Gold and Platinum cards have higher annual fee but better privileges. For instance, Platinum card holders have its own dedicated, different set of privileges.
CREDIT Card Thread v2, Everything about the world of plastic
CREDIT Card Thread v2, Everything about the world of plastic
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Mar 24 2008, 06:07 PM
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All Stars
52,874 posts Joined: Jan 2003 |
Gold and Platinum cards have higher annual fee but better privileges. For instance, Platinum card holders have its own dedicated, different set of privileges.
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Mar 24 2008, 06:08 PM
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Junior Member
370 posts Joined: Mar 2007 |
hi everyone, i m looking for a credit card.
I heard of UOB VISA got many rebate on the cash spending, may i know is UOB bank service good? And i also looking for a MASTERCARD, any Bank can be suggested? Thanks |
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Mar 24 2008, 06:16 PM
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Senior Member
2,661 posts Joined: Jan 2003 |
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Mar 24 2008, 06:19 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(guanteik @ Mar 24 2008, 06:16 PM) I don't know and care of it since I'm not qualified in that group of cardholders.You try to browse the pamphlet like say Maybank. They have Platinum Privileges section. http://www.maybank2u.com.my/consumer/onlin....shtml#platinum |
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Mar 24 2008, 06:26 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(aeronlim @ Mar 24 2008, 06:08 PM) hi everyone, i m looking for a credit card. wat u mention is UOB Visa ONE Platinium card. it's a cash rebate card. and not forgeting it's a PLATINIUM CARD. haha I heard of UOB VISA got many rebate on the cash spending, may i know is UOB bank service good? And i also looking for a MASTERCARD, any Bank can be suggested? Thanks no worry, with min salary RM1,500 per month u can get it. Carrefour 4% rebate BHP 2% rebate and so on and on... MASTER card, with PayPass Features u can get Direct Access, which is FREE for LIFE. |
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Mar 24 2008, 08:16 PM
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Junior Member
167 posts Joined: Nov 2004 From: Klang Valley |
QUOTE(guanteik @ Mar 24 2008, 06:16 PM) Mastercard and Visa both have dedicated websites for platinum cardholders, with worldwide offers and privileges. Other than that, different banks also have their own exclusive promotions for their platinum members. Furthermore, some retailers also have promotions and privileges to target the more affluent target market. For example, I saw a sign at the Gardens Midvalley with a list free offers and discounts for platinum cardholders. |
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Mar 24 2008, 09:12 PM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
QUOTE(myusername @ Mar 24 2008, 08:16 PM) Mastercard and Visa both have dedicated websites for platinum cardholders, with worldwide offers and privileges. Other than that, different banks also have their own exclusive promotions for their platinum members. Furthermore, some retailers also have promotions and privileges to target the more affluent target market. For example, I saw a sign at the Gardens Midvalley with a list free offers and discounts for platinum cardholders. like what kind of free offer we can get at The Gardens for plat card holder ?.. since UOB ONE is plat also, maybe we can enjoy it also.. |
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Mar 24 2008, 11:05 PM
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All Stars
17,053 posts Joined: Jan 2003 |
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Mar 24 2008, 11:21 PM
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Junior Member
370 posts Joined: Mar 2007 |
QUOTE(vin_ann @ Mar 24 2008, 06:26 PM) wat u mention is UOB Visa ONE Platinium card. it's a cash rebate card. and not forgeting it's a PLATINIUM CARD. haha Thanks for the reply, but i m wonder, RM 1500 can get a platinum card, got what hidden charge inside oh? Maybe the expensive annual fee?no worry, with min salary RM1,500 per month u can get it. Carrefour 4% rebate BHP 2% rebate and so on and on... MASTER card, with PayPass Features u can get Direct Access, which is FREE for LIFE. May i know how is the service UOB provided? Sometime even good rebate but bad service will makes a bad image. So far many good feedback from HSBC and Citibank only... not very known about UOB |
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Mar 25 2008, 12:22 AM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
QUOTE(aeronlim @ Mar 24 2008, 11:21 PM) Thanks for the reply, but i m wonder, RM 1500 can get a platinum card, got what hidden charge inside oh? Maybe the expensive annual fee? Guarantee can get platinum card with RM1500. I am one of them May i know how is the service UOB provided? Sometime even good rebate but bad service will makes a bad image. So far many good feedback from HSBC and Citibank only... not very known about UOB What so special about HSBC and Citibank ? HSBC not much offer to card member, citibank card no standard.. even u earn rm2k per month can get their gold also... |
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Mar 25 2008, 12:37 AM
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Junior Member
370 posts Joined: Mar 2007 |
QUOTE(siutimtim @ Mar 25 2008, 12:22 AM) Guarantee can get platinum card with RM1500. I am one of them Thx man, i think i have made up my mind ^^What so special about HSBC and Citibank ? HSBC not much offer to card member, citibank card no standard.. even u earn rm2k per month can get their gold also... |
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Mar 25 2008, 12:43 AM
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Junior Member
343 posts Joined: Nov 2007 |
Maybank has just introduced its American Express Platinum Credit Card. Annual income requirement is RM 130k. The card looks like Amex Platinum Credit Card as issued in other countries. The privileges look quite exciting!
