QUOTE(axymax @ Feb 29 2008, 09:19 AM)
Yes, they'll. It's for verification purpose.CREDIT Card Thread v2, Everything about the world of plastic
CREDIT Card Thread v2, Everything about the world of plastic
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Feb 29 2008, 09:36 AM
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All Stars
52,874 posts Joined: Jan 2003 |
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Feb 29 2008, 09:37 AM
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Senior Member
4,339 posts Joined: Jan 2003 |
call center of coz as u alot question b4 release info or entertain u ler...if not ppl cincai call n ask already lo..
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Feb 29 2008, 09:43 AM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(babylabbit @ Feb 29 2008, 09:37 AM) call center of coz as u alot question b4 release info or entertain u ler...if not ppl cincai call n ask already lo.. If depends on what you want ask. General question doesn't require verification. However, for account related questions, they'll usually go through the verification process. If you don't this process, you can opt for Phone Banking. |
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Feb 29 2008, 01:13 PM
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All Stars
52,874 posts Joined: Jan 2003 |
I redeemed an item online from HSBC. It took more than a month to complete.
Received a SMS from HSBC today stating that they have posted my item via Pos Laju today. |
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Feb 29 2008, 02:05 PM
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Junior Member
317 posts Joined: Mar 2007 From: Real Madrid , Spain |
i called maybank CS and they said didt have my application record although i
submmited on monday. They said this because of overwhelming reponse on Maybank petronas Visa cc thus they need 3~4 weeks to process. wow.. This post has been edited by yks8845: Feb 29 2008, 04:42 PM |
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Feb 29 2008, 02:54 PM
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Junior Member
102 posts Joined: Nov 2007 |
For all MBB classic card holders,the RM60 annual fee SURE can be waive or not?another question is,i'm current a FLEX card holder and the flex doesn't hv gold/platinum card,so do i need to change to classic to enjoy higher credit limit?
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Feb 29 2008, 04:07 PM
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Senior Member
3,657 posts Joined: Jan 2003 |
PB with rewards RM50 are not in cash....will credit on the bill after first swap.... anyway, that's a good offer....thinking to get it.....
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Feb 29 2008, 04:15 PM
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Senior Member
3,544 posts Joined: Jan 2003 From: United States of Cybertron |
just apply another Maybank VISA with Petronas last 2 days..let's see how many days i can get mine
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Mar 1 2008, 12:24 AM
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Senior Member
8,447 posts Joined: Nov 2005 |
QUOTE(siutimtim @ Feb 27 2008, 02:26 AM) Is it easy to get UOB other platinum? I check their UOB web and the other platinum look very beautiful. ONE platinum silver white only. Normally what is credit limit for gold card or platinum? |
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Mar 1 2008, 02:09 PM
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Senior Member
1,997 posts Joined: Jul 2007 From: Kuala Lumpur |
UOB One Platinum is not Platinum
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Mar 1 2008, 09:06 PM
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Junior Member
175 posts Joined: Oct 2004 |
QUOTE(yks8845 @ Feb 29 2008, 02:05 PM) i called maybank CS and they said didt have my application record although i ya ya...this credit card is very popular now....so did u tried to submit one more time??submmited on monday. They said this because of overwhelming reponse on Maybank petronas Visa cc thus they need 3~4 weeks to process. wow.. or maybe they need time to find your application lor...normally the process will take 2 to 3 weeks or even one month oh.... QUOTE(wvt @ Feb 29 2008, 02:54 PM) For all MBB classic card holders,the RM60 annual fee SURE can be waive or not?another question is,i'm current a FLEX card holder and the flex doesn't hv gold/platinum card,so do i need to change to classic to enjoy higher credit limit? halo...actually its the same....Flex is combination of gold and classic....just that the special thing about flex is that there's no annual fee imposed...u only need to use the card twice a month,or Rm300 and above,the service charge of RM3.95 will automatically waive for you... if you are holding classic card,u can ask for annual fee waiver if you are a good paymaster...they sure will want to please their value customer... QUOTE(sjn hassan @ Feb 29 2008, 04:15 PM) hmm...is it by normal application or by pre approved??since this card is very popular card,then i think u need to estimate the card will be ready in one month time... if by pre-approved (if your salary is credited into Maybank,then we can do it under pre-approved for you,you don have to come to the bank to sign or give anything,everything will be done through phone calls...we also got lots of customer apply through pre approved,its much more easier...) |
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Mar 1 2008, 09:21 PM
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VIP
8,788 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(jasontoh @ Mar 1 2008, 12:24 AM) If you have annual income more than 100K, could be. Or if you put FD a lot in their bank. Not sure about the credit limit for platinum. But usually gold is around 10K, unless you request to be reduce or upgrade. It is not necessary. My gold card can go up to 15K so does my platinum. In a way, it depends on the bank but they have a cap (max. credit limit) for different cards.Btw, I used my existing card to apply, didn't submit any pay slips |
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Mar 1 2008, 11:35 PM
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All Stars
52,874 posts Joined: Jan 2003 |
For those who have existing MBB CC and just got the new Petronas Visa CC, is the new Petronas Visa sharing the same statement date?
