just want to ask if i take cash on call advance from my credit card provider(Hong Leong)...let say i take RM1000 ...the RM1000 is deduct from my credit limit of the card or not?

this cash on call consider cash advance?not consider as a loan? i really confused now

http://hlb.com.my/pfs/cc/cccoc.jsp?flag=cccoc

this cash on call consider cash advance?not consider as a loan? i really confused now

http://hlb.com.my/pfs/cc/cccoc.jsp?flag=cccoc

sounds like personal loan.. like wat pos malaysia offers.. maybe the term they use, instead of using personal loan.. cash on call sounds more promising.. and convincing.. but the rate really high la.. bsn, bank rakyat range btw 5-6% oni.. Alrajhi bank 8%.. but process quick!

do i sound more like bank sales agent ?? 

basically, you need to get approval for this.
nowadays, Bank are so innovative.

Hong Leong got cash on call
OCBC got Power Credit

AMEX got a annual fees or not..?

MBB Amex
Classic: rm60 
Gold: rm130 
Platinum: rm800 

http://www.maybank2u.com.my/consumer/onlin...kcc_about.shtml

I would recommend HSBC Mastercard. Good customer service. You can enjoy many privileges with HSBC credit card, from shopping to dinning. The validity of the reward points is 3 years. Wider range of gift redemption, special point knockdown on certain items from time to time.

Maybank Mastercard is not bad too, but sometime customer careline very hard to get through. Point wise, so far I find CIMB and Maybank are having the widest range of gift redemption. Maybank also have many on-the-spot redemption center such as SenQ, etc. Best of all, Maybank treatpoints are never expires. Furthermore, the point mark-up is not too high. It is the best in the market.

Although CIMB has many choices for the gift redemption, but the points only valid for one year.

If u wish to reapply citibank credit card..u may try after 3- 6 month after ur rejection ....If not, they not even goin to process for u ( My cousin whom work in citibank told me)

Lastly, I still agree that maybe ur HR person miss a call from citibank..Anyway, U should try to apply other bank as other forumer said...don give up

just now got HSBC telemarketer called to promote a hospitalisation plan.

i made a mistake by saying im free to talks, he so "pro". and keep telling me the good of the plan.

the plan which give will u "pocket" money which you are hospitalised.
and you will get refund every 3 years for 30% of your premium. the cheque will be send to your mailing address.

i wanna to reject, but he keeps talks and talks....
finally, he just wish me good luck.

and i got 5K increment on credit limit by spending 5K. 

and i got 5K increment on credit limit by spending 5K. 

you taiko different.... try spending 20k they would definitely increase another 20k for you provided you pay within the 20 days period. before this you paid up the 5k within that period right?

i think that is automatic temporary increase limit not permanent.. (there is charge when you over spend your limit).. I think only

hie guys, wanna ask those who have a HSBC credit card (Premier holder would be a plus).

I'm going to purchase a Dell monitor through their website. Just found out that only Maybank and Citibank credit card holders can do 0% interest flexi payment. Is there any way i can split the payment of the monitor to 12 months using the HSBC card and what are the charges involved? Please help, am purchasing by tomorrow.