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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post Mar 24 2008, 06:07 PM

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Gold and Platinum cards have higher annual fee but better privileges. For instance, Platinum card holders have its own dedicated, different set of privileges.
aeronlim
post Mar 24 2008, 06:08 PM

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hi everyone, i m looking for a credit card.

I heard of UOB VISA got many rebate on the cash spending, may i know is UOB bank service good?

And i also looking for a MASTERCARD, any Bank can be suggested?

Thanks
guanteik
post Mar 24 2008, 06:16 PM

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QUOTE(David83 @ Mar 24 2008, 06:07 PM)
Gold and Platinum cards have higher annual fee but better privileges. For instance, Platinum card holders have its own dedicated, different set of privileges.
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hey man... like what?
SUSDavid83
post Mar 24 2008, 06:19 PM

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QUOTE(guanteik @ Mar 24 2008, 06:16 PM)
hey man... like what?
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I don't know and care of it since I'm not qualified in that group of cardholders.

You try to browse the pamphlet like say Maybank. They have Platinum Privileges section.

http://www.maybank2u.com.my/consumer/onlin....shtml#platinum
vin_ann
post Mar 24 2008, 06:26 PM

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QUOTE(aeronlim @ Mar 24 2008, 06:08 PM)
hi everyone, i m looking for a credit card.

I heard of UOB VISA got many rebate on the cash spending, may i know is UOB bank service good?

And i also looking for a MASTERCARD, any Bank can be suggested?

Thanks
*
wat u mention is UOB Visa ONE Platinium card. it's a cash rebate card. and not forgeting it's a PLATINIUM CARD. haha

no worry, with min salary RM1,500 per month u can get it.

Carrefour 4% rebate
BHP 2% rebate
and so on and on...

MASTER card, with PayPass Features u can get Direct Access, which is FREE for LIFE.


myusername
post Mar 24 2008, 08:16 PM

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QUOTE(guanteik @ Mar 24 2008, 06:16 PM)
hey man... like what?
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Mastercard and Visa both have dedicated websites for platinum cardholders, with worldwide offers and privileges. Other than that, different banks also have their own exclusive promotions for their platinum members. Furthermore, some retailers also have promotions and privileges to target the more affluent target market. For example, I saw a sign at the Gardens Midvalley with a list free offers and discounts for platinum cardholders.


siutimtim
post Mar 24 2008, 09:12 PM

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QUOTE(myusername @ Mar 24 2008, 08:16 PM)
Mastercard and Visa both have dedicated websites for platinum cardholders, with worldwide offers and privileges. Other than that, different banks also have their own exclusive promotions for their platinum members. Furthermore, some retailers also have promotions and privileges to target the more affluent target market. For example, I saw a sign at the Gardens Midvalley with a list free offers and discounts for platinum cardholders.
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like what kind of free offer we can get at The Gardens for plat card holder ?.. since UOB ONE is plat also, maybe we can enjoy it also.. brows.gif
Darkmage12
post Mar 24 2008, 11:05 PM

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QUOTE(siutimtim @ Mar 24 2008, 09:12 PM)
like what kind of free offer we can get at The Gardens for plat card holder ?.. since UOB ONE is plat also, maybe we can enjoy it also..  brows.gif
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you meant the ocbc robinson visa plat?
aeronlim
post Mar 24 2008, 11:21 PM

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QUOTE(vin_ann @ Mar 24 2008, 06:26 PM)
wat u mention is UOB Visa ONE Platinium card. it's a cash rebate card. and not forgeting it's a PLATINIUM CARD. haha

no worry, with min salary RM1,500 per month u can get it.

Carrefour 4% rebate
BHP 2% rebate
and so on and on...

MASTER card, with PayPass Features u can get Direct Access, which is FREE for LIFE.
*
Thanks for the reply, but i m wonder, RM 1500 can get a platinum card, got what hidden charge inside oh? Maybe the expensive annual fee?

May i know how is the service UOB provided? Sometime even good rebate but bad service will makes a bad image. So far many good feedback from HSBC and Citibank only... not very known about UOB
siutimtim
post Mar 25 2008, 12:22 AM

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QUOTE(aeronlim @ Mar 24 2008, 11:21 PM)
Thanks for the reply, but i m wonder, RM 1500 can get a platinum card, got what hidden charge inside oh? Maybe the expensive annual fee?

May i know how is the service UOB provided? Sometime even good rebate but bad service will makes a bad image. So far many good feedback from HSBC and Citibank only... not very known about UOB
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Guarantee can get platinum card with RM1500. I am one of them laugh.gif

What so special about HSBC and Citibank ? HSBC not much offer to card member, citibank card no standard.. even u earn rm2k per month can get their gold also...
aeronlim
post Mar 25 2008, 12:37 AM

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QUOTE(siutimtim @ Mar 25 2008, 12:22 AM)
Guarantee can get platinum card with RM1500. I am one of them  laugh.gif

What so special about HSBC and Citibank ? HSBC not much offer to card member, citibank card no standard.. even u earn rm2k per month can get their gold also...
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Thx man, i think i have made up my mind ^^
mrcloud9
post Mar 25 2008, 12:43 AM

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Maybank has just introduced its American Express Platinum Credit Card. Annual income requirement is RM 130k. The card looks like Amex Platinum Credit Card as issued in other countries. The privileges look quite exciting!
hye
post Mar 25 2008, 05:33 AM

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QUOTE(mrcloud9 @ Mar 25 2008, 12:43 AM)
Maybank has just introduced its American Express Platinum Credit Card. Annual income requirement is RM 130k. The card looks like Amex Platinum Credit Card as issued in other countries. The privileges look quite exciting!
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Card design looks exciting I would say and I agree on the attractiveness of the privileges and not to mention the 10x on the selected merchants!

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SUSDavid83
post Mar 25 2008, 07:51 AM

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I called Maybank CS to confirm regarding the TP. They said that if I cancelled the card, the TP associated with the cancelled card will gone as well.
myusername
post Mar 25 2008, 08:37 AM

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QUOTE(siutimtim @ Mar 24 2008, 09:12 PM)
like what kind of free offer we can get at The Gardens for plat card holder ?.. since UOB ONE is plat also, maybe we can enjoy it also..  brows.gif
*
QUOTE(Darkmage12 @ Mar 24 2008, 11:05 PM)
you meant the ocbc robinson visa plat?
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No, any platinum card. One of the retailers trying to target that platinum market by offering free facials, treatments, therapy etc etc. I didn't really bother, I just noticed the sign when I walked past. Looks like their campaign will fail thanks to ocbc and uob whistling.gif

siutimtim
post Mar 25 2008, 09:37 AM

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QUOTE(hye @ Mar 25 2008, 05:33 AM)
Card design looks exciting I would say and I agree on the attractiveness of the privileges and not to mention the 10x on the selected merchants!

user posted image
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annual fee RM800!!!!!!!!!!!!!
vin_ann
post Mar 25 2008, 01:56 PM

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QUOTE(aeronlim @ Mar 24 2008, 11:21 PM)
Thanks for the reply, but i m wonder, RM 1500 can get a platinum card, got what hidden charge inside oh? Maybe the expensive annual fee?

May i know how is the service UOB provided? Sometime even good rebate but bad service will makes a bad image. So far many good feedback from HSBC and Citibank only... not very known about UOB
*
hidden TnC is u will get Ugly Master card together. and u need to swipe 6 times for each of both card. Master 6 times and visa one platinium 6 times.

if u din swipe 6 times for each card, annual fees will be charged... if im not wrong annual fees for ONE PLATINUIM is RM388 le...

advice is swipe 6 times for master then keep in fridge and continue use the ONE PLATINUIM.
siutimtim
post Mar 25 2008, 02:32 PM

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QUOTE(vin_ann @ Mar 25 2008, 01:56 PM)
hidden TnC is u will get Ugly Master card together. and u need to swipe 6 times for each of both card. Master 6 times and visa one platinium 6 times.

if u din swipe 6 times for each card, annual fees will be charged... if im not wrong annual fees for ONE PLATINUIM is RM388 le...

advice is swipe 6 times for master then keep in fridge and continue use the ONE PLATINUIM.
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my mastercard is nicer than ONE plat.. mine is ladys card tongue.gif
vin_ann
post Mar 25 2008, 05:29 PM

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QUOTE(siutimtim @ Mar 25 2008, 02:32 PM)
my mastercard is nicer than ONE plat.. mine is ladys card  tongue.gif
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yups.

it's women privilages lol...

guys dun have... sad.gif
siutimtim
post Mar 25 2008, 05:33 PM

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any idea for the lowest credit for the following cards :
- classic
- gold
- plat

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