By the way, I just submitted an application to increase my credit limit of my MBB Petronas Visa CC since it is share the same credit limit as my MBB Visa Classic. Hope they'll process and approve it. |
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Mar 2 2008, 08:24 AM
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Senior Member
4,339 posts Joined: Jan 2003 |
no need keep upgrade limit one.....u will reach one point u beg them to reduce it one
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Mar 2 2008, 10:17 AM
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Junior Member
40 posts Joined: Jan 2008 |
QUOTE(David83 @ Mar 1 2008, 11:35 PM) For those who have existing MBB CC and just got the new Petronas Visa CC, is the new Petronas Visa sharing the same statement date? My MBB Petronas Visa card has the same statement date n payment due date as my existing MBB cards.By the way, I just submitted an application to increase my credit limit of my MBB Petronas Visa CC since it is share the same credit limit as my MBB Visa Classic. Hope they'll process and approve it. |
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Mar 2 2008, 11:09 AM
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All Stars
52,874 posts Joined: Jan 2003 |
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Mar 2 2008, 12:36 PM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
QUOTE(dzi921 @ Mar 1 2008, 02:09 PM) I can see ONE platinum has more benefit than the other platinum? Why the other platinum has less benefit but income requiment so high since both also same annual fee? If like that all also will choose ONE platinum ma correct or not? If both not same, why I call 2 time UOB they all also say ONE card is also platinum.. so ONE platinum same like classic or gold card? |
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Mar 2 2008, 01:14 PM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(David83 @ Mar 2 2008, 11:09 AM) I'm wondering if it is possible to change the dates. I don't want all the cards fall on the same statement date. You can try provided you have no transactions yet on the card. I've done it before but you really have to insist for it.Added on March 2, 2008, 1:24 pm QUOTE(siutimtim @ Mar 2 2008, 12:36 PM) I can see ONE platinum has more benefit than the other platinum? Why the other platinum has less benefit but income requiment so high since both also same annual fee? If like that all also will choose ONE platinum ma correct or not? ONE Platinum is more like a marketing tactic by the bank to get people on the card. Real Platinum cards have higher credit limit and they have privileges which "suits" the lifestyle e.g Access to MPO corporate boxes, Buy 1 get 1 free Airline Ticket for Business Class, different CS number to call, etc. UOB have different Quarterly publication for UOB cc owners and Platinum card owners - which one are you receiving ? If both not same, why I call 2 time UOB they all also say ONE card is also platinum.. so ONE platinum same like classic or gold card? The very obvious difference is the minimum Eligibility to qualify for the card. You want exclusivity if you hold a Platinum card. The ONE Platinum eligibility is lower means a lot more people can own the card - no more exclusivity. The acid test - try calling up the airlines (which has the buy 1 and get free 1 promotion) and see whether they recognize the ONE Platinum as one of the Platinum cards you can use to buy the special promotional tickets. (You need to own the ONE Platinum already to try this) If no, then I prove my point already. This post has been edited by hye: Mar 2 2008, 01:24 PM |
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Mar 2 2008, 01:25 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Mar 2 2008, 01:31 PM
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VIP
8,788 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(siutimtim @ Mar 2 2008, 12:36 PM) I can see ONE platinum has more benefit than the other platinum? Why the other platinum has less benefit but income requiment so high since both also same annual fee? If like that all also will choose ONE platinum ma correct or not? I hold a UOB Platinum and there are many other exclusive benefits compared to normal Classic/Gold (just like any other Platinum cards). Plus, you have a special hotline to call instead of the normal general number. The annual fee is waived as long as you have at least 6 transactions a year so literally, it's free If both not same, why I call 2 time UOB they all also say ONE card is also platinum.. so ONE platinum same like classic or gold card? |
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