attempt to hit the highest debt possible, like in open defiance. The highest I did manage to is RM2,992.56. Nowadays I can't do that anymore cause my credit limit is high. If I do that there is no way I can pay my balance in full.  sweat.gif

Haha I do that just so that I could 'limit up' my CC as I desperately wanted to buy a DELL pc back then and I need it fast  laugh.gif
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u don hav to do tht also can increase ur limit by just a call or put in application...
yewkhuay
post Mar 8 2008, 12:36 AM

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which has the lowest requirement then?
yewkhuay
post Apr 2 2008, 01:15 AM

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charge 5K to my hong leong card n the next thing happened was the bank increase my credit limit for another 5K, =.=!!!
yewkhuay
post Apr 4 2008, 08:56 PM

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QUOTE(vin_ann @ Apr 4 2008, 08:10 PM)
basically, you need to get approval for this.
nowadays, Bank are so innovative.

Hong Leong got cash on call
OCBC got Power Credit
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and i got 5K increment on credit limit by spending 5K. sweat.gif
yewkhuay
post Apr 5 2008, 08:00 PM

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QUOTE(cute_boboi @ Apr 4 2008, 11:36 PM)
MBB Amex
Classic: rm60  smile.gif
Gold: rm130  rolleyes.gif
Platinum: rm800  sweat.gif

http://www.maybank2u.com.my/consumer/onlin...kcc_about.shtml
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i tot got 2-3yrs annual fees waiver ?

QUOTE(vin_ann @ Apr 5 2008, 12:41 AM)
for which 1?

no wonder all the while i never got increment, i spend so less...
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hongleong

QUOTE(Darkmage12 @ Apr 5 2008, 11:23 AM)
you taiko different.... try spending 20k they would definitely increase another 20k for you provided you pay within the 20 days period. before this you paid up the 5k within that period right?
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haven't paid already increase, few days after the charge n billed. checked online.

QUOTE(siutimtim @ Apr 5 2008, 11:30 AM)
i think that is automatic temporary increase limit not permanent.. (there is charge when you over spend your limit).. I think only
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tht 5K doesn't over my existing credit limit. n it is permanent additional 5K now, checked .

yewkhuay
post Apr 8 2008, 11:45 PM

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QUOTE(siutimtim @ Apr 8 2008, 04:19 PM)
I know Hong Leong and citibank gold card = classic card=same credit limit..

even you only qualify for classic card after you use one year will auto upgrade gold for you but same limit.. can action only  biggrin.gif
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not always true....


QUOTE(yks8845 @ Apr 8 2008, 09:00 PM)
blush.gif i just be a credit card user since last month only..... laugh.gif
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hohoho, spend wisely...
yewkhuay
post Apr 21 2008, 11:15 PM

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QUOTE(AMS @ Apr 21 2008, 06:46 PM)
anyone can help me i want to apply CC but i staying at JB who got friend or is an agent of CC ?
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go to jusco then u will find alot there.

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