Today I just applied an EON Bank Mastercard Platinum from their branch, the sales staff wants me to support them. They are having promotion now, on-the-spot-approval. They told me will inform me by today and let me know whether my application is being approved or rejected. But till now have not received any call yet.

Hi Guys, I had received a sms confirmation from EON Bank quoting "Yr Platinum Credit crd is approved. Collect yr free gift fr the branch upon receipt of our crd collection". Wow... it was fast! This is my first Platinum card.

I encountered this before. I use Malaysia credit cards to make purchase at some International online merchant before, but was unsuccessful. I feel weird so I call bank and they cannot do anything.

Just photocopies of IC and Gold Credit Card with at least 2 years and with minimum credit line of RM15k

---

Added on March 23, 2008, 12:05 amI just canceled my Direct Access gold card 2 months ago. kekekekeke ... ...

This post has been edited by danlhct: Mar 23 2008, 12:05 AM

I'm using PayPass a few times liao. I thought no signature is required? How come all merchants requested the card holder to sign the sales draft although the sales amount less than RM110??

[quote=David83,Mar 23 2008, 12:36 AM]
You're not the only one who encountered that situation. I experienced it at KFC.

wah...lau..eh... must well next time pay by cash easier.

hehe... not sure yet, coz it is on-the-spot approval. The card will be sent out when ready.
My old limit for HSBC Visa Gold is RM15k (separate limit).

RM5k/ month, per annum is RM60K. Standard Chartered Platinum Master Card also having the same requirement.
Application is simple, just using prompt card. If you have Gold Card 15K (maybe less, not sure) of credit line and more than a year of usage, you are eligible to apply for SCB Platinum MasterCard. My friend already got his SCB Platinum Mastercard. But the credit line is even lower than his Ctb Gold Card.

---

Added on March 23, 2008, 11:28 pmI went to Penang branch. I think most of the branch is having this kind of promotion during off banking day - Saturday. Somemore got free gift, one set of thermo mugs in a nice packaging. The free gift for Platinum CC is better than Gold CC.

Approval is fast, I received sms notification from EON Bank same day in the late evening.

This post has been edited by danlhct: Mar 23 2008, 11:28 PM

It depends on which bank. HSBC and Citbank's Platinum card is not easy to get. They really look at your annual income.
Whereas, some local bank's Platinum CC requirement is not that strict.

I would recommend HSBC Mastercard. Good customer service. You can enjoy many privileges with HSBC credit card, from shopping to dinning. The validity of the reward points is 3 years. Wider range of gift redemption, special point knockdown on certain items from time to time.

Maybank Mastercard is not bad too, but sometime customer careline very hard to get through. Point wise, so far I find CIMB and Maybank are having the widest range of gift redemption. Maybank also have many on-the-spot redemption center such as SenQ, etc. Best of all, Maybank treatpoints are never expires. Furthermore, the point mark-up is not too high. It is the best in the market.

Although CIMB has many choices for the gift redemption, but the points only valid for one year.

I'm not sure about the Maybank Petronas cc. But last year I applied for Maybank Visa Gold, it takes a month for processing from the day you submit the application form. Almost every bank will send out the letter to the customer should the card gets approved or declined.

Not really, HSBC do offer separate limit cc to its card holder. For instance, I'm having HSBC Visa and MasterCard with separated credit line.

I think most of the bank have this kind of practices.
Example:
- 7 years ago my appl to MBF been declined, the agent told me I can have a second attempt after 2 weeks. Then I just followed her advise, finally I got my first ever cc in my life.
- For ctb, you hav to wait for 3 months then only can reapply. But if the declined was due to the document issue, such as incomplete docs, or they suspect about the genuine of the documents (risk), then you can have your second attempt after a month.

Huh..?? You only use both MBB? No other card for backup? What if Maybank server down and the transaction gets declined, and you don't hav enough cash on hand at that time?

---

Added on March 28, 2008, 1:19 amI also dislike to carry the security device around, very troublesome. Without the security device, cannot login to HSBC internet banking
How I wish HSBC cud give us an option login to internet banking without using the security device. The security device only require when come to critical transaction such as fund transfer, add new bill payee, etc.

This post has been edited by danlhct: Mar 28 2008, 01:19 AM

Wow, u are so royalty to Maybank

oppsss.... thanks for correcting my mistake