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Mar 25 2008, 05:33 AM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(mrcloud9 @ Mar 25 2008, 12:43 AM) Maybank has just introduced its American Express Platinum Credit Card. Annual income requirement is RM 130k. The card looks like Amex Platinum Credit Card as issued in other countries. The privileges look quite exciting! Card design looks exciting I would say and I agree on the attractiveness of the privileges and not to mention the 10x on the selected merchants! ![]() |
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Mar 25 2008, 07:51 AM
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All Stars
52,874 posts Joined: Jan 2003 |
I called Maybank CS to confirm regarding the TP. They said that if I cancelled the card, the TP associated with the cancelled card will gone as well.
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Mar 25 2008, 08:37 AM
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Junior Member
167 posts Joined: Nov 2004 From: Klang Valley |
QUOTE(siutimtim @ Mar 24 2008, 09:12 PM) like what kind of free offer we can get at The Gardens for plat card holder ?.. since UOB ONE is plat also, maybe we can enjoy it also.. QUOTE(Darkmage12 @ Mar 24 2008, 11:05 PM) No, any platinum card. One of the retailers trying to target that platinum market by offering free facials, treatments, therapy etc etc. I didn't really bother, I just noticed the sign when I walked past. Looks like their campaign will fail thanks to ocbc and uob |
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Mar 25 2008, 09:37 AM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
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Mar 25 2008, 01:56 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(aeronlim @ Mar 24 2008, 11:21 PM) Thanks for the reply, but i m wonder, RM 1500 can get a platinum card, got what hidden charge inside oh? Maybe the expensive annual fee? hidden TnC is u will get Ugly Master card together. and u need to swipe 6 times for each of both card. Master 6 times and visa one platinium 6 times. May i know how is the service UOB provided? Sometime even good rebate but bad service will makes a bad image. So far many good feedback from HSBC and Citibank only... not very known about UOB if u din swipe 6 times for each card, annual fees will be charged... if im not wrong annual fees for ONE PLATINUIM is RM388 le... advice is swipe 6 times for master then keep in fridge and continue use the ONE PLATINUIM. |
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Mar 25 2008, 02:32 PM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
QUOTE(vin_ann @ Mar 25 2008, 01:56 PM) hidden TnC is u will get Ugly Master card together. and u need to swipe 6 times for each of both card. Master 6 times and visa one platinium 6 times. my mastercard is nicer than ONE plat.. mine is ladys card if u din swipe 6 times for each card, annual fees will be charged... if im not wrong annual fees for ONE PLATINUIM is RM388 le... advice is swipe 6 times for master then keep in fridge and continue use the ONE PLATINUIM. |
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Mar 25 2008, 05:29 PM
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All Stars
10,912 posts Joined: Feb 2006 |
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Mar 25 2008, 05:33 PM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
any idea for the lowest credit for the following cards :
- classic - gold - plat |
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