Yeah... Finally got my Platinum today Another milestone reached






Going to upgrade the top 2 cards too

When I applied, I checked their site. I wanted this design



but ended up with this design

If can choose I would prefer the one showed on the web

Anyway.. still like it

I have been using citibank since 2 years plus. I never receive any letter/statement from them. Why?

Cause I've enable online e-Statement. It will not deliver any paper statement or promo

My boss's Citibank credit limit is RM50k

I think credit card companies are willing to give high credit limit, if your income is high and your monthly usage requires high credit limit

My boss's Citibank points is now around 800k+

UOB One Platinum is not Platinum

Gold is too common these days. I have colleagues earning around RM2,500 having gold.

At this moment, Platinum's requirement is higher and banks have not simply auto upgrade people with it yet, which makes it exclusive

Some banks do auto upgrade Gold to Platinum, provided the Gold's credit limit reaches RM30k and above (got this info from credit card salesperson)

To have something (platinum) that not everyone has is of course better mar. To be frank, it sure feels good a bit when you swipe and flash it among your relatives/friends. It also can be served as a milestone to where you are financially (income making wise cause you need at least RM80k and above to get it the usual way)

But if you talk about benefits, frankly Platinum not much diff la

Should it be something like the below?

Classic Card - 20% discount at McD, 10% discount for Sunway Lagoon

Gold Card - 20% discount at Tony Romas, 10% discount for Bukit Tinggi, 20% discount at McD, 10% discount for Sunway Lagoon

Platinum Card - 20% discount at Lafite (Shangri-La), 10% discount for 18-hole game in Hyatt, 20% discount at Tony Romas, 10% discount for Bukit Tinggi, 20% discount at McD, 10% discount for Sunway Lagoon

** Note - these are just examples, not real promo **

Or take a big loan. My BIL took a RM400k loan for his new house

OCBC straight away offered him Platinum with RM10k limit... haha

You wish

I hold Citibank gold and used it for 2 years+. I have swiped RM200k+ so far with it and was never late in payment... Till date they have not upgraded me

Anyway, I just got Public's Plat, going to upgrade Citi... but have to send income doc

Public Bank Plat
Main Card is Free if spend RM10k pa
Sub Card is Free if spend RM5k pa

For me easy, my insurance itself is RM10k pa liao

Nowadays most bank min requirements for Plat is going down to RM80k pa, so is RM6,666 per month salary. They should have remain it to RM120k pa. Now more and more easier to get plat (income requirement wise)

Actually not a lot cause Rm10k is for me and wife. We buy life and medical card.

If you have any gold card with credit limit RM20k, standard chartert will give you plat

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Added on March 7, 2008, 11:43 pmI think in 2 to 3 years time... Plat will be like Gold now. Everyone got one

This post has been edited by dzi921: Mar 7 2008, 11:43 PM

You guys memang use Petronas so apply Maybank, or purposely change from other petrol to Petronas after getting the card?

That day when i was at car wash, there was a credit card booth. The salesman promoting Citibank, HSBC and Standard at one go

He said Standard Plat Free for life with 0 condition.

Credit Limit 20k?
1) use your credit card for many years. the bank will progressively increase your credit limit
2) find a higher earning job lor

Nowadays our generation would be able to get Plat. It's only a matter of time / age

I recall correctly is Standard Charted. The sale man was seriously pushy. Cannot escape cause waiting for car to finish wash. Anyway, I didn't apply cause sounded fishy

Thanks for the confirmation... Stupid sales man trying to con me...

That info is from the same sales man that told me standard chart plat is free for life

So my guess his info is wrong, and he is desperate to get people to sign up only