Geez u making it too hard for him to understand..

The total amount of your installment price will be deducted from your credit limit and it will only be released every month.

That won't be a consideration factor of the approval of your application. Other factors like annual income weigh higher.

Ok david. Thanks. Will apply asap

I called the Maybank Card Centre today and was informed that Maybank Petronas Visa card has been approved ) Woohoo Looking forward to 5X treats points when I pump and pay at Petronas.

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Added on February 18, 2008, 7:49 pmI was talking to a credit card processing officer today (was checking on the status of my Maybank Petronas Visa card application) and she told me they have received so many applications that processing time will stretch to 3 weeks from the normal 2 weeks. So if you have applied for one..please be patient

This post has been edited by tiger63: Feb 18 2008, 07:49 PM

Certain banks practice different policies.

For example if you have a Citibank card with RM6000 credit limit, buys something @ RM6000 on installment.
- might as well you keep you card for the next 12 months because Citibank locks the entire RM6000 credit limit out and leaving you with RM0 limit for other purchases.

DA / CIMB cards however assumes the calculations as what cute_boboi has mentioned.

Bottom line .... check with bank how do they calculate the balance of your credit limit once you take up an installment plan.

maybankard customer service suck.being wait for 15 mins still on hold.wasting our phone credit

err...don't they have toll free numbers?

wow...i didn't know that...can u tell me how true is that? is it found anywhere from the bank's website or from ur personal experience?thanks

He's calling from handphone and 1300 is not a toll free number.

it's true.

i got my experience with Citibank.

hmmm sounds not so good .... whats the point if it can auto reload in smart tag la ... za douz ... they charge rm2 is ok with me .. since when i reload at the atm it also charge me rm1 .. liaw ..

I thought reloading at ATM charges 50 cents. Which bank of ATM?

maybank ... 50cents only meh .. look like it deducted me rm1 woor .. ....

now i dunno want to apply the maybank or not ... cos dunwan so many card lol

Just released that Maybank has approved my Petronas Visa CC yesterday without giving me a call.

There's no credit limit increase as it is sharing with my current classic card. Not making any sense that a gold card is having the same credit limit as a classic card.

They said that they won't be sending me the Zing card as I didn't tick that portion.

Requested them to send the card to the nearest branch for pickup.

reloading TnG at MBB ATM charges only RM0.50. I can confirm this..

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Added on February 19, 2008, 8:27 amThat's cool... but did u ask why the credit limit is the same?

This post has been edited by guanteik: Feb 19 2008, 08:27 AM

Mine's the same...sharing with the classic card. Even my RHB bank cards are sharing the same credit limit.

I asked but they didn't provide me with the reason. I told them that the credit limit offered last year is based on last year payslip and for this application, I have submitted new payslip. They asked me to submit a credit limit increase application.

i just apply the CIMB PETRONAS card.

They just need 3 pay slips from me.

rm0.50 ah ... oh ok la ... then i think i continue to use touch and go instead of that zing la ... not very tempting since it wont auto reload at smart tag lane ..

quit easy for apllying cim cc.. just provides them with copies of latest salary slip..

but from what i can see..there's a lot of document that must be submitted with the Maybank Petronas CC..such as:
1.IC copy
2.Latest 2 mth salary slips
3.Latest 3mths Account statements

is it necessary to submit all oh these docs ?