would there be any tangible difference(s) if I am to deposit $$ now (to KDI Save) or just wait till tomorrow morning (before 11am cutoff)?

This post has been edited by cybpsych: Mar 1 2022, 01:26 PM

Deposit or withdrawal cut off is working day 11am, you will see update of same day interest or your withdrawal proceed by 430pm same day

If you make deposit or withdrawal on weekend or holiday, then it will follow upcoming working day

yes i'm aware of this

that means depositing now (1pm++) vs tomorrow morning (before 11am), has no difference.

If I were to be you, I will deposit now as tomorrow tend to forget and miss 11am again....hahahah

hahahah true also since 11am is kinda early

thanks

thanks sharing! pin-ed your finding in the first thread

can login from here also if on a computer:
https://app.digitalinvesting.com.my/user-login

what is this? SHV, BWX etc?
Need to google one by one to find out?


Attached thumbnail(s)

the ETF name, yep

Beware as there’s RSX inside and be prepared KDI might even start buying 9nce the war is over

SHV is ishares short term us treasury bond

BWX is bloomberg us treasury bond most likely short to medium term

In fact the bond are solids so far

bcombat yup... once u get used to it, less learning curve to DIY. watch yahoo finance live on youtube also senang



search the code on google finance or yahoo finance, will be faster
I cannot imagine KDI using EWM (malaysia) etf to invest though. 1 big roundabout

This post has been edited by Medufsaid: Mar 1 2022, 03:59 PM

ETF names here



Look like everyone portfolio is slightly different

This post has been edited by Curs3dZed: Mar 1 2022, 04:04 PM

some ppl die2 don't want to DIY coz of time and trouble (need to transfer money here and there), and also more likely to keep checking their investments since they managing it themselves. They rather just concentrate fully in their work/study.

Actually I'm also tempted to just use Robo advisor 100%.. sometimes feel pain keep use Wise to send money to IBKR. If invest in the more niche ETF will concern also - once a day will check at least. For Robo advisors they will help rebalance when an ETF is not doing too good, or change it to another. If DIY all these have to ownself handle.

This post has been edited by Davidtcf: Mar 1 2022, 04:07 PM

ROBO adavantages is rebalancing, reoptimizing and fractional shares

DIY is for long term hold one way and only cash out as a last resort

If robo can sell and rebuy the same day via float system that’s would be next level investing

Very efficient...
Register yesterday, approved today, money in morning to KDI save, afternoon confirmed in with interest...

Impressive...

Given the supposed "fully AI-driven" method of managing portfolios, makes sense that each portfolio is slightly different

and probably also why they don't release a list of ETFs, as unlike other robos where fund manager assigns weightage and sticks to that until to next "reoptimising", looks like the computer is the one that makes decisions on what to buy and how much depending on market conditions.

Mine still not yet in even I deposited today 11am...hmm

Did a test withdrawal of 10 bucks. Transaction section says success, but at my Maybank account couldn’t see it. Will wait tomorrow see if the amount reflected or not. Double checked my account number and saw it is correct.

you will see it later in your maybank account tonight.
i tried withdrawing some last week too.