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 CREDIT Card Thread v2, Everything about the world of plastic

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post Feb 20 2008, 10:50 PM

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i'm getting an MBF credit card soon...any comments?
yks8845
post Feb 20 2008, 11:25 PM

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hi guy,

i just notice form BE was required when applying maybank petronas cc... seem like problem for me,cos i just work less than 6 month and didit have it..so how i goin to apply ? sad.gif
vin_ann
post Feb 20 2008, 11:38 PM

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QUOTE(l3iTi @ Feb 20 2008, 05:19 PM)
Hei, DA CC holders, did you register your card for Secure e-Pay??
I tried to register...but unsuccesful...stated that "Please key in a valid CIMB Bank credit card number: doh.gif
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yups.

for online transaction, u need to register Secure e-pay.

have you activated ur DA CC? on the 1st day i got my card, i got conned by the SC, and register also get the same outcome as you.

only the 3nd time i called n and tht's the time my card is activated.
btw
u need to know ur statement date to fill in the colum.


Added on February 20, 2008, 11:52 pm
QUOTE(sam240 @ Feb 20 2008, 09:50 AM)
hey guys.....i'm using my CIMB Direct Access to apply for CIMB Petronas CC, today they just called me and inform me that I cannot get approved because CIMB do not allow to hold for more than 1 CC from their bank...sad..... so I need to cancel my DA before I can get the Petronas CC..... why....why....
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oh...no CIMB Petronas CC for me already...
SIgh...
Petronas is my second choice when out of KL.

This post has been edited by vin_ann: Feb 20 2008, 11:52 PM
SUSDavid83
post Feb 21 2008, 12:01 AM

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QUOTE(yks8845 @ Feb 20 2008, 11:25 PM)
hi  guy,

i just notice form BE was required when applying maybank petronas cc... seem like problem for me,cos i just work less than 6 month and didit have it..so how i goin to apply ? sad.gif
*
I didn't submit my BE form. It's not a really necessay document.

Otherwise, you can choose to submit your EPF statement.
vin_ann
post Feb 21 2008, 12:11 AM

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QUOTE(David83 @ Feb 21 2008, 12:01 AM)
I didn't submit my BE form. It's not a really necessay document.

Otherwise, you can choose to submit your EPF statement.
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if the agent desperate for sales, no need BE form o EPF statement lol...

IC photostate, and 3 months pay slip. n some need Degree cert.

tht's all
SUSDavid83
post Feb 21 2008, 12:12 AM

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QUOTE(vin_ann @ Feb 21 2008, 12:11 AM)
if the agent desperate for sales, no need BE form o EPF statement lol...

IC photostate, and 3 months pay slip. n some need Degree cert.

tht's all
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Well, the agent is only the middleman to submit your application. The card centre is doing the processing.
vin_ann
post Feb 21 2008, 12:21 AM

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QUOTE(David83 @ Feb 21 2008, 12:12 AM)
Well, the agent is only the middleman to submit your application. The card centre is doing the processing.
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even the bank staff also accept lol...

and it's approved. haha


SUSDavid83
post Feb 21 2008, 07:14 AM

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QUOTE(vin_ann @ Feb 21 2008, 12:21 AM)
even the bank staff also accept lol...

and it's approved. haha
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Well, I think it's under the discretion of the bank staff who processed your application. I also didn't submit my BE or EPF statement.
l3iTi
post Feb 21 2008, 07:52 AM

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QUOTE(vin_ann @ Feb 20 2008, 11:38 PM)
yups.

for online transaction, u need to register Secure e-pay.

have you activated ur DA CC? on the 1st day i got my card, i got conned by the SC, and register also get the same outcome as you.

only the 3nd time i called n and tht's the time my card is activated.
btw
u need to know ur statement date to fill in the colum.

*
I've activated my DA CC lor...i already used it to pay for Jusco bill laugh.gif
Or need to activate again just for Secure e-pay?? shocking.gif
When free will try luck call the SC 1st...
ronnie
post Feb 21 2008, 09:01 AM

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now we dun get the form BE anymore since move to self-assessment taxation.
lil twist
post Feb 21 2008, 09:10 AM

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noob question here, lets say i want to apply CIMB CC... earning RM2k nett (after deduction of EPF and SOCSO)... what is the best CC for me??? do i need to apply both visa and mastercard or only choose 1?? to apply, do i need to be 21 by year or by my birth date?? notworthy.gif
SnoWFisH
post Feb 21 2008, 09:19 AM

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according to the cimb petronas cc, im entitled to 0.5% rebate of any retail transaction. if i top up my touch n go at petronas, is it considered as a retail transaction? (similar to other services like hotlink top up etc.)
sam240
post Feb 21 2008, 09:25 AM

