In case you've missed my post. Please read it. Thanks.

I called Maybank CS regarding the change of statement date. They said that it's a combined credit card account for the cards you have. Meaning if you alter the date of one card, the rest will be affected as well.

I read but that website is like outdated...all requirements are different from official website

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Added on March 2, 2008, 2:37 pmI read but that website is like outdated...all requirements are different from official website

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Added on March 2, 2008, 2:41 pmwhich bank has the best platinum card ? all bank also same ?

when I get my ONE platinum I try ask airline got buy 1 free 1 or not..

This post has been edited by siutimtim: Mar 2 2008, 02:41 PM

siutimtim, different banks would have different benefits but HSBC Platinum is not bad. The tough part is the annual income requirements are pretty high too

I just faxed in the form for my PREPAID NEXT G AMbank Card.

How long will my card be activated? I took this card up strictly for online purchases

I'm holding a HSBC Classic Card but my limit is already RM13K
Actually I've called up HSBC to clarify, they don't have an upper limit for their card.

gold min 5k also got heheheh

can someone answer my question please

there is one debit card thread..this one credit card thread ler...how to ans u???

correct... as I know my friend told me his gold citibank and hong leong card is only rm5k limit.. so low ???

my friend easiest gold card to get is from citibank and hongleong.. plus direct access (need degree =(

which bank offer the most benefits like easy payment and etc ?? I can see UOB ONe is the hottest now..

p.s : is it all bank can waive annual fee as long as u call them ?

mostly all bank will waive for u..... just trouble some to call every year only....

just tell them to waive b4 your annual fee come

if they dont want waive..just said potong jer ....no eye see......

If u got lotsa credit card in hand, obvioulsy it will be easy for u to apply any bank u want, but if u r new, they will consider before giving u credit card, but normally if with annual fees is not worth it, but as i know, for UOB, u just need to do 6 transaction within 1 year, then ur annual fees will be waived... and UOB online not bad, can pay streamyx and maxis bill =) with rebate summore

Hi guys, another noob question.
I've been issued two CC by UOB, mastercard and visa.

If I want to pay by CDM can I pay the amount for both card
by using just only one card? since it's from the same bank.
Or do I have to do it seperately?

btw, how to know which card is principle and which one is supplementary?

1 card can liaw .... pay said divide properly 1 ...

One foolish question here for those who have cancelled the CC. Do you still keep all the old monthly statements?

After cancellation of HSBC Visa, they stop to generate statement for it. This month, I'll be expecting one statement from my HSBC Mastercard.

This post has been edited by David83: Mar 3 2008, 08:15 PM

UOB got 1 feature that's available at their CDM, cheque facility & GIRO/IBG facility payment which is the Auto Apportionment system. If you pay in full, then it shouldn't be a problem as it will auto allocate the funds between both MC and VISA (or even supplementary) cards.

However, if you have outstanding balance on your account / partial payment - the bulk of the apportionment will go to the account which is incurring the most interest. Should be OK in most cases unless you have a case where you wish to pay all in 1 card and pay just minimum in the other account. (Or something similar) Here you would need to specify NOT to auto apportionment your payments at the CDM & cheque deposit facility. It won't work if you perform the GIRO/IBG and probably you need to make an extra phone call to the CS to readjust your payments between the accounts.

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Added on March 3, 2008, 10:47 pmI destroy my statements after they are 2 years old. (Statuary requirements is 7 years but I think keeping 7 years of bills is rather too much) Some of my statements are already in PDF format. I have a general preference these days for banks which can option out from paper format. (Wish all banks do this for their cc and account statements)

This post has been edited by hye: Mar 4 2008, 07:19 AM

Stupid CIMB called me and say my CC is ready for collection,then when i go to collect my CC and they say my card is not ready yet due to shortage of the card...

UOB charge interest by DAY After billing date....careful

OMG ... how come there's no integrity.

what do u mean charge by day ? why not monthly ?

I wanna ask if my bf have a gold card with credit RM5k but income less than 2.5k/month.. can still apply for other bank gold card ? I hear the agent say if you have gold they will give you gold no need to see income. ????