Agreed ... some merchants absorb the fees and some pass it on back to the customer. This is universal - same scenario all over the world.

This post has been edited by hye: Mar 23 2008, 01:20 PM

hye: Thanks again

I'm happy to know that all CCs are accepted internationally, so no need to think about applying CCs from international banks like Citibank, HSBC......

it's just people personal preference only lol...

local bank, when u wan go oversea, you must inform bank, telling that u going to oversea, they will do the neccesary thing.

hehe... not sure yet, coz it is on-the-spot approval. The card will be sent out when ready.
My old limit for HSBC Visa Gold is RM15k (separate limit).

all CC are international ... remember the words VISA and MASTERCARD ... they are the 1 giving u the credit le .. hehehe ....

They don't actually absorb the fees but they already included it before hand so it's better to pay by card

FYI VISA and MASTERCARD don't issue the card to you and the 1 giving the credit is the bank

which branch you went?

rhb website mentioned platinum credit minimum rm20k but you can apply already with RM5k/month income... so low requirement ?

do RHB offer free for life card ?

Then I alos can apply for Platinum hehehe

RM5k/ month, per annum is RM60K. Standard Chartered Platinum Master Card also having the same requirement.
Application is simple, just using prompt card. If you have Gold Card 15K (maybe less, not sure) of credit line and more than a year of usage, you are eligible to apply for SCB Platinum MasterCard. My friend already got his SCB Platinum Mastercard. But the credit line is even lower than his Ctb Gold Card.

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Added on March 23, 2008, 11:28 pmI went to Penang branch. I think most of the branch is having this kind of promotion during off banking day - Saturday. Somemore got free gift, one set of thermo mugs in a nice packaging. The free gift for Platinum CC is better than Gold CC.

Approval is fast, I received sms notification from EON Bank same day in the late evening.

This post has been edited by danlhct: Mar 23 2008, 11:28 PM

my father got scb gold card with rm20k limit but still not platinum card... if got platinum card but with no enough annual income can apply any bank platinum card is it ? after getting SCB plat card but income less than 5k/month can apply alliance bank or hsbc card ?

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Added on March 24, 2008, 12:40 ammy father got scb gold card with rm20k limit but still not platinum card... if got platinum card but with no enough annual income can apply any bank platinum card is it ? after getting SCB plat card but income less than 5k/month can apply alliance bank or hsbc card ?



This post has been edited by siutimtim: Mar 24 2008, 12:40 AM

It depends on which bank. HSBC and Citbank's Platinum card is not easy to get. They really look at your annual income.
Whereas, some local bank's Platinum CC requirement is not that strict.

Credit limit is nothing. I know someone with a credit limit of 100k and yet the card is just a classic card from Citibank. Even then Citibank keep wanting to upgrade the credit limit and the card status just that the owner refuses to accept it

Does Maybank CC offer free for life one?

there is an indirect free for life card..
every time they charge you. you call them up to waive only.

Anyone?

Petronas card is free for life
look at my signature

Nope treatpoints will stay

This is what I call true class. Most can't resist the lure of a Gold card let alone a Platinum card. Hanging on to a Classic card but yet the credit limit so high. Wow !

I hope nobody here will start asking how to push up their credit limit to 100k out of thin air.

This post has been edited by hye: Mar 24 2008, 02:29 PM

So cancelling a CC, will TP attached to that cancelled card will be gone as well?

is it?
sigh, im regret to upgrade my card le..