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QUOTE(SnoWFisH @ Feb 21 2008, 09:19 AM)
according to the cimb petronas cc, im entitled to 0.5% rebate of any retail transaction. if i top up my touch n go at petronas, is it considered as a retail transaction? (similar to other services like hotlink top up etc.)
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top up touch n go cannot use by cc....if can, that's good.....but so far, all TnG top up by cash only or ATM...... if can, let me know..... sweat.gif

SnoWFisH
post Feb 21 2008, 11:50 AM

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I'll go over to petronas and ask them then. they have a cc terminal there, so by right should be able to use credit card right? cuz the last time i use my cimb atm card to pay also can (not at ATM terminal). Also, when will i get the rebate?

This post has been edited by SnoWFisH: Feb 21 2008, 12:13 PM
Aeon_Clock
post Feb 21 2008, 12:28 PM

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QUOTE(tiger63 @ Feb 20 2008, 08:00 PM)
I was told by a Maybank staff that the response to the Maybank Petronas Visa is indeed overwhelming. He said that Maybank had set a target of 250,000 NEW card members for the first 12 months and as of today a total of 150,000 applications had been received!!! I dont know whether he was pulling my leg.
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when I went to collect my card...there was another guy collecting his Petronas Visa as well. The response should be very good...although I'm not entirely sure about his figures.
stacko
post Feb 21 2008, 01:40 PM

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QUOTE(sam240 @ Feb 21 2008, 09:25 AM)
top up touch n go cannot use by cc....if can, that's good.....but so far, all TnG top up by cash only or ATM...... if can, let me know..... sweat.gif
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You can reload TNG using CC Visa or Master at the Damansara, Subang and other big PLUS centres. Note that not reloading at the toll lanes though. I refuse to apply Zing for my Maybankard because of the RM2 service charge, instead I prefer to stop by the PLUS centre beside the Damansara interchange and do a manual reload using CC. May be inconvenient for those not using the highways frequently.

sam240
post Feb 21 2008, 01:43 PM

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QUOTE(SnoWFisH @ Feb 21 2008, 11:50 AM)
I'll go over to petronas and ask them then. they have a cc terminal there, so by right should be able to use credit card right? cuz the last time i use my cimb atm card to pay also can (not at ATM terminal). Also, when will i get the rebate?
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oh, that's good.....do share with us when can use CC to topup for TnG....hehe....BTW, CC will charge for them....while ATM card should no any charges on it....correct me if I was wrong....

cute_boboi
post Feb 21 2008, 03:43 PM

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QUOTE(sam240 @ Feb 21 2008, 01:43 PM)
oh, that's good.....do share with us when can use CC to topup for TnG....hehe....BTW, CC will charge for them....while ATM card should no any charges on it....correct me if I was wrong....
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IINM, Petronas CS "claims" it is a separate payment system. Cannot use CC, must use cash only. I have reloaded couple of times some years ago. Not sure the policy has changed or not.

Reload TnG using CC can only be done at Rangkaian Segar (Tmn Desa) or some PLUS toll plaza counters only.

Inform us here, if anyone manage to reload TnG using CC on petrol kiosk, ATM, LRT station, etc.

SnoWFisH
post Feb 21 2008, 04:16 PM

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QUOTE(cute_boboi @ Feb 21 2008, 03:43 PM)
IINM, Petronas CS "claims" it is a separate payment system. Cannot use CC, must use cash only. I have reloaded couple of times some years ago. Not sure the policy has changed or not.

Reload TnG using CC can only be done at Rangkaian Segar (Tmn Desa) or some PLUS toll plaza counters only.

Inform us here, if anyone manage to reload TnG using CC on petrol kiosk, ATM, LRT station, etc.
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What if i pump petrol, buy some stuff and top up my touch n go over the counter at the same time, then i need to pay them credit card and also cash at the same time? rclxub.gif rclxub.gif rclxub.gif
cute_boboi
post Feb 21 2008, 04:53 PM

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QUOTE(SnoWFisH @ Feb 21 2008, 04:16 PM)
What if i pump petrol, buy some stuff and top up my touch n go over the counter at the same time, then i need to pay them credit card and also cash at the same time?  rclxub.gif  rclxub.gif  rclxub.gif
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Yes.
1) Pay TnG = separate cash
2)(a) Pay petrol separate transaction punch-in
2)(b) Pay food/drinks separate transaction punch-in

I think item (2)(a) and (b) cannot be combined into single-CC transaction, I'm not so sure about it. But last time, I can confirm item (1) and (2) cannot